Praveen Jain

Product Manager

Bengaluru, Karnataka, India9 yrs 8 mos experience

Most Likely To Switch

Key Highlights

Led significant product initiatives in Fintech.
Expert in optimizing user experience and product management.
Proven track record in launching innovative financial products.

Stackforce AI infers this person is a Fintech Product Manager with strong expertise in user experience and product development.

Contact

Skills

Core Skills

Software Product ManagementProduct ManagementProduct Adoption

Other Skills

ArduinoAutomationCNC ManufacturingCNC MillCommunicationCustomer ServiceData AnalysisData AnalyticsDeep LearningFinTechFortranJavaLaTeXLeadershipMachine Learning

About

Curious and inquisitive individual trying to solve real-world problems using my analytical skills and critical thinking abilities.

Experience

Payu finance

Product Manager

Oct 2023 – Present · 2 yrs 5 mos · Bengaluru, Karnataka, India · Hybrid

Motor Insurance on LazyPay (0 -> 1 initiative)
Building a one-click checkout solution for buying motor insurance on the LazyPay app
Building affordability options to buy motor insurance using LazyPay no-cost EMI, pay-in-3 options.
Embedded Lending Partnerships
Led integration and funnel optimisation efforts for LSP-RE partnership between payu finance and moneyview. Achieved a scale of triple-digit crore range (exact figures confidential) disbursal per month scale
Built and optimised m-web journey a to enable partnership with Bajaj Finserv markets, achieved 10 Cr+ disbursal per month, while adhering to risk & compliance guard-rails
DSA and Automation Charter
User Experience/Growth
Fast-Track Queue: Reduced pre-approval TAT by 12% and boosted approval ratio by 23%.
NTC/Thin-File Program: Built from scratch, driving ₹4.5 Cr incremental monthly disbursals.
Credit Bureau Optimization: Revamped re-pulling logic, increasing submissions by 28% (+₹4.1 Cr disbursals).
Automation & Platform
Automated contact verification via Zorp, slashing verification TAT by 15% and loan processing time by 8.5%.
Re-engineered pre-submit loan journey into modular workflows for cross-channel customization; A/B tested DSA channel to streamline bank statement collection.
Built a platform for secured loan documents delivery via SMS, used by all three lines of business (BNPL/Consumer Lending/SMB lending) to adhere to RBI's critical DLG guidelines
Built a blackbox/tentative offer API platform used across multiple consumer lending partnership to adhere to RBI's critical multi-lender marketplace related DLG guidelines.

Software Product ManagementFinTechSQLUser Experience (UX)Product Management

Money view

Product Manager

Mar 2021 – Oct 2023 · 2 yrs 7 mos · Bengaluru, Karnataka, India

New Initiatives (0→1)
Launched MVP for Moneyview Pro Saver (FD-backed OD product @8.65% returns),
Partnered with Rupeek to offer gold loans via in-app journey for personal loan-rejected users.
Productivity/Efficiency
Deployed Conversational AI bot for user guidance, cutting ops costs and boosting organic conversions
Automated Physical NACH processing via Razorpay integration
User Experience/Growth
Added Digilocker KYC option, increasing KYC success rate/through-put
Introduced real-time NACH submission feedback (SMS/WhatsApp/Email), improving 1st-attempt success rate and reducing support tickets
Enabled Aadhaar/UPI mandates & Income Verification via Account Aggregator, increasing funnel throughput and loan eligibility
Fraud Prevention
Implemented Aadhaar dedupe check using last 4 digits + DOB to curb identity fraud.

Voice of the CustomerStart-up EnvironmentProduct AdoptionProduct Management

Building intervyou

Co-Founder | Sleath Mode startup

Dec 2020 – Apr 2021 · 4 mos

Product AdoptionProduct Management

Basant cables & conductors pvt ltd

Engineering Manager

Jun 2020 – Mar 2021 · 9 mos · Agartala, Tripura, India

In charge of executing various Electrical Infrastructure and 2-lane Highway Road Projects in EPC mode or turn-key basis.

Rupeek

Associate Product Manager

Nov 2019 – May 2020 · 6 mos · Greater Bengaluru Area

Product AdoptionProduct Management

Bankerbay

2 roles

Product Manager

Oct 2018 – Nov 2019 · 1 yr 1 mo · Bengaluru, Karnataka, India

Product Management Intern

Jul 2018 – Oct 2018 · 3 mos · Bengaluru, Karnataka, India

University of notre dame

2 roles

Machine Learning

Jan 2018 – May 2018 · 4 mos · South Bend-Mishawaka Region

Learnt how to code machine learning algorithms in python from scratch. Implemented classifiers such as Naive Baye, Neural Network, Decision Trees, KNN Clustering.

Lab Assistant

May 2017 – May 2018 · 1 yr · South Bend-Mishawaka Region

Rapid Prototyping various experiments for a Lab-based engineering course. Used various technologies such as 3D-printing, arduino boards, CNC machining etc. in making prototypes.

Stonehill college

3 roles

Research Assistant

Sep 2014 – Dec 2015 · 1 yr 3 mos

Generated/Coded Matlab simulations to propagate quantum-encrypted light beams through atmospheric turbulence.
Generated/Coded Matlab simulations to investigate the rotation of the petal structure of Bessel beams while passing
certain materials

Service Desk Support Specialist

Aug 2014 – May 2015 · 9 mos

Answered phone calls and solved technical issues that concerned students and staff members had across campus
Entered work-order tickets into Track-It and solved pending work-order tickets during each shift

Peer-Tutor

Feb 2014 – May 2015 · 1 yr 3 mos

Tutored students seeking help with Pre-Calculus, Finite Mathematics, Calculus I, Calculus II, and Calculus III
New England Peer Tutor Association Presenter April 2014, 2015
Represented Stonehill College as a student presenter at the conference highlighting the importance of using unique
techniques and methods to cultivate a better and welcoming tutoring environment