Janak Kumar

CTO

Bengaluru, Karnataka, India23 yrs 11 mos experience
Highly Stable

Key Highlights

  • Led the development of a high-volume payment platform.
  • Transformed siloed IT into a cohesive, innovative team.
  • Achieved 99.9% system availability through resilient tech operations.
Stackforce AI infers this person is a Fintech and SaaS expert with extensive experience in digital transformation and cloud solutions.

Contact

janak_kumar_in@yahoo.comLinkedIn

Skills

Core Skills

Cloud & Digital TransformationPayment SystemsDigital TransformationIt StrategyProduct DevelopmentIt Infrastructure Management

Other Skills

API-based integrationAgile MethodologiesAmazon Web Services (AWS)AngularJSApache KafkaApache SparkBPMBankingBusiness Process ManagementC/C++CloudCloud ComputingData AnalysisData EngineeringDevOps

About

Visionary technology executive acclaimed for driving revenue growth, an innovative culture, cost reduction, operational optimisation and market expansion. Demonstrates outstanding and swift assessment of the "big picture,” proficient in conceptualising and implementing large-scale project visions from inception to completion. Drives multiple projects & initiatives across their entire life cycle, assuming full accountability for budgeting, project staffing, execution, solution design / architecture, build, deployment & technical operations. A turnaround specialist and expert in transforming delivery / situation under crisis. Bringing over 24 years of rich experience, excels at integrating enterprise-level IT goals and capabilities with broader business objectives, establishing trust with stakeholders along the way. Has a startup mindset and thrives in dynamic, fast-paced environment. Engineer at heart, deeply passionate about understanding new problems and solving them using effective / trending tools and technologies. Effectively collaborates with people to consistently deliver value to clients & customers incrementally at speed & scale. Brings hands-on technical expertise is building distributed systems ensuring availability, scalability & performance. Core Competencies: Enterprise Technology Strategy, Product Development, Cloud & Digital Transformation, Deep Technical Hands-on Experience, Experience in BFSI, FinTech & Payments domain, Leadership & Team Building, DevOps & Agile Methodologies, Productivity Maximisation, Budgeting and P&L Management, Organisational Transformation, IT Infra Management, Vendor Management & Negotiation, Data Analytics and AI/ML, Mobile & Web Platform Development, Compliance and Risk Management

Experience

Jio platforms limited (jpl)

Head of Technology - FinTech Payments (PG & POS) and Data Platform

Sep 2021 – Present · 4 yrs 6 mos · Bangalore Urban, Karnataka, India · On-site

  • Embraced the opportunity to own the technical roadmap and evolve IT solution & technical operations of JioPay payments platform - an omni channel SaaS suite that facilitates e-commerce & point-of-sale transactions, settlements & card tokenisation services.
  • Leading the technology team responsible for building a resilient & scalable system entirely in-house from the ground up using Microservices architecture, Spring, Kafka, Redis, React JS & Hadoop Datalake.
  • The platform consists of a Payment Gateway (PA/PG license held by Jio Financial Services) and a range of Point of Sale products that accept Cards & UPI payments (including static QR, Sound Box & dynamic QR devices), catering to diverse Reliance Industries’ operations, handling ~1 million transactions daily.
  • Successfully conveyed & persuaded stakeholders regarding future solutions, frequently interacting with C-Level executives to obtain support, while ensuring regulatory compliance & effective risk management.
  • Turned a siloed IT organisation into a cohesive force with a common vision, eliminating inefficiencies and spearheading innovative approaches towards enhancing profitability & significant revenue growth.
  • Providing technical leadership and coaching to diverse staff, fostering a culture of innovation, continuous improvement, DevOps and aligning the team efforts to defined business objectives.
  • Drove end to end execution of many significant projects in partnership with Jio Financial Services and facilitating integrations with multiple banks/processing entities for e-comm, POS, and UPI transactions.
  • Empowered the product suite to adopt SaaS model by implementing multi-tenancy, Kubernetes/AKS/Cloud enablement, built DR capabilities and optimised technical operations by setting up new SRE team.
  • Achieved availability of 99.9% in FY 2023-24 against last year’s 99% by implementing resilient tech ops.
MicroservicesSpringKafkaRedisReact JSHadoop+2

J.p. morgan

Senior Vice President, Digital Technologies

Apr 2014 – Sep 2021 · 7 yrs 5 mos · Greater Bengaluru Area

  • Digital Transformation | Open Banking - a digital channel for Account Aggregation | API-based integration eliminating screen scraping | Digital Account Opening | Payments | AML | Sanctions | OFAC Screening | Java | Microservices | REST API | Spring Boot | Pega | ESB | MuleSoft
Digital TransformationOpen BankingAPI-based integrationJavaMicroservicesREST API+2

Wipro technologies

Delivery Manager, Banking & Finance

Jul 2004 – Mar 2014 · 9 yrs 8 mos · Bengaluru, Karnataka, India

  • Designed and implemented high-performance technology solutions specialising in Java/JEE, SOA, BPM (Business Process Management), ESB (Enterprise Service Bus) and Cloud Computing for clients in the Finance, Securities and Telecom sectors including StateStreet, Bank of New York Mellon and Aircel.
  • Grew business through pre-sales support, identifying gaps & providing proactive proposals to our clients.
  • Planned, designed and implemented a complex program to refactor (migrate/rewrite) over 20 financial applications onto StateStreet’s private Cloud PaaS platform utilising Java/JEE technologies.
  • Led the implementation of a Business Process Management (BPM) system for a crucial Trade Processing application using IBM Lombardi TeamWorks and turned around the situation against numerous odds.
  • Designed & implemented a middleware solution for Aircel’s transformation within an exceptionally short timeframe of 4 months, overcoming obstacles posed by a large-scale outsourcing program, operating under stringent schedule within a highly dynamic environment, using Oracle Service Bus, Java & SOA.
Java/JEESOABPMESBCloud ComputingProduct Development+1

Motorola

Software Engineer

Dec 2002 – Jul 2004 · 1 yr 7 mos · Bengaluru, Karnataka, India

  • Developed Java/J2EE applications & did C/C++ embedded programming for Motorola phones
Java/J2EEC/C++

I2 technologies

Software Engineer

Apr 2002 – Dec 2002 · 8 mos · Bengaluru, Karnataka, India

  • Developed Java/J2EE based applications for Procurement & Demand Aggregation product suite.
  • Received Customer Satisfaction Award for delivering i2 Demand Aggregation product in record time.
Java/J2EE

Education

Dr. B R Ambedkar National Institute of Technology, Jalandhar ( PUNJAB)

Bachelor of Technology - BTech — Computer Science

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