Susanta Dash

CTO

Mumbai, Maharashtra, India27 yrs 4 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Led $500M+ transformation programs across multiple regions.
  • Architected India's Account Aggregator and CBDC Pilot.
  • Built Samsung Pay, redefining mobile payments globally.
Stackforce AI infers this person is a Fintech leader with extensive experience in digital transformation and regulatory technology.

Contact

Skills

Core Skills

Digital StrategyTechnology LeadershipLeadershipProduct Innovation

Other Skills

Technological InnovationRegulatory AffairsArtificial Intelligence (AI)Business Solutions DevelopmentCultural TransformationStrategic InitiativesStakeholder EngagementGlobal ExperienceInfrastructureAPI DevelopmentCloud ComputingDigital TransformationMobile PaymentsApplication SecurityStandards Development

About

I design and lead intelligent, secure, and trusted digital ecosystems that move nations, empower citizens, and redefine how financial systems operate at scale. Over a 25-year global career spanning Asia, North America, and the Middle East/Africa, I’ve delivered $500M+ transformation programs and built platforms serving 500M+ customers — blending strategy, technology, and governance to create impact that lasts. Led teams with size 500+. From Samsung’s global HQ in Seoul to State Bank of India (SBI) and RBI’s technology arm (ReBIT), my journey bridges innovation and regulation, turning policy vision into scalable reality. 💥 Signature Achievements 🚀 Digital Transformation: Directed SBI’s $150M+ modernization, enabling 300M+ customers through next-gen digital banking hubs. 🌐 Global Product Leadership: Built and launched Samsung Pay ($800M+) across US, Korea, EU & China, achieving PCI-DSS L4 certification and redefining mobile payments. 🇮🇳 National Infrastructure: Architected India’s Account Aggregator, Public Credit Registry, CBDC Pilot & AI/ML Early Warning Systems for the Reserve Bank of India. 🏛️ Enterprise Governance: Founded SBI’s Architecture, Cloud, QA & Innovation CoEs, institutionalizing agility, compliance, and innovation culture. 🌎 Global & Multicultural Leadership I’ve led high-performing teams across Seoul, Tokyo, Mumbai, Dubai, Nairobi, and New York, uniting cultural intelligence with deep technical expertise to build globally benchmarked, future-ready systems. 🧭 Industry & Policy Influence • Governing Board Member, The Open Group (TOGAF) • Chairman, MeitY vKYC Committee • Contributor, G20, RBI, IBA, IIBF & fintech and policy initiatives 💡 Philosophy: Technology is trust in motion. True transformation happens when innovation, governance, and purpose converge — creating ecosystems that are not only digital, but deeply human. 🚀 Open to: Board and advisory roles, global CTO/CIO mandates, and collaborations shaping the next era of digital banking, fintech innovation, and regulatory technology.

Experience

State bank of india

Stressed Assets LCM - Core Working Committee

Oct 2025Present · 5 mos

The open group

Governing Board Member & IMEA Advisory Committee (TOGAF)

Jul 2025Present · 8 mos

  • https://www.opengroup.org/governing-board

State bank of india

5 roles

DPDP Act - Steering Committee & ITF

Feb 2025Present · 1 yr 1 mo

SBI InnoHub Working Group Committee

Nov 2024Present · 1 yr 4 mos

Standing Committee - Fintech Empanelment

Apr 2024Present · 1 yr 11 mos

CBDC Pilot & Foundation Setup & G20 Summit Participation

Nov 2021Jul 2024 · 2 yrs 8 mos

  • Founding Member of CBDC Pilot setup at bank and G20 SBI Participation @ Delhi, Sept-2023

Deputy Chief Technology Officer

Aug 2021Present · 4 yrs 7 mos

  • EA CoE (Run The Bank & Change The Bank)
  • + Business, Data, Application & Technology Architecture
  • Innovation Hub
  • BaaS
  • DPDP
  • GRC
  • Ecosystem Engagement
  • Govt Social Welfare Schemes
  • In-house Talent Squad
Product InnovationTechnological InnovationRegulatory AffairsArtificial Intelligence (AI)Digital StrategyTechnology Leadership

