Sandiip Bharadwaj

CEO

Mumbai, Maharashtra, India25 yrs 9 mos experience
Most Likely To SwitchAI Enabled

Key Highlights

  • Led Paytm Money's transformation into a full-stack wealth management platform.
  • Pioneered HDFC SKY, a next-gen digital investment platform.
  • Drove digital-first innovation in India's capital markets.
Stackforce AI infers this person is a Fintech leader with expertise in digital wealth management and capital markets.

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Skills

Core Skills

Strategic Planning For GrowthDigital StrategyProduct Management

Other Skills

AI AgentsAI StrategyArtificial Intelligence for BusinessAssetBancassuranceBankingBranch BankingBranch ManagementBrokersBusiness DevelopmentBusiness StrategyCRMCapital MarketsChatGPTCommodity

About

I am the MD & CEO of Paytm Money Ltd , where I lead one of India’s largest digital wealth management and trading platforms with a mission to democratize investing and empower millions of Indians to build wealth confidently. Over the last two decades, I have held leadership roles across Angel One, IIFL Securities , HDFC Securities, and now Paytm Money, driving transformation, scale, and digital-first innovation in India’s capital markets. 🚀 Key Leadership Impact Paytm Money – Spearheading its evolution into a full-stack wealth management platform, scaling customer base to millions, expanding products like IPOs, MTF, derivatives, and AI-led research, while deepening retail investor participation. HDFC SKY (HDFC Securities) – Pioneered the launch of HDFC SKY, building a new-age digital investment platform from ground up to capture next-gen investors, strengthening HDFC Sec’s digital edge. HDFC Securities – Transformed the business into one of India’s most trusted broking houses, focusing on digital adoption, mobile-first investing, and superior customer engagement. IIFL (India Infoline) – Drove product diversification and retail franchise expansion, scaling IIFL’s position as a leading full-service brokerage with a strong digital backbone. Angel One – Contributed to Angel’s journey of becoming a tech-first brokerage with wide retail reach, helping shape its transition from a traditional player into a scalable digital powerhouse. 🌍 Leadership Philosophy I believe India is at the cusp of a financial inclusion revolution, where digital-first platforms, trust-driven regulation, and customer-centric design will shape the future of investing. My leadership ethos is anchored in: Scale with Purpose – growth that empowers investors at every level Tech with Trust – harnessing innovation responsibly within regulatory frameworks People with Vision – building agile, inspired teams that innovate with impact Beyond business, I am passionate about mentoring future leaders, promoting financial literacy, and driving industry-wide conversations on how technology can fuel India’s capital market participation.

Experience

Paytm money

2 roles

MD & CEO

Jul 2025Present · 8 mos · Mumbai, Maharashtra, India

Whole Time Director

Jul 2025Present · 8 mos · Mumbai, Maharashtra, India

Hdfc securities

Chief Operating & Digital Officer

Feb 2023May 2025 · 2 yrs 3 mos · Mumbai, Maharashtra, India

  • A dynamic and results-driven executive, I serve as the Chief Operating & Digital Officer at HDFC Securities, where I lead the Digital Businesses, Brand & Marketing, Product , Distribution, Platform Management, B2B Relations, Design & Product Innovation, Investment Services and Growth.
  • My strategic vision is centered on leveraging technology to enhance customer experience, streamline operations, and develop innovative investment products.
  • Passionate about leading teams to deliver exceptional results and committed to shaping the future of finance through digital innovation.
MarketingDigital StrategyUser Experience & DesignProduct ManagementPlatform DevelopmentOnline Business Management+4

Hdfc sky

Pioneer

Feb 2023May 2025 · 2 yrs 3 mos · Mumbai

  • I am at the forefront of launching HDFC SKY, a new age fintech trading and investing platform designed to revolutionize the way we interact with finance in the digital era.
User Experience & DesignProduct ManagementStrategic Planning for GrowthMarketing ManagementDigital Transformation

Assocham (the associated chambers of commerce and industry of india)

Co-Chairman

Aug 2021Present · 4 yrs 7 mos · Mumbai, Maharashtra, India

  • Co-Chairman of the National Council on Capital Markets & Investors Protection.
Strategic Planning for GrowthMarketing Management

Iifl securities

Chief Executive Officer - Retail Broking

Dec 2020Feb 2023 · 2 yrs 2 mos · Mumbai, Maharashtra, India

User Experience & DesignProduct ManagementStrategic Planning for GrowthMarketing ManagementDigital Transformation

Angel broking

2 roles

Director & Chief Sales Officer

Promoted

Jan 2017Dec 2020 · 3 yrs 11 mos

User Experience & DesignProduct ManagementStrategic Planning for GrowthMarketing ManagementDigital Transformation

Sr. Vice President & Business Head - Retail Broking, Capital Markets & Wealth Management

Aug 2010Dec 2016 · 6 yrs 4 mos

Product ManagementStrategic Planning for GrowthMarketing ManagementDigital Transformation

Religare

Sr. Vice President & National Head - Insurance , Online Sales & Alternate Channels

Jun 2008Jul 2010 · 2 yrs 1 mo · Greater Delhi Area

Strategic Planning for GrowthMarketing Management

Hdfc bank

2 roles

National Head - Sales & Strategy - Financial Planning

Apr 2007Jul 2008 · 1 yr 3 mos

  • Erstwhile Centurion Bank of Punjab
Strategic Planning for GrowthMarketing Management

Regional Sales Manager - Retail Products - Central Region

Apr 2006Mar 2007 · 11 mos

  • Erstwhile Centurion Bank of Punjab

Standard chartered bank

Cluster Head - Outlocation North - Auto / Auto OD

Jan 2003Jan 2006 · 3 yrs · Jaipur & New Delhi, India

Icici bank ltd.

Branch Sales Manager

Jan 2002Jan 2003 · 1 yr · Greater Jaipur Area

Icici capital services ltd.

Asst Manager

Jan 2000Jan 2002 · 2 yrs · Greater Jaipur Area

Education

INSEAD

Executive Education — Strategem : Strategy meets Leadership

Jan 2019Jan 2019

Indian School of Business

Executive Education — Leading Digital Business Transformation and Innovation

Jan 2018Jan 2019

Indian School of Business

Executive Education — Competing on Business Analytics

Jan 2018Jan 2018

Indian School of Business

Executive Education — Digital and Social Media Marketing Strategies

Jan 2017Jan 2017

Indian School of Business

Executive Education — Transformational Leadership

Jan 2017Jan 2017

Narayana Business School

PGDM

Rajasthan University

B.Sc

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