S Kumar

Business Development Executive

Raxaul, Bihar, India3 yrs 11 mos experience

Most Likely To Switch

Key Highlights

Over 2 years of experience in finance and loan advisory.
Expertise in facilitating financial solutions for diverse clients.
Strong communication skills enhancing client relationships.

Stackforce AI infers this person is a Financial Services professional specializing in loan advisory and client engagement.

Contact

Skills

Core Skills

Loan AdvisoryClient EngagementClient SourcingMicrofinance SolutionsInsurance AdvisoryFinancial Planning

Other Skills

SalesSurveyCommunication skillsMortgage LendingBranch banking executiveAdvance diploma computer applicationInsurance IndustryLoan OriginationField TrainingField MarketingField ResearchCustomer SurveysField WorkMarketingMarket Research

About

My name is S Kumar, and I bring over 2 years of experience in the finance domain, specializing in loan advisory and soft collections. My strong foundation in both finance and sales, combined with excellent communication skills and professional behavior, allows me to excel in client-facing roles. I am well-versed in handling customer interactions with a focus on providing sound financial advice while maintaining a positive and respectful approach. My ability to effectively communicate and understand customer needs has been key in achieving success in my career.

Experience

Aye finance pvt. ltd

Loan Officer

Apr 2024 – Present · 1 yr 11 mos · Forbesganj, Bihar, India · On-site

Loan Advisor | Aye Finance Pvt Ltd
As a Loan Advisor at Aye Finance Pvt Ltd, I specialize in facilitating financial solutions tailored to meet the diverse needs of clients. With expertise in various loan products, I focus on:
Loan Products: Hypothetical Loans, Quant Mortgage Loans, Mortgage Loans, and LAP (Loan Against Property), handling ticket sizes ranging from ₹50K to ₹250K.
Client Engagement: Skilled in client sourcing, lead generation, and providing end-to-end support in loan processing and approval.
Collections & Recovery: Proficient in soft collections, telephonic follow-ups, and on-site collection visits to ensure timely repayments.
Relationship Management: Adept at managing client relationships, addressing queries, and ensuring high levels of customer satisfaction.
With a commitment to precision and a focus on ethical practices, I strive to contribute to financial growth for both clients and the organization.

SalesSurveyLoan AdvisoryClient Engagement

Annpurna finance pvt ltd

Executive

Nov 2022 – Jan 2024 · 1 yr 2 mos · Raxaul, Bihar, India · On-site

Field Credit Officer at Annapurna Finance Pvt. Ltd.
Working at Annapurna Finance Pvt. Ltd. as a Field Credit Officer has been a transformative experience. My role revolves around empowering rural communities, especially women, through microfinance solutions that drive financial independence and inclusivity.
Key responsibilities I manage include:
Client Sourcing: Identifying potential clients in rural areas who require micro loans to uplift their financial circumstances.
Client Handling: Building trust and long-term relationships with clients by understanding their needs and guiding them through the loan process.
Group Liability Loans: Facilitating group loans, fostering a sense of shared responsibility and mutual support among borrowers.
Female Client Focus: Supporting women entrepreneurs in rural areas to create sustainable livelihoods, a mission that resonates deeply with me.
This role has not only honed my skills in credit assessment, client relationship management, and rural outreach but has also provided me with the satisfaction of making a tangible impact on people's lives.
I’m grateful to Annapurna Finance for giving me the opportunity to contribute to financial inclusion and rural development. Looking forward to continuing this journey of empowering communities.
Feel free to customize further based on your experience or achievements!

SalesCommunication skillsClient SourcingMicrofinance Solutions

Lic

Insurance Agent

Jan 2022 – Jan 2024 · 2 yrs · India · On-site

LIC Agent – Empowering Financial Security and Planning
As a dedicated LIC Agent, my journey has been about providing tailored financial solutions to individuals and families, ensuring their financial security and peace of mind. My role has allowed me to deeply understand client needs and offer products that align with their goals.
Key Responsibilities:
Term Insurance Policies: Providing clients with coverage that safeguards their families’ future in case of unforeseen events.
Health Insurance Policies: Assisting clients in securing their health and managing medical expenses effectively.
Life Insurance Policies: Helping individuals plan for long-term financial stability and generational wealth creation.
Lump Sum Policies: Designing strategies for clients to achieve their financial milestones with one-time premium investments.
SIIP Policies: Guiding clients on systematic investment and insurance plans to balance risk and returns.
Jeevan Term Insurance Policies: Offering affordable solutions for comprehensive life coverage.
This role has given me the privilege of not only advising clients but also creating lasting relationships built on trust and transparency. My goal has always been to simplify complex insurance products and make financial planning accessible to everyone.
Being part of LIC has been a fulfilling experience, and I am proud to contribute to the financial security of countless families.