Susanta Dash — CTO
I design and lead intelligent, secure, and trusted digital ecosystems that move nations, empower citizens, and redefine how financial systems operate at scale. Over a 25-year global career spanning Asia, North America, and the Middle East/Africa, I’ve delivered $500M+ transformation programs and built platforms serving 500M+ customers — blending strategy, technology, and governance to create impact that lasts. Led teams with size 500+. From Samsung’s global HQ in Seoul to State Bank of India (SBI) and RBI’s technology arm (ReBIT), my journey bridges innovation and regulation, turning policy vision into scalable reality. 💥 Signature Achievements 🚀 Digital Transformation: Directed SBI’s $150M+ modernization, enabling 300M+ customers through next-gen digital banking hubs. 🌐 Global Product Leadership: Built and launched Samsung Pay ($800M+) across US, Korea, EU & China, achieving PCI-DSS L4 certification and redefining mobile payments. 🇮🇳 National Infrastructure: Architected India’s Account Aggregator, Public Credit Registry, CBDC Pilot & AI/ML Early Warning Systems for the Reserve Bank of India. 🏛️ Enterprise Governance: Founded SBI’s Architecture, Cloud, QA & Innovation CoEs, institutionalizing agility, compliance, and innovation culture. 🌎 Global & Multicultural Leadership I’ve led high-performing teams across Seoul, Tokyo, Mumbai, Dubai, Nairobi, and New York, uniting cultural intelligence with deep technical expertise to build globally benchmarked, future-ready systems. 🧭 Industry & Policy Influence • Governing Board Member, The Open Group (TOGAF) • Chairman, MeitY vKYC Committee • Contributor, G20, RBI, IBA, IIBF & fintech and policy initiatives 💡 Philosophy: Technology is trust in motion. True transformation happens when innovation, governance, and purpose converge — creating ecosystems that are not only digital, but deeply human. 🚀 Open to: Board and advisory roles, global CTO/CIO mandates, and collaborations shaping the next era of digital banking, fintech innovation, and regulatory technology.
Stackforce AI infers this person is a Fintech leader with extensive experience in digital transformation and regulatory technology.
Location: Mumbai, Maharashtra, India
Experience: 27 yrs 4 mos
Skills
- Digital Strategy
- Technology Leadership
- Leadership
- Product Innovation
Career Highlights
- Led $500M+ transformation programs across multiple regions.
- Architected India's Account Aggregator and CBDC Pilot.
- Built Samsung Pay, redefining mobile payments globally.
Work Experience
State Bank of India
Stressed Assets LCM - Core Working Committee (5 mos)
The Open Group
Governing Board Member & IMEA Advisory Committee (TOGAF) (8 mos)
State Bank of India
DPDP Act - Steering Committee & ITF (1 yr 1 mo)
SBI InnoHub Working Group Committee (1 yr 4 mos)
Standing Committee - Fintech Empanelment (1 yr 11 mos)
CBDC Pilot & Foundation Setup & G20 Summit Participation (2 yrs 8 mos)
Deputy Chief Technology Officer (4 yrs 7 mos)
Indian Institute of Banking & Finance (IIBF)
IT Expert Committee Member (2 yrs 7 mos)
Ministry of Electronics and Information Technology
Chairman - PRSG Committee (vKYC) (2 yrs 7 mos)
Indian Banks` Association
Sub-Committee on Cloud Adoption & EASE (Enhanced Access and Service Excellence) (8 mos)
Reserve Bank of India (RBI)
Mentor - Fintech/Startup (4 mos)
ReBIT | Reserve Bank Information Technology Pvt Ltd.
Chief Solution Architect (2 yrs 9 mos)
Startups
IT Director - FinTech (2 yrs 3 mos)
Samsung Electronics, South Korea, World Head Quarters
Principal Engineer/Architect-Samsung Pay, Analytics & Security (3 yrs 11 mos)
IBM
Technical Solution Architect - BFSI (2 yrs)
SAS
Software Manager - Data/Text Mining & Analytics (6 yrs)
Patni Limited
Senior Software Engineer (4 yrs 6 mos)
Self-employed
Founder (1 yr 3 mos)
Education
Executive Programme at Indian School of Business
Senior Management Programme at Indian Institute of Management Ahmedabad
Certification at Indian Institute of Technology, Kharagpur
Master of Business Administration (M.B.A.) at The ICFAI University, Dehradun
APGDST at National Center For Software Technology (NCST), Govt Of India
Bachelor’s Degree at Veer Surendra Sai University Of Technology ( Formerly UCE ), Burla