Amit K.

CEO

India21 yrs 10 mos experience
AI EnabledAI ML Practitioner

Key Highlights

  • Founder of a pioneering AI-driven Data Privacy Platform.
  • Scaled Octifi to millions in monthly revenue.
  • Built high-performing teams in fintech across multiple startups.
Stackforce AI infers this person is a Fintech expert with a strong focus on payments and data privacy solutions.

Contact

Skills

Core Skills

PaymentsFintechEngineering ManagementProduct Development

Other Skills

Credit Card ProcessingSecurityMachine LearningMobile DevelopmentPayments InfrastructureTeam LeadershipLoyalty ProgramsTeam BuildingBig Data TechnologiesPayments DomainPredictive AnalyticsBackend EngineeringBusiness StrategyStart-upsEntrepreneurship

About

I'm an entrepreneur who builds things that matter—and I've been doing it for over two decades. Currently, I'm the founder of Redacto.ai, where we're building the world's first next-generation Data Privacy Platform powered by AI. It's ambitious, it's necessary, and it's exactly the kind of hard problem I love solving. My Entrepreneurial Journey I've co-founded three startups, with my proudest achievement being Octifi—a BNPL startup I built from the ground up as part of Y Combinator W21. We scaled it to millions in monthly revenue and successfully exited through an M&A with LatitudePay (Australia). We created an alternative to traditional credit cards for the underbanked Southeast Asian market, helping people buy what they need today and pay over time—without the burden of interest or hidden fees. The last 10 years have been deeply rooted in fintech, where I've worn multiple hats: Co-Founder at Octifi/LatitudePay Asia (2020-2023) Head of Payments at Grab (2017-2019) - Built the payments infrastructure powering cashless economy across 8 Southeast Asian countries Director of Engineering at Ola (2014-2017) - Early employee during hypergrowth, built two high-performing teams of 35 engineers each What Drives Me I'm passionate about building and leading high performance teams. Tech sales and Backend engineering is my comfort zone, but UI/UX holds a special place in my heart—I believe how you present something to users is just as important as what you build. I live by a few core principles: Be flexible, cooperative, and tolerant - Great teams are built on trust and respect Metric-driven development - If you can't measure it, you can't improve it Ownership and dependability - I lead by example and expect the same from my teams Fail fast, experiment boldly - Innovation requires taking calculated risks The Foundation My journey started at Microsoft (2004-2005), where I worked on Windows products. From there, I joined Apigee (2005-2009) as the 20th employee—we built a world-class API gateway that eventually became part of Google Cloud. I spent 4 years at IBM Singapore (2009-2013) managing endpoint management solutions, followed by a stint at Google (2019-2020) as an Engineering Manager. I hold a Master's degree in Computer Science from NTU Singapore and bring 20+ years of hands-on product development experience to everything I do. Let's Connect I'm always open to meaningful conversations. Let's build something extraordinary together. 🚀

Experience

Redacto

Founder and CEO

Aug 2024Present · 1 yr 8 mos · India · On-site

  • Builder of world's first, next generation Data Privacy Platform that helps you protect, be compliant and monetize your data, responsibly 🔏

Antler

Entrepreneur in Residence at Antler India

Aug 2024Nov 2024 · 3 mos · India · On-site

Stealth startup

Founder

Jan 2024Nov 2024 · 10 mos · Singapore · Hybrid

  • Payments and Data. Couldn't scale and took the hard call to close it down.

Latitudepay

Co-Founder Latitudepay Asia

Mar 2020Jun 2023 · 3 yrs 3 mos · Asia

  • Build Octifi part of YCW21 with a team of smart engineers from the ground up and took it to millions in revenue per month and finally sold to LatitudePay (Australia).
  • An alternative to credit card designed for the underbanked south east asia market. Say goodbye to high interest rates and escalating debt. Buy what you want today and pay over time. Split the cost into easy instalments. No interest and no hidden fees.
  • Months of hard-work has finally paid off.
  • Designed and architected the entire stack for payments, signup, merchant onboarding, authentication, account management, ledgers, payment gateway integration, Card management and more.
  • Developed Consumer and Merchant App for both platforms (Android and IOS).
  • Strong focus on security, with focus on detecting Genuine buyers, Genuine sellers and Genuine devices. Using a combination of identity, device fingerprinting, collusion detection ML algorithms.
  • Hired a security team for pen-testing for secure hardened applications from Day1.
  • Last but not least. Strong focus on best development practices, on google cloud with code coverage along with CI/CD
  • Currently researching on machine Learning Credit Engine augmented by Alternative Smartphone meta Data.
PaymentsCredit Card ProcessingSecurityMachine LearningMobile DevelopmentFintech

Google

Engineering Manager

Jul 2019Mar 2020 · 8 mos

Grab

Head Of Engineering - Payments

Aug 2017Jul 2019 · 1 yr 11 mos · Singapore

  • Building Payments team to grow cashless economy across South-east Asia in 8 different countries. Working with a tech-family of smart full-stack and backend engineers working on challenging problems of Issuance, Transactional processing, Online acceptance, offline POS integrations, credit card processing and scalable architecture to integrate with Payment gateways and other cashin and cashout channels.
  • For customer retention and cross-selling, Building a Loyalty program to serve our customers better with features that include membership tiers, subscription programs, promos, partner rewards and real time campaigns.

Ola (ani technologies pvt ltd)

2 roles

Director Of Engineering

Apr 2015Mar 2017 · 1 yr 11 mos

  • As an early employee of Ola, I've been fortunate to be part of the hyper growth phase that Ola has seen. My learnings in Ola has been in all dimensions including
  • Technical - Engineering excellence, Security focus, Metric driven development, Open source!
  • Business - Strong business acumen
  • Product - Agile, Reacted to market well
  • People - Build two teams from scratch *35 member each, Hired other leaders in the org.
  • Execution - Fast pace, Result focussed
  • Summary:
  • I work in a challenging environment in a fast paced company where I help solve multiple p0 issues in limited time and bandwidth. I work closely with product managers in redefining the product, help business scale and, bring clarity, vision and order to chaos. As an early member @ Ola, I also helped in hiring my team and several other leaders in the organisation.
  • Experience:
  • Early on, I've worked on several pieces of backend services including Inventory management, Accounting, Billing, Invoices etc.
  • Build the Big Data Platform team from scratch (0 - 35) that drive business decisions every day. Here, I work with technologies like Apache Storm, Spark, Kafka, Hadoop etc.
  • At present, I handle the entire payments domain for Ola including Ola Money. Here my challenges include building the team from scratch and scaling the systems and business. Built the team from scratch and helped business grow to 8x in 10 months!
  • Tech Stack: Majorly Java web-services on Apache Mesos, Marathon, Dropwizard, SpringