Jan 2021 – Jan 2025 · 4 yrs · Bangalore Urban, Karnataka, India · On-site

• Designed and implemented developer-friendly payment APIs for enterprises and SMEs on Zwitch.io, driving increased adoption.
• Optimized settlement, payments, and reconciliation modules, significantly reducing transaction errors.
• Built a no-code embedded finance platform supporting Lending, Cards, and Savings Accounts, accelerating client onboarding.
• Collaborated with product, business, and solutions teams to strategize and execute market-aligned product development.
• Ensured PCI DSS compliance by managing product and security assessments, maintaining the highest industry standards.
• Scaled and led a team of 25+ professionals, fostering innovation and cross-functional collaboration.
• Worked closely with Sales, Solutions, and Implementation teams to enhance product experience and drive growth.
• Revamped and scaled the lending stack, improving efficiency and performance.

Nov 2018 – Jan 2021 · 2 yrs 2 mos · Bengaluru Area, India · Hybrid

• Partnered with ICICI Bank, Fino Payments Bank, and Paytm Bank to expand banking integrations and network reach.
• Designed and developed payouts & settlement modules for UPI, AePS, and MicroATM, enabling a first-of-its-kind dynamic settlement system.
• Implemented automated payment settlements for vendors, streamlining transactions and improving efficiency.
• Architected microservices-based solutions for white labeling and SaaS, enhancing product scalability and adaptability.
• Delivered a lending supply chain product,, integrating digital onboarding and loan management, accelerating customer acquisition during COVID.

Jan 2018 – Oct 2018 · 9 mos · Bengaluru Area, India

• Founded a product company in the hospitality sector, developing a Point of Sale & Inventory Management System adopted by 30+ clients.
• Provided software development expertise to startups in HealthTech, EdTech, and FinTech, driving innovation across 4+ early-stage ventures.

Jul 2017 – Dec 2017 · 5 mos · Bengaluru Area, India · On-site

• Developed and released a Hybrid Mobile App using Angular4, Ionic3, and Angular Material, achieving 5,000+ downloads within the first month.
• Collaborated closely with the QA Team to resolve existing web application bugs, improving app stability.
• Launched the Mobile App on the Play Store, receiving a 4.5+ star rating from users.

Oct 2015 – Jun 2017 · 1 yr 8 mos · Bengaluru Area, India

• Developed business logic libraries for POS and integrated user-facing Angular components with server-side using
• RESTful Web Services, enhancing system efficiency.
• Created the POS Desktop using C#, WPF, & MsSQL with stored procedures & triggers, leading to an improvement in transaction processing speed.
• Successfully launched the Mobile App on Android Play Store and Apple App Store, receiving over 10,000 downloads in the first three to nine months.
• Collaborated with the Project Manager(not Product) in requirement gathering, resulting in a reduction in project development time.

Apr 2015 – Oct 2015 · 6 mos · Bengaluru Area, India

• Started as a side hustle, and developed a few websites for SMEs.
• Helped small SMEs / E-Commerce sites with their SEO, Lead generation / running Google AdWords campaigns, etc.
• Registering the domain / creating business e-mail IDs.

Jan 2015 – Aug 2015 · 7 mos

Jan 2012 – Sep 2013 · 1 yr 8 mos · Bengaluru Area, India

• Domain name registration, website designing, e-commerce, SEO, web hosting solutions.

Jan 2011 – Oct 2015 · 4 yrs 9 mos