Indian institute of banking & finance (iibf)

IT Expert Committee Member

Aug 2023Present · 2 yrs 7 mos · Mumbai, Maharashtra, India · Remote

  • https://www.iibf.org.in/aboutus_committees.asp?name=IT_committee

Ministry of electronics and information technology

Chairman - PRSG Committee (vKYC)

Aug 2023Present · 2 yrs 7 mos

  • MeitY-R&D IT Group: Blockchain and ML based unified vKYC Framework development
  • PoC Development: IDRBT, IIIT-Hyderabad and IIT-Bhilai

Indian banks`​ association

Sub-Committee on Cloud Adoption & EASE (Enhanced Access and Service Excellence)

Jan 2022Sep 2022 · 8 mos

Reserve bank of india (rbi)

Mentor - Fintech/Startup

Jan 2022May 2022 · 4 mos

  • HaRBInger 2021 - Innovation for Transformation

Rebit | reserve bank information technology pvt ltd.

Chief Solution Architect

Nov 2018Aug 2021 · 2 yrs 9 mos · Mumbai Area, India

  • Part of Research & Innovation Team and helping RBI & it's multiple departments on
  • Account Aggregator (NBFC-AA)
  • Fintech Regulatory Sandbox
  • Public Credit Registry (PCR)
  • Digital Transformation - Large Scale HCI Cloud Setup
  • Standards Development and Architectural Practices
  • Member of multiple Working Groups - PFRDA, IDG, EAC
  • RBI Engagement Practice - SupTech and RegTech

Startups

IT Director - FinTech

Jul 2016Oct 2018 · 2 yrs 3 mos · India & Kenya

LeadershipBusiness Solutions DevelopmentProduct InnovationCultural TransformationTechnological InnovationRegulatory Affairs+3

Samsung electronics, south korea, world head quarters

Principal Engineer/Architect-Samsung Pay, Analytics & Security

Aug 2012Jul 2016 · 3 yrs 11 mos · Suwon, Gyeonggi-do, Korea

  • Samsung Pay - Contactless (NFC/MST) mobile payments ecosystem based on EMVCo Spec
LeadershipProduct InnovationGlobal ExperienceStrategic InitiativesStakeholder Engagement

Ibm

Technical Solution Architect - BFSI

Jul 2010Jul 2012 · 2 yrs · Pune Area, India

  • Trading platform development
LeadershipProduct InnovationGlobal ExperienceStakeholder Engagement

Sas

Software Manager - Data/Text Mining & Analytics

Jun 2004Jun 2010 · 6 yrs

  • SAS Enterprise Miner - Data & Text Mining Product Development
LeadershipGlobal Experience

Patni limited

Senior Software Engineer

Dec 1999Jun 2004 · 4 yrs 6 mos · Mumbai Area, India

  • Project Leader
Global Experience

Self-employed

Founder

Aug 1998Nov 1999 · 1 yr 3 mos · Mumbai, Maharashtra, India

Global Experience

Education

Indian School of Business

Executive Programme — Deputy Chief Technology Officer

Sep 2024Sep 2024

Indian Institute of Management Ahmedabad

Senior Management Programme

Jan 2019Jan 2020

Indian Institute of Technology, Kharagpur

Certification — Machine Learning

Jan 2019Jan 2019

The ICFAI University, Dehradun

Master of Business Administration (M.B.A.) — IT & Systems

Jan 2005Jan 2008

National Center For Software Technology (NCST), Govt Of India

APGDST — Information Technology

Jan 1998Jan 1999

Veer Surendra Sai University Of Technology ( Formerly UCE ), Burla

Bachelor’s Degree — Computer Science & Engineering

Jan 1994Jan 1998

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