May 2020 – Apr 2024 · 3 yrs 11 mos · Bengaluru, Karnataka, India

• Building critical pillars - Simplicity, Security & Speed in a customer-focused best in class Payments experience.

Aug 2018 – Apr 2020 · 1 yr 8 mos · Greater Bengaluru Area

Jan 2017 – Jan 2018 · 1 yr · Greater Bengaluru Area

Jan 2016 – Jan 2017 · 1 yr · Bengaluru Area, India

• Responsible for the overall organization's software strategic road-maps, product development and delivery, networking, security and quality assurance.
• Conceptualised, re-designed and built the scaling architecture for marketplace and promotion engine with decoupled payment application which improved the success rate from 40% to 70%.
• Created strategies and initiatives for hiring and developed a strong 30 member engineering and product organization.
• Built and heading product team for consumer-facing product initiatives and took care of the entire product life cycle which includes creating road-maps, data analysis, making funnel improvements to increase conversion rates & growing customer base.

Jan 2007 – Jan 2015 · 8 yrs · Mumbai Area, India

• Payment Gateway:
• Involved in building intelligent algorithms which identifies the drop in success rates and automatically routes transaction through another bank's gateway.
• Integrated Transaction Switch with major banks which ensures consistent transaction delivery
• Merchant integration plug-ins for implementation on a wide variety of merchant server platforms (Java, PHP).
• Involved in system scale up vertically and horizontally.
• Designed and implemented saved card features for both session and without session.
• Visa Bill Pay (Retail & Corporate):
• Rolled out bill payment, prepaid recharge platforms for both Visa retail and corporate users involving integration with biller platforms, prepaid recharge platforms and payment gateways.
• ECS/SI Platforms involving integration with major banks and post-paid services - major telcos, insurance companies, power distribution, gas suppliers etc.
• Universal Bill Presentment & Payment Platform (UBPP):
• Bill payment solution to major banks (HDFC Bank, Axis Bank, Kotak, Yes Bank) - integration with net banking, single sign-on, customer debit, direct tax
• Biller Management System integration with bank's existing EBPP systems with BillDesk's merchant platform
• Directpay:
• Design and development of bill payment & Prepaid Recharge APIs for the leading banks's ATM & Mobile, retail channel partners.
• Worked and executed with the functionalities and structure of various ATM switches like BASE24, FIS, Opus, Citibank and built solution for the debit and credit card transactions using these switches.
• Tax Payment:
• Direct and Indirect taxes payment platform with complete solutioning of Challan generation, reconciliation, settlement etc.
• ETopUp:
• Conceptualized, designed and developed prepaid recharge platform facilitating services to several channels -- Bank Instapay, Netbanking, ATM, Mobile, Retail Channel Partners.

Jan 2006 – Jan 2007 · 1 yr · Mumbai Metropolitan Region

• Responsible for design, Architecture & delivery of a scalable travel search engine using Amadeus and Galileo Global Distribution Systems Fares (GDS).
• Set up process for Quality Assurance, Program Management and Support/Operations. Worked closely with team on various phases like requirement analysis, planning, estimation, execution and delivery.