Rachita Kumar

Product Manager

San Francisco, California, United States6 yrs 7 mos experience
Most Likely To SwitchAI Enabled

Key Highlights

  • Led product initiatives at PayPal driving significant conversion improvements.
  • Built innovative AI products addressing real-world challenges.
  • Strong background in both product management and investment.
Stackforce AI infers this person is a Product Manager with expertise in FinTech and AI-driven solutions.

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Skills

Core Skills

Product DevelopmentFintechAiProduct Discovery

Other Skills

Go-to-Market StrategyStrategic PlanningNew Product ReleaseData AnalysisProduct OperationsProject ManagementCommunicationLeadershipVibe CodingEarly-Stage StartupsProduct LaunchRetrieval-Augmented Generation (RAG)AI evalsMulti-agent SystemsLarge Language Models (LLM)

About

My journey in product is one of bridging worlds. I started in private equity in India, actively investing in growth-stage companies in one of the fastest-moving emerging markets. I sat across the table from founders, asking the hard questions of what to build next and how to scale. Then I switched sides. Now I'm the one building - as a PM on PayPal's checkout team, a surface that moves about a third of PayPal's total payment volume. On the side, I'm the founding PM at a voice AI startup, and I build AI products to solve my own problems. The investing years trained me to think in bets. Product taught me the only way to validate one is to ship it. More about me here - https://www.rachitakumar.com/

Experience

Stealth ai startup

Founding member, Product

Jun 2025Jan 2026 · 7 mos

  • Building a voice AI-led qualitative user research platform for CPG brands in India
  • Conducted 20+ discovery interviews with PMs, user researchers and brand managers to define ICP; identified SMB brands priced out of traditional agency research as the primary segment, shaping core product positioning and requirements
  • Owned end-to-end design of a voice AI interview agent - iterated the system prompt across 10+ versions to specify interviewer behavior, question sequencing, and guardrails; validated through internal pilots before client deployment
  • Built a 7-dimension LLM-as-judge eval framework and used eval results to make targeted prompt fixes per failing dimension, improving follow-up quality from 2.8 to 4.1/5 (+46%) and call completion from 38% to 61%
  • Led end-to-end consumer research for an Indian CPG brand - deployed AI agents across workflow, conducted 45 AI-voice interviews, and synthesized findings with timestamped audio evidence; delivered in 1 week vs. 8-week agency standard
AIEarly-Stage StartupsProduct DiscoveryProduct LaunchRetrieval-Augmented Generation (RAG)AI evals+2

Paypal

Senior Product Manager

Jun 2024Present · 1 yr 9 mos · San Jose, California, United States

  • Part of Branded Checkout team that contributes to ~$500B annual payment volume (~1/3 of total PayPal TPV)
  • Managed cross-functional team to lead rollout of revamped checkout experience to 25% of US consumer transactions in 4 months, driving conversion rate delta of 220 bps
  • Driving enhancements to PayPal's 'Buyer Protection' program to create competitive advantage and improve selection rate of PayPal checkout
  • Built Native Instant Vault, a zero-friction account-linking flow that bypasses PayPal's checkout screen entirely; delivered +256 bps conversion rate
  • Owned a weekly checkout conversion program running 6+ concurrent A/B tests per sprint. Worked with analytics to size each experiment, design to prototype and engineering to build; killed negative results fast, scaled winners driving +300bps conversion
Product DevelopmentGo-to-Market StrategyStrategic PlanningNew Product ReleaseData AnalysisProduct Operations+6

Google

Project Lead (On field project for Wharton course ‘Choice Architecture Lab’)

Jan 2024May 2024 · 4 mos

  • Part of project sponsored by Google Real World Journeys vertical
  • Developed experiments and A/B tests to increase adoption of Google’s QR codes in restaurants in Philadelphia by 25%.
  • Conducted user testing, built deployment strategy, designed QR codes and tracked restaurant and customer usage of QR codes

Brex

Product Manager

Sep 2023Dec 2023 · 3 mos

  • Part of budgeting team that lets business users create budgets for travel, SaaS payments, food reimbursements etc
  • Managed team of 3 engineers and 2 designers to launch ‘Bulk budget management’ feature. Drafted PRD, prioritized critical user actions, incorporated edge cases and implemented metrics tracking; reduced time spent to edit budgets by 20%
  • Led user research to identify pain points in the ‘spend review’ journey on mobile app. Analyzed metrics on web vs app, conducted 10 user interviews and collaborated with engineers to revamp user flow, resulting in improvement in spend compliance by 10%
  • Presented ‘Vision doc’ to add budget management capabilities on mobile app to unblock critical user spend; received buy-in from cross-functional stakeholders and senior leadership to incorporate feature recommendations in product roadmap for H1 2024

Walmart golocal

MBA Summer Intern - GTM Strategy

May 2023Aug 2023 · 3 mos

  • Walmart GoLocal is a white-label delivery as a service platform for businesses looking to offer fast, reliable delivery from their stores to customers’ homes. (https://www.walmartgolocal.com/content/go-local/go-local-home.html)
  • Part of GTM Strategy team to define roadmap for new product line ‘Returns as a Service’, (RaaS) including assessing market opportunity, conducting competitive benchmarking and evaluating Walmart's operational capabilities

Smallcase

Product Manager

Apr 2022Jul 2022 · 3 mos

  • Spearheaded UX redesign by conducting 50+ user interviews and analyzing Mixpanel data and behavior heatmaps for 20k users; synthesized findings into product roadmap and created A/B tests
  • Implemented WhatsApp notifications impacting 650k weekly active users; outlined feature logic, authored PRD and user stories
  • Partnered with Analytics team to develop Analytics dashboard; defined tracking KPIs for 1.5M users

Madison india capital

2 roles

Senior Investment Associate

Aug 2021Apr 2022 · 8 mos

  • Led deal execution and due diligence for 5 deals across fintech ($70M), consumer ($20M) and TMT ($20M) sectors
  • Collaborated with CFO of lending company (Aptus Value Housing) for successful $3B IPO in Q3’21; drove $20M exit yielding 6x ROI (3x of industry average)

Investment Associate

Aug 2019Aug 2021 · 2 yrs

  • Performed fintech market research and identified 10 investment targets across payments and lending; coordinated with senior leadership, bankers and lawyers to execute $20M investment in Pine Labs, a fintech startup with $200M upside potential
  • Analyzed 10K+ investments to build data visualization dashboard and create thesis on India’s $60B secondary investments market

Futurex learning

Co-Founder

Aug 2019Mar 2022 · 2 yrs 7 mos

  • Designed comprehensive learning platform using no-code tools, increased user retention by 45%.
  • Managed 15-member team, built a community of 2k+ learners & established Mentor Board of 50+ industry experts. Writing about startups, tech and business @ http://futurex.substack.com/

Premji invest

Associate

Oct 2018Jul 2019 · 9 mos · Banglaore

  • Part of 15 member public equity team
  • Managed $300M portfolio across 20+ stocks in financial services and retail sectors, yielding 4% excess returns over India’s index
  • Pioneered $10M investment in affordable housing finance sector, generating 2x return on investment in 2 years

Deutsche bank

Investment Banking Analyst

Jul 2017Sep 2018 · 1 yr 2 mos

  • Part of natural resources group across Asia Pacific covering Power and Utilities, Metals and Mining and Oil and Gas
  • Advised 25+ clients on fund raising, IPO and M&A; worked with senior leadership for transaction execution of 3 deals ($1B+)
  • Led Indonesia’s first-ever green bond offering of $580M for Star Energy, Indonesia's largest geothermal energy producer
  • Advised Ganfeng Lithium, world's largest lithium metal producer, on its successful $2B Hong Kong IPO

Education

The Wharton School

Master of Business Administration - MBA

Aug 2022May 2024

Shri Ram College of Commerce (SRCC)

Bachelors in Commerce

Jan 2014Jan 2017

CFA Institute

Level 2 cleared

Jan 2018Jan 2019

Delhi Public School, Vasant Kunj

Class 12th — Commerce

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