Nikhil Jain

CEO

Gurgaon, Haryana, India8 yrs 7 mos experience
AI ML PractitionerHighly Stable

Key Highlights

  • Over 9 years of experience in IT and BFSI sectors.
  • Expert in liquidity and regulatory reporting.
  • Proven track record in credit analysis and loan appraisal.
Stackforce AI infers this person is a Fintech professional with strong expertise in liquidity and regulatory reporting.

Contact

Skills

Core Skills

Regulatory ReportingLiquidity AnalysisQuality AssuranceCredit AnalysisFinancial AnalysisSoftware Development

Other Skills

Data AnalysisSQLQuality Assurance TestingCustomer ServiceFundamental AnalysisResearchAutomation TestingData StructuresCore JavaJavaCAlgorithmsC++JavaScriptEclipse

About

I am working as Assistant Vice President at HSBC(Liquidity Reporting). Analysis & Preparation of FSA 047 / 048 / 050 / 051 / 052 / 053 and 054 for HSBC UK. Analysis & Preparation of various other Solo reports like AMM 67, 68, FSB, LCR DA Monthly and Daily. Preparation of STDF, PRA110 reports and Trading wind down. These reports study the cash flow mismatches, liquid assets buffer, currency analysis, depositor concentration, pricing & funding portfolio (Wholesale & Repo Funding) of the bank. Calculate and Analyze the LRP (Liquidity Risk Profile) of the bank. Advise reasons for change in ILG (Individual Liquidity Guidance) Carry out liquidity analysis, in order to provide business insight to liquidity reporting, by interpreting liquidity data in terms of underlying business events & drivers, including product mix & volumes. I am a finance and analytics enthusiast with more than 9 years of experience in IT and BFSI sectors. I am computer engineer and MBA (Finance) from a leading business school in India. I have worked with HDFC Ltd.- the leading mortgage lender in India, headquartered at Mumbai for over one year. In this role I helped advance the bank's clients'​ interest by appraising loan applications, based on various front and back rations, CIBIL credit histories, and banking preferences and usage patterns. I also helped evaluate credit worthiness of individual borrowers for their willingness to pay and repay. I have appraised revenue worth 1 Cr. till date and have been credited to evaluate 200 individual clients, highest in the territory. I am also passionate software coder and data enthusiast, and have leveraged by computer engineering to come up with website designs and other coding solutions in my free time. I have also been certified in statistical languages like R, and use both R and SPSS to derive insights from data. When I am not at work, I love reading books, and sharing my interest in sports (especially Cricket) with my friends and colleagues.

Experience

Hsbc

Assistant Vice President Finance

Oct 2023May 2025 · 1 yr 7 mos · Gurugram, Haryana, India · On-site

  • Regulatory reporting
Regulatory ReportingLiquidity AnalysisData Analysis

Moody's analytics

QA Engineer

Dec 2019Jun 2023 · 3 yrs 6 mos · Gurgaon, India · On-site

  • quality analyst Regulatory reporting
Regulatory ReportingSQLQuality Assurance TestingQuality Assurance

Ey

Senior Analyst

Nov 2018Sep 2019 · 10 mos · Gurgaon, India

Hsbc electronic data processing private limited

Assistant Manager

Aug 2016Apr 2017 · 8 mos · Gurgaon, India

Hdfc limited

Assistant Manager

Jun 2015Jun 2016 · 1 yr · Chandigarh

  • Assistant Manager (Retail Lending Operations)
  • Appraisal of Individual housing loan applications based on front and back ratios, CIBIL credit histories, and banking habits.
  • Evaluating the credit worthiness of individual borrowers like willingness to pay and repayment capacity.
  • Appraised files worth Rs 1 Crore and above and appraised more than 200 files.
  • Improved operational efficiency by reducing turnaround time and proper documentation of loans.
  • Providing customer service for prepayments, disbursements, disbursement fixing and sanctioning of loans.
Credit AnalysisCustomer Service

Thirdwavesolutions pvt. ltd.

Financial Analyst

May 2014Jul 2014 · 2 mos · Gurgaon

  • Did Fundamental Analysis of companies like NTPC, Shriram City Union Finance.
  • Reviewed performance of electronic payments sector, conducted valuation and prepared Research Report on RS Software India.
Fundamental AnalysisResearchFinancial Analysis

Makemytrip.com

Software Developer

Jul 2012Jul 2013 · 1 yr · Gurugram, Haryana, India

  • ● Automation Engineer – Responsible for automating the website according to test cases shared using Quick Test Professional.
  • ● Key Assignments:
  • Handled automation of Sanity flow of Flights Plus Hotels and International Flights.
  • ● Automation Workshop: Conducted an Automation Workshop along with other team members.
  • ● Rising Star Award: Won the rising star award for the month of November.
Automation TestingSoftware Development

National informatics center

Trainee

Jun 2010Jul 2010 · 1 mo · Greater Delhi Area

  • Did my training in "Cadastral mapping of Land records using postgresql".

Education

Global Association of Risk Professionals

Financial Risk Managememt

Jan 2014Jan 2015

Delhi University

Master of Business Administration (M.B.A.) — Finance and Control

Jan 2013Jan 2015

National Institute of Technology Kurukshetra

BTech — Information Technology

Jan 2008Jan 2012

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