Harish Kumar — Operations Associate

With over 12 years of leadership in credit operations and credit risk, I specialize in transforming lending ecosystems through strategic governance, regulatory compliance, and process innovation. Currently heading the loan operations unit at one of India's top three private banks, l've led automation initiatives that reduces turnaroung times bu 80%, crafted SOPs to mitigate operational risk, and driven cross-functional collaboration to elevate project and service delivery. My expertise spans MSME and farmer funding, co-lending, and SCF, backed by advanced data analytics usi SQL and Python. I bring a hands-on approach to product and process design, alignin lending frameworks with evolving economics trends and regulatory mandates. Passionate about building resilient, customer-centric systems that scale with precision and purpose.

Stackforce AI infers this person is a Fintech professional with expertise in credit operations and risk management.

Location: Moga, Punjab, India

Experience: 12 yrs 4 mos