Mohit Singhania

Director of Engineering

Bengaluru, Karnataka, India18 yrs 7 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Led a 90+ member analytics team.
Over 18 years of BFSI analytics experience.
Award-winning performance in marketing analytics.

Stackforce AI infers this person is a seasoned leader in Fintech analytics and risk management.

Contact

Skills

Core Skills

Data GovernanceData ScienceCustomer AnalyticsDecision ManagementMarketing StrategyStrategic Marketing AnalyticsRisk ManagementBusiness AnalyticsPortfolio Management

Other Skills

Digital AnalyticsPortfolio & Loyalty AnalyticsField AnalyticsCampaign Measurement & OptimizationStrategy AnalyticsCustomer InsightsCapability AnalyticsSecondary ResearchCampaignsCustomer Lifecycle ManagementCampaign ManagementBalance TransferAnalyticsCredit Line StrategiesFinancial Modeling

About

Head of Data & Analytics | 18+ Years Exp in Credit Card Analytics across BFSI GCCs| Head of 90+ Member Data & Analytics team including Data Governance | Risk Credit Management • Over 18 years of experience with BFSI GCCs in India, focusing on incubating and growing analytics teams, and overseeing operations and analytics capability development for mid-sized (10+) to large teams (50+) for the last decade. • Head the 90+ member Data & Analytics team at Bread Financial, responsible for Data Governance, Data Science, Digital Analytics, Portfolio & Loyalty Analytics, Field Analytics, Campaign Measurement & Optimization, and Strategy Analytics.

Experience

Bread financial

3 roles

Director

Promoted

Feb 2022 – Present · 4 yrs 1 mo

Head the 90+ member Data & Analytics team at Bread Financial, responsible for Data Governance, Data Science, Digital Analytics, Portfolio & Loyalty Analytics, Field Analytics, Campaign Measurement & Optimization, and Strategy Analytics.

Data GovernanceData ScienceDigital AnalyticsPortfolio & Loyalty AnalyticsField AnalyticsCampaign Measurement & Optimization+1

Senior Manager

Promoted

Aug 2019 – Jan 2022 · 2 yrs 5 mos

Manager

Aug 2018 – Aug 2019 · 1 yr

Led a 21 Member Marketing Analytics' Insights & Data Science team focusing on various functions: Customer Analytics, Data Science, Customer Insights, Capability Analytics and Secondary Research

Customer AnalyticsData ScienceCustomer InsightsCapability AnalyticsSecondary Research

Citi

2 roles

Assistant Vice President - Marketing Analytics (Decision Management)

Promoted

Jun 2015 – Aug 2018 · 3 yrs 2 mos

Managed CRS Decision Management team for one of the biggest US Retailers [Jun15-Apr16]
International Assignment : Led the Singapore Credit Card Analytics Team [Apr16-Nov16]
Led a Decision Management team handling 22+ Retail Services Portfolios
Designed and Implemented Marketing Strategy and Campaigns across the Customer Lifecycle:
Pre-Acquisition & Post-Acquisition Initiatives, Spend Promotions & Engagement Campaigns,
Balcon or Balance Transfer, PLCC to Cobrand Migration, CRS-Mortgage Synergy, External Deferred Interest Offers
CSIL Pan India Quarterly Excellence Individual ARC Award Winner for outstanding performance.
US Visits and Presentations

Decision ManagementMarketing StrategyCampaignsCustomer Lifecycle Management

Manager

Oct 2013 – Jun 2015 · 1 yr 8 mos

Strategic Marketing Analytics for PL & Cobrand portfolio

Strategic Marketing Analytics

Capital one

Senior Associate

May 2012 – Oct 2013 · 1 yr 5 mos · Bengaluru Area, India

Risk Management SME for Balance transfer/Balcon - Balance Build and other PM initiatives for PLCC portfolios
Balance Build (BB) Initiatives: Business trip to Chicago/San Jose office to coordinate with the BB onshore team and take ownership of the BB Program analytics, reporting & execution from India.
Came up with a new loss forecasting and NPV calculation framework.
Led a team to setup new BB MIS over two phases. Critical due to lack of any existing MIS and business focus on BB.
Awarded a “Live the values – Ownership” award for redesigning the BB Program (Cash reward of $500).
Awarded two ‘Monthly Spot Award’ for BT MIS Phase I and Balance Build interim campaign approval.

Risk ManagementBalance TransferBusiness Analytics

Hsbc

2 roles

Assistant Manager

Promoted

Aug 2010 – Apr 2012 · 1 yr 8 mos · Bengaluru Area, India

Risk Management for Consumer & Commercial PLCC cards
Primarily worked on Portfolio Management initiatives
Credit Line Increase (CLI) Initiatives: Redesigned PLCC & Cobrand CLI strategies
Credit Line Decrease (CLD) and Closure Initiatives: Integrated newly developed Behavior Score and ongoing merchant negotiation changes to revamp the strategies
Other Initiatives: Optimized TRIAD Authorization strategies for PLCC Commercial portfolios, plus a node reduction of 26% in the existing strategies.
Multiple CLI/CLD/PM strategy development training for new recruits.
Awarded two Leading Light awards for demonstrating ownership and leadership.

Risk ManagementPortfolio ManagementCredit Line Strategies