Mar 2022 – Nov 2022 · 8 mos

• Cradit

Jan 2022 – Sep 2024 · 2 yrs 8 mos · Gurugram, Haryana, India

• Responsible for Responsible Risk & Fraud Department worthiness. o National Cyber Crime Reporting Portal (Government) Banking Details Verificationo Responsible Verifying KYC details and DE dupe Verificationo Responsible CRM Cyber Crime Reporting Portal Verification o Responsible for Cyber Crime Reporting LEA Required KYC and Banking Statement Send Mail complaint

Jan 2022 – Nov 2022 · 10 mos · Gurugram, Haryana, India

• Responsible for Responsible Risk & Fraud Department worthiness. o National Cyber Crime Reporting Portal (Government) Banking Details Verificationo Responsible Verifying KYC details and DE dupe Verificationo Responsible CRM Cyber Crime Reporting Portal Verification o Responsible for Cyber Crime Reporting LEA Required KYC and Banking Statement Send Mail complaints

Mar 2021 – May 2022 · 1 yr 2 mos · Gurugram, Haryana, India

• To brief you about myself, operation management teams  in decisioning,
• I come with an excellent understanding of financial services and products.

Aug 2017 – Jan 2022 · 4 yrs 5 mos · New Delhi Area, India

• Responsible for managing auto loan products for entire Delhi Heading a team of 35 executives
• Competition tracking and maintaining targeted market share
• Ensuring compliance of Sales Processes and Manpower adequacy at the dealership as per organization norms Monitor dealer performance as per pre-set norms in the areas of sales, marketing and service marketing
• Lead and motivate team of executives to create synergy amongst them to achieve the overall market share target for assigned territory

Sep 2015 – Jan 2022 · 6 yrs 4 mos · New Delhi Area, India

• Responsible for managing team of 8 executives Sales planning and forecast
• Obtaining profitable results through the sales team by developing the team through motivation, counseling, skills development and product knowledge development
• Understanding activities and initiatives to achieve desired volume and market share levels for assigned territory through the assigned set of Channel Partner Frameworks
• Managing day to day business and marketing development of the assigned territory
• Monitor dealer performance as per pre-set norms in the areas of sales, marketing and service marketing

Jul 2014 – Aug 2015 · 1 yr 1 mo · New Delhi Area, India

• Responsible for coordinating with sales team regarding login of loan files and highlighting discrepancies to sales team Responsible for monitoring of file flow from sales team
• Preparing summaries of analysis of discrepancies in loan files for review Responsible for verifying information fed with respect to loan applications
• Responsible for preparing and updating Daily Collection Book with respect to collection of overdue loan applications and bounced EMIs
• Responsible for preparing report in order to monitor and trace default loan applications

Oct 2010 – Jun 2014 · 3 yrs 8 mos · New Delhi Area, India

• Responsible for analyzing business for Auto Loans and personal financial data to determine credit worthiness. Performing
• underwriting, packaging, closing and funding of loans. Soliciting individuals, proprietorship firms, private and public limited companies to satisfy borrowing needs. Sanctioning loans worth Rs 2 Cr monthly
• Responsible for generating disbursed loan cheques and preparing, updating and maintaining MIS reports Managing loan closing process by reviewing loan documents, coordinating closely with borrowers
• Analyzing financial statements and pertinent information to determine creditworthiness of prospective and existing clients.
• Pricing and evaluating underwriting strengths and weaknesses, and overseeing the loan progression entirely.
• Responsible for analyzing credit history of clients in Cibil database, verifying KYC details and DE dupe verification and income statement
• Responsible for initiating Field verification and generating within turnaround time of 3 hours Responsible for maintaining turnaround time from login to disbursement
• Responsible for preparing and maintaining MIS reports for sanctioned and disbursed loans
• Responsible for preparing and updating Daily Collection Book with respect to collection of overdue loan applications and bounced EMIs
• Responsible for annual reviews, periodic site visits, resolving payment and other issues, and approving or making
• recommendations on requests for loan modifications, renewals and extensions, based on credit, financial and relationship factors.

Sep 2009 – Sep 2010 · 1 yr · New Delhi, Delhi, India

• Responsible for underwriting business for Two-Wheeler Loans and personal financial data to determine credit worthiness
• Serviced, made decisions and managed loans and lines of credit. Responsible for decisioning and maintaining various types
• of loans e.g. Auto Loan, Personal Loan for Healthcare, Beauty care.
• Interviewing loan applicants, collected and analyzed information to analyze the credit worthiness of the potential borrower.
• Performing underwriting, packaging, closing and funding of loans
• Analyzing financial statements and pertinent information to determine creditworthiness of prospective and existing clients
• Responsible for analyzing credit history of clients in cibil records, verifying KYC details and DE dupe verification and income statement
• Responsible for preparing and maintaining MIS reports for sanctioned and disbursed loans
• Analyzing financial statements and pertinent information to determine creditworthiness of prospective and existing clients.
• Responsible for annual reviews, periodic site visits, resolving payment and other issues, and approving or making recommendations on
• requests for loan modifications, renewals and extensions, based on credit, financial and relationship factors
• Responsible for preparing report in order to monitor and trace default loan applications
• Preparing summaries of analysis of discrepancies in loan files, responsible for verifying information fed with respect to loan applications