Gauri R — Business Development Executive

I’m a Business Data Analyst | Product Ownerwith 7+ years of experience delivering digital banking and financial services platforms across Commercial and Investment Banking. I specialize in building scalable, compliant, customer-centric products at the intersection of technology, regulation, and business outcomes. My expertise includes KYC/AML, eKYC, customer onboarding, payments, risk & compliance automation, and digital lending platforms. I’ve led end-to-end initiatives covering digital account opening, identity verification, fraud prevention, regulatory reporting, and loan lifecycle management, partnering closely with engineering, UX, data, compliance, and risk teams. At JPMorgan Chase, I lead product delivery for KYC/AML and digital onboarding solutions, automating CDD/EDD workflows, dynamic risk scoring, and third-party integrations for real-time screening and identity verification. These efforts reduced processing time by 40%, improved onboarding completion by 30%, and strengthened audit readiness through embedded controls, SLAs, and traceability. Previously, at Caliber Home Loans, Citi, and Ally Financial, I delivered regulatory automation, analytics platforms, digital payments, alerting systems, and loan servicing solutions, improving operational efficiency, compliance accuracy, and customer experience. I partner with senior leadership on product vision, roadmaps, and OKRs while remaining hands-on with epics, user stories, backlog prioritization, release planning, and UAT. 🛠️ Technical Skills Product & Delivery: Product Strategy, Roadmaps, OKRs, Backlog Prioritization, Epics & User Stories, Release Planning, UAT Banking & Compliance: KYC/AML, CDD, EDD, eKYC, CIP, Risk Scoring, Regulatory Reporting Platforms & Tools: Pega, Loan IQ, Salesforce, Jira, Confluence, Power BI, SQL Methodologies: Agile Scrum, SAFe, SDLC, Process Automation Data & Analytics: KPIs, Dashboards, Business Intelligence #SeniorProductOwner #ProductOwner #ProductManager #ProductLeadership #ProductStrategy #DigitalBanking #BankingTechnology #FinancialServices #EnterprisePlatforms #KYC #AML #CDD #EDD #eKYC #CIP #FraudPrevention #RiskManagement #Compliance#RegTech #FinTech #TrustAndSafety #IdentityVerification#CustomerOnboarding #DigitalOnboarding #CustomerExperience #CX#Payments #ACH #WireTransfers #BillPayments #P2P #LoanIQ #Salesforce #Pega #LowCode #EnterpriseSystems#Agile #Scrum #SAFe #ScaledAgile #SDLC #DataDriven #Analytics #KPIs #BusinessIntelligence #PowerBI #SQL #Automation #WorkflowAutomation #ProcessImprovement#Cloud #AWS #EnterpriseDelivery

Stackforce AI infers this person is a Fintech professional with strong expertise in data analytics and compliance automation.

Experience: 0 mo

Skills

Kyc/aml
Product Strategy
Payments
Regulatory Compliance
Fraud Detection
Data Analytics
Risk Management
Commercial Banking
Banking Technology

Career Highlights

Led product delivery for KYC/AML solutions at JPMorgan Chase.
Reduced processing time by 40% through automation initiatives.
Developed fraud detection platforms improving risk management.

Work Experience

JPMorganChase

Business Data Analyst (3 yrs 11 mos)

Caliber Home Loans

Business Data Analyst (2 yrs)

Citi

Business Analyst (1 yr 7 mos)

Ally

Business Analyst (1 yr 2 mos)

Education

Master's degree at Rutgers Business School

Bachelor of Engineering - BE at SJB Institute of Technology

Gauri R

Business Development Executive

United States0 mo experience

AI EnabledAI ML Practitioner

Key Highlights

Led product delivery for KYC/AML solutions at JPMorgan Chase.
Reduced processing time by 40% through automation initiatives.
Developed fraud detection platforms improving risk management.

Stackforce AI infers this person is a Fintech professional with strong expertise in data analytics and compliance automation.

Contact

Skills

Core Skills

Kyc/amlProduct StrategyPaymentsRegulatory ComplianceFraud DetectionData AnalyticsRisk ManagementCommercial BankingBanking Technology

Other Skills

KYC VerificationSalesforce Marketing CloudSQLPower BITableauAgileFinancial ServicesRegulatory ReportingExtract, Transform, Load (ETL)Data MappingComplianceCredit RiskPortfolio ManagementLiquidity Risk ManagementApplication Programming Interfaces (API)

About

Experience

Jpmorganchase

Business Data Analyst

Apr 2022 – Present · 3 yrs 11 mos · Lewisville, Texas, United States

Project : Payments & Cash Management Platform Modernization
Worked on a strategic initiative to modernize legacy payment processing systems supporting ACH payments, wire transfers, and internal cash management workflows across retail and commercial banking platforms. The project focused on improving payment initiation, settlement processing, transaction reconciliation, and integration with treasury and accounting systems. The modernization initiative enabled real-time visibility into payment flows, automated reconciliation processes, and improved accuracy of financial transaction reporting across upstream and downstream banking applications.
Responsibilities
✅ Worked in an Agile environment, creating User Stories, managing Product Backlog Items (PBIs), and supporting sprint planning and backlog grooming with Product Owners and Scrum Masters.
✅ Collaborated with Home Lending, Credit Risk, Fraud, Compliance, and Technology teams to gather and document business, functional, and data requirements for LOS modernization and AML/KYC compliance initiatives.
✅ Performed data analysis, data mapping, and ETL validation to integrate multiple banking systems including credit bureaus, KYC vendors, sanctions screening tools, and Salesforce Financial Services Cloud.
✅ Built and validated ETL pipelines and cloud data workflows using AWS Redshift and AWS Glue, ensuring data quality, lineage, and audit-ready reporting.
✅ Designed SQL queries and Power BI/Tableau dashboards to monitor compliance metrics, operational performance, and business insights.
✅ Coordinated with QA teams to support test case creation, test data preparation, defect resolution, and User Acceptance Testing (UAT).
#BusinessAnalyst #DataAnalyst #BankingTechnology #LoanOrigination #AML #KYC #Salesforce #AWS #SQL #PowerBI #Tableau #Agile #DataAnalytics #FinancialServices #RegulatoryCompliance

KYC VerificationSalesforce Marketing CloudSQLPower BITableauAgile+5

Caliber home loans

Business Data Analyst

Mar 2020 – Mar 2022 · 2 yrs · Coppell, Texas, United States

Project 1: Mortgage Fraud Detection & Risk Platform
Supported development of a mortgage fraud detection platform to identify high-risk loan applications using borrower, credit, and third-party verification data, enabling risk scoring, alerts, and fraud investigation workflows.
Project 2: Mortgage Business Intelligence & Reporting
Developed BI reports and dashboards for mortgage servicing and origination by consolidating data from multiple sources to support operational insights and decision-making.
Responsibilities:
✅ Worked in an Agile environment, creating User Stories, managing Product Backlog Items (PBIs), and supporting sprint planning, backlog grooming, and release coordination with Product Managers and Scrum Masters.
✅ Collaborated with Mortgage Operations, Underwriting, Fraud, Risk, and Compliance teams to gather and document business, functional, and data requirements for fraud detection and mortgage servicing platforms.
✅ Supported end-to-end payment workflows including ACH, wire transfers, escrow disbursements, and borrower refunds across mortgage servicing systems.
✅ Developed Power BI dashboards, reports, and scorecards by consolidating data from multiple sources to track operational performance, compliance metrics, and fraud monitoring insights.
✅ Performed data analysis, data mapping, ETL validation, and MDM processes to integrate data from core banking systems, payment gateways, and settlement platforms.
✅ Created business process models, project scope documentation, and reporting frameworks to support data-driven decision making and project governance.
✅ Coordinated with QA teams for test case creation, defect tracking in JIRA, test data preparation, and User Acceptance Testing (UAT) to ensure quality releases.
#BusinessAnalyst #DataAnalyst #MortgageBanking #FraudDetection #PowerBI #SQL #DataMapping #ETL #Agile #JIRA #FinancialServices #DataAnalytics #RiskManagement #Compliance

Regulatory ReportingExtract, Transform, Load (ETL)Power BISQLData MappingAgile+4

Citi

Business Analyst

Jul 2018 – Feb 2020 · 1 yr 7 mos · New York, New York, United States

Project: Loan IQ Commercial Lending Platform
Supported implementation of a Loan IQ–based commercial lending platform to manage the full loan lifecycle including deal setup, credit approval, payments, settlements, and servicing. Integrated Loan IQ with credit, accounting, and reporting systems to ensure accurate loan processing, data validation, reconciliation, and regulatory compliance.
Responsibilities:
✅ Worked in an Agile environment, collaborating with Product Managers and technical teams to support development and enhancements of Loan IQ–based commercial lending systems.
✅ Partnered with Commercial Banking, Syndicated Loans, Credit Risk, and Loan Operations teams to gather and document business, functional, and data requirements.
✅ Created and maintained BRDs, FRDs, data mapping documents, and process flow diagrams to support system design and business processes.
✅ Developed operational and regulatory reports for loan balances, delinquency, credit exposure, and portfolio performance.
✅ Wrote and optimized SQL queries for data analysis, reporting, and QA validation to ensure data accuracy.
✅ Managed product backlogs, user stories, and defect tracking in JIRA, supporting sprint planning and issue resolution.
✅ Coordinated with QA teams for test case creation, test data preparation, UAT execution, and results tracking to ensure successful releases.
#BusinessAnalyst #DataAnalyst #CommercialBanking #LoanIQ #SyndicatedLoans #SQL #Agile #JIRA #FinancialServices #DataAnalytics #CreditRisk #BankingTechnology

SQLAgileData AnalyticsCredit RiskBanking TechnologyCommercial Banking

Ally

Business Analyst

Apr 2017 – Jun 2018 · 1 yr 2 mos · Detroit, Michigan, United States

Project: Banking Documentation & Lending Systems Support
Collaborated with cross-functional teams to develop documentation for an enterprise web-based banking system supporting mortgage loan origination, servicing, and commercial lending operations. Documented system workflows, syndicated loan reconciliation processes, and loan processing functions to ensure operational clarity and regulatory compliance.
Responsibilities:
✅ Worked in an Agile environment, managing User Stories, Product Backlog Items (PBIs), and supporting sprint planning and backlog grooming to improve delivery efficiency.
✅ Led ETL and data migration activities, transforming and loading large datasets from legacy systems to new platforms for reporting and compliance.
✅ Performed data analysis, data requirement analysis, and data mapping to support system integration and ensure alignment with business needs.
✅ Defined data transformation and integration rules to enable seamless data flow across banking systems.
✅ Wrote SQL queries for QA testing, data validation, and reporting, improving testing accuracy and efficiency.
✅ Managed defect tracking and issue resolution in JIRA, coordinating with development teams for timely fixes.
✅ Partnered with QA teams to support test case creation, test data preparation, functional testing, and User Acceptance Testing (UAT).
#BusinessAnalyst #DataAnalyst #BankingTechnology #ETL #DataMigration #SQL #Agile #JIRA #DataMapping #DataAnalytics #FinancialServices #UAT #SystemIntegration