Shanu Kumar

CEO

Abu Dhabi, United Arab Emirates8 yrs 6 mos experience

Highly Stable

Key Highlights

Over 9 years in Structured Finance and Securitization.
Expert in credit risk assessment and financial modeling.
Led ratings for over 100 securitization transactions.

Stackforce AI infers this person is a Structured Finance expert with a focus on Securitization and Credit Risk Analysis.

Contact

Skills

Core Skills

Structured FinanceCredit AnalysisSecuritizationFinancial Analysis

Other Skills

Private CreditCLOsCredit Risk AssessmentABSRMBSLeveraged FinanceFund FinancingFinancial ModelingFeasibility AnalysisRisk MitigationStakeholder ManagementSector AnalysisMicrosoft ExcelValuationAsset-Backed Security (ABS)

About

A Structured Finance professional with over 9 years of demonstrated history of working in Covered Bonds/ Securitisation (securitization) transactions across ABS, RMBS, CLOs and Private Fund Financing covering India, US and EMEA markets. Functionally skilled in credit risk assessment, data management, portfolio analysis, team handling and cash flow modelling.

Experience

First abu dhabi bank (fab)

Vice President, Credit -Global Markets

Dec 2025 – Present · 3 mos · Abu Dhabi Emirate, United Arab Emirates · On-site

Private Credit, CLOs

Private CreditCLOsStructured Finance

Natwest markets plc

3 roles

Vice President

Promoted

Jul 2023 – Dec 2025 · 2 yrs 5 mos

Working as credit officer, covering a portfolio of securitization counterparties
for EMEA, US market of Natwest Group
Providing credit approval for securitization transactions involving asset classes
like ABS, RMBS, CLOs, leveraged finance, fund financing (private/public credit)
etc.
Carrying out in-depth credit risk assessment, deriving PD and LGD, performing
stress testing & setting appropriate risk appetite
Part of internal team to provide internal benchmarks to evaluate deals on
Environment, Social & Governance (ESG) parameters

Credit Risk AssessmentSecuritizationABSRMBSCLOsLeveraged Finance+2

Associate Vice President

Promoted

Jan 2023 – Jun 2023 · 5 mos

Senior Associate

Feb 2022 – Dec 2022 · 10 mos

Crisil limited

5 roles

Manager

Apr 2021 – Feb 2022 · 10 mos

Assigned initial rating for over 100 Indian securitization transactions involving
asset classes: ABS, MBS, CDO, Covered bonds etc.
Evaluated securitization transaction based on credit risk, market risk, legal risk,
operational risk & counterparty risk
Performed financial modeling to determine credit enhancement required for a
particular credit rating
Presented credit rating recommendation to the rating Committee & ensured
adherence to timelines & quality analytics; Understood strategy & business
model with the key management personnel’s (CXO); communicated the final
rating to the client.
Published rating rationale and credit rating report that cogently capture the
rationale behind the rating Track & communicate the monthly performance of
structured finance products to issuers, investors & trustees.

Credit Risk AssessmentFinancial ModelingSecuritizationStructured Finance

Senior Rating Analyst

Jul 2020 – Mar 2021 · 8 mos

LCG-Rating Structured Finance

Senior Rating Analyst

Apr 2019 – Jul 2020 · 1 yr 3 mos

LCG - Rating Corporate & Infrastructure Sector

Rating Analyst

Promoted

Apr 2018 – Mar 2019 · 11 mos

LCG- Rating Structured Finance

Management Trainee

Apr 2017 – Mar 2018 · 11 mos

LCG- Rating Structured Finance

Sharekhan by bnp paribas

Summer Associate

Apr 2016 – Jun 2016 · 2 mos · Mumbai Area, India

Acquisition Deal
# Performed feasibility analysis for an acquisition deal of INR 50+ mn of a fintech startup
# Carried out sector analysis, optimized deal size and pitched to the chief financial officer
Benchmarking of Internal Financial Controls (IFCs)
# Developed a risk mitigation model and back tested the model to ensure 100% compliance
# Organized Stakeholders meet & conducted in-depth interviews to spot gaps in internal processes
# Conducted need-gap analysis of compliance requirements w.r.t. internal controls in fin reporting

Feasibility AnalysisRisk MitigationStakeholder ManagementFinancial Analysis