Manjit Mohanty

Product Manager

Mumbai, Maharashtra, India14 yrs 6 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

10 years of cross-functional experience in product management.
Led digital transformation initiatives in lending at Kotak Mahindra Bank.
Expert in designing user-centric digital customer journeys.

Stackforce AI infers this person is a Fintech Product Manager with expertise in digital transformation and customer journey design.

Contact

Skills

Core Skills

Product ManagementDigital Strategy

Other Skills

Strategic CommunicationsData-driven Decision MakingUser Experience (UX)Business PlanningRequirements AnalysisBusiness AnalysisManagementBusiness StrategyBusiness DevelopmentConsultingWealth Management ServicesFinancial ServicesJavaScriptNew Product Roll OutFinTech

About

Manjit is a data driven Product Manager having 10 years of cross-functional experience in software development, banking operations and digital product management. An ex-entrepreneur, Manjit was instrumental in setting up the digital lending operations at IIFL Finance Ltd. At IDFC First, he is currently leading the digital transformation of SME Loans using a mix of SaaS apps, in-house developed scorecards, proprietary mobile applications and chatbots. He was part of Management Trainee cadre at Tata Capital and worked in Strategy and PMO team, COO's office. Manjit has pre-MBA work experience of 3 years working for global clients such as Bank of America-Merrill Lynch. He is an alumnus of KIIT University and Xavier Institute of Management, Bhubaneshwar.

Experience

Kotak mahindra bank

2 roles

Principal Product Manager

Sep 2022 – Present · 3 yrs 6 mos

Digital customer journeys for lending products
STP journeys (Straight through processing) for Pre-approved and Pre-qualified customers
Working on Gen AI use cases for improving TAT and increasing backend teams productivity

Strategic CommunicationsData-driven Decision MakingUser Experience (UX)Digital StrategyBusiness PlanningProduct Management

Product Lead - Digital Lending Platforms (LOS | Mobile app | Whatsapp | Chatbot)

Sep 2021 – Present · 4 yrs 6 mos

Digital LOS: Led a team to redesign the digital the Loan origination platform. Organised stakeholder discussion to identify user requirements, wrote user stories and liaised with Tech team to deliver the product.
Identified specific use cases for improving Underwriting and risk verification processes
Alternate Data underwriting: Identified use cases for alternate data underwriting . Worked with alternate credit data providers for integrating same in loan journeys
Mobile App/WhatsApp: Product owner for ‘Loans’ section of Kotak mobile app. Revamped the UI/UX of ‘Loans’ section
Created Loan service request journeys on Mobile app and WhatsApp platform
Worked on ‘Free credit score’ and cross sell offer journeys on Mobile app

Idfc first bank

Lead - Digital customer journeys

May 2018 – Nov 2021 · 3 yrs 6 mos · Mumbai Area, India

Responsible for digital customer journeys for SMEs and mortgage customers at IDFC First Bank
Digitized workflow is currently utilized by 2000+ channel partners and 600+ sales users for originating 100% E2E digital loans
Redesigned the product journey to provide eligibility in real-time in flat 10 minutes
Worked on couple of AI scorecards which appraises customers in real-time
Worked extensively on Salesforce, Einstein analytics and native mobile apps

Iifl (india infoline group)

Operations Lead

Dec 2016 – May 2018 · 1 yr 5 mos · Mumbai Area, India

Associated with India Infoline Finance for managing new-age retail lending products such as SME finance, Healthcare finance, Card receivable finance, Digital finance (includes Personal loans, Supply chain finance and Bill discounting) and Microfinance
My responsibilities include:
Ensuring timely booking and disbursement of all retail products such as SME/BL Loans, Healthcare Loans, Digital Loans, Microfinance and Card receivable Loans
Loan Management Systems development & enhancements (including front end UI, accounting logic and Oracle integration)
Handling billing, accounting and Journal entry issues and on-time resolution of same
Creating and publishing MIS and trackers for product wise disbursement, cancellations and PDD/OTCs
Handling Customer service and Post audit queries

Inceptup

Co Founder

Oct 2015 – Dec 2016 · 1 yr 2 mos · Mumbai Area, India

On-Demand Services for SMEs and Startups. Handled Business Development, Online Marketing and Customer service
Digital Marketing freelancer

Tata capital

Strategy & Project Implementation - COOs office

May 2013 – Sep 2015 · 2 yrs 4 mos · Mumbai Area, India

Reported to COOs Office. Planned and executed key projects across all Retail divisions as part of Strategy team. Key highlights of my tenure at Tata Capital:
Worked with C-suite management for Planning, Reporting and Product presentation of all Retail Financial products
Ensure on time execution of strategic projects which resulted in accelerating Book size and reducing TAT
Liaised with Retail Product Heads and Support Functions Heads for Yearly Budget Planning & Review and Financial Performance Analysis
Tieup with Fintech and Digital aggregators - Liaison between Tata group companies and an International Cab aggregator for funding tieup
Responsible for Reporting and Documentation for all Retail products for Tata Business Excellence Model
Regulations Analysis, Market Sizing and Market Entry Strategy for the then proposed Tata Bank

Maxvalue learning technologies and consulting pvt ltd

Management Intern

Apr 2012 – Jun 2012 · 2 mos · Chennai Area, India

Conceptualized, strategized and designed MaxValue Univ Test Prep program’s course structure
and pedagogy, course content, reporting structure, pricing and delivery plan
Designed and implemented the Marketing Program for the Test Prep program
Designed and developed Sales pitch offerings in conjunction with Business Development team

Merrill lynch

Developer

Jan 2009 – Jan 2011 · 2 yrs

Oversaw a team that developed Web based Account opening channels for the various account types at BofA-ML. My team was involved in the front-end development of the channels. Delivered 3 Account opening channels in a short span of 6 months.

Icici lombard

Developer

Sep 2008 – Jun 2009 · 9 mos

Tata consultancy services

Assistant Systems Engineer

Jun 2008 – May 2011 · 2 yrs 11 mos

My past responsibilities included leading a module for a team that developed core money system for ICICI Lombard using .NET technologies and Oracle. My current responsibility encompasses leading a module that develops Web based account opening channels for BofA-ML using .NET technologies and Javascript.