Thanga Raj

Operations Associate

Chennai, Tamil Nadu, India7 yrs 10 mos experience

Most Likely To Switch

Key Highlights

7+ years in Audit and Compliance roles.
Expert in KYC and NPA analysis.
Proven track record in vendor management.

Stackforce AI infers this person is a Fintech professional with expertise in Audit, Compliance, and Vendor Management.

Contact

Skills

Core Skills

AuditKycVendor ManagementAccountingFinancial AnalysisData Management

Other Skills

MISBankingData AnalysisDashboardsAccount ReconciliationBank StatementsData MigrationIncome TaxFinanceTeamworkBank ReconciliationBRDsContract NegotiationMIS ReportingUser Acceptance Testing

About

Career Objective: To secure a challenging position in Audit, Risk, Compliance, or Credit Operations where I can apply my expertise in KYC, NPA analysis, fraud detection, audit handling, vendor management, and process automation to strengthen internal controls, support regulatory compliance, and contribute to organizational growth. Professional Summary--- Detail-oriented Credit & Vendor Management Professional with 7+ years of experience across Mutual Fund Operations, KYC/Compliance, Vendor Onboarding, NPA Monitoring, SAP-based Accounts, and large-scale data migration. Proven expertise in Excel automation, MIS reporting, and process optimization. Strong record of handling PAN-India vendor processes, RBI audit coordination, and management reporting.

Experience

Dcb bank

2 roles

Credit Manager - Deputy Manager 2

Apr 2025 – Present · 11 mos · Chennai, Tamil Nadu, India

Credit Manager - Deputy Manager 1

Mar 2023 – Mar 2025 · 2 yrs · Chennai, Tamil Nadu, India

Handle audit queries, including NPA audit observations and internal/external audit
requirements
 Track and analyse potential fraud/NPA cases; coordinate with legal and valuation vendors for
desktop/possession valuation reports.
 Maintain and publish the NPA Tracking Dashboard, supporting quarterly reports and senior
management updates.
 Respond to and close RBI audit queries, ensuring timely compliance and documentation.
 Identify and resolve credit fraud risks, conduct root-cause analysis, and implement corrective
measures across branches.
 Manage end-to-end vendor on boarding, KYC verification, due diligence, and documentation
checks for PAN-India operations.
 Verified and on boarded 200+ new vendors, increasing the total vendor base from 600 to 800.
 Handle vendor payment processing, documentation validation, and compliance review.
 Prepare MIS for audits and directly report updates to senior management and MD-level

MISBankingAuditKYC

Kfin technologies ltd.

Executive

Dec 2021 – Feb 2023 · 1 yr 2 mos · Chennai, Tamil Nadu, India · On-site

 Handled AMC (Asset Management Company) queries related to investor transactions, SIP
processing, and KYC compliance.
 Worked as KYC Coordinator ensuring accurate verification, documentation, and timely
update of investor details.
 Managed SIP department operations, including mandate tracking, debit status monitoring, and
issue resolution with banks/AMCs.
 Performed daily reconciliation of SIP transactions, debit instructions, and credit entries.
 Coordinated with internal teams and AMCs for exception handling, KYC mismatches, and
regulatory updates. Ensured smooth processing and tracking of high-volume SIP transactions
with accuracy and TAT compliance.

DashboardsAccount ReconciliationKYCVendor Management

Saregama india ltd.

Junior Accountant

Aug 2020 – Dec 2021 · 1 yr 4 mos · Chennai, Tamil Nadu, India · On-site

Processed invoices and vendor payments, ensuring accuracy and timely reconciliation.
 Handled month-end reconciliation of debit/credit entries using SAP.
 Matched production/vendor bills with credit entries to ensure data accuracy.
 Gained hands-on SAP experience through full-time operational work.

Vendor ManagementAccount ReconciliationAccounting

Karvy fintech

Investor Relations Officer

Nov 2019 – Mar 2020 · 4 mos · Chennai, Tamil Nadu, India · On-site

Performed complete KYC and e-KYC verification for mutual fund investors, including PAN,
Aadhaar, GST, and identity validation.
 Processed debit instructions and reconciled credit amounts based on the NAV of the
transaction date.
 Maintained MIS, audit documentation, and compliance reports.
 In November 2019, Sundaram BNP Paribas merged into Karvy Fintech; continued in the
same role as part of migration.
 Successfully migrated 5 lakh+ customer data from Sundaram FCIS application to Karvy
TaskMF system.
 Led multiple automation initiatives using advanced Excel and analytics, with coordination
from IT teams, improving accuracy and reducing manual effort.
 Completed mandatory certification: NISM Series II-B (RTA) (now expired).

Bank StatementsAccount ReconciliationKYCFinancial Analysis

Sundaram bnp paribas fund services limited

Senior Process Executive

Sep 2017 – Oct 2019 · 2 yrs 1 mo · Chennai Area, India · On-site

Performed complete KYC and e-KYC verification for mutual fund investors, including PAN,
Aadhaar, GST, and identity validation.
 Processed debit instructions and reconciled credit amounts based on the NAV of the
transaction date.
 Maintained MIS, audit documentation, and compliance reports.
 In November 2019, Sundaram BNP Paribas merged into Karvy Fintech; continued in the
same role as part of migration.
 Successfully migrated 5 lakh+ customer data from Sundaram FCIS application to Karvy
TaskMF system.
 Led multiple automation initiatives using advanced Excel and analytics, with coordination
from IT teams, improving accuracy and reducing manual effort.
 Completed mandatory certification: NISM Series II-B (RTA) (now expired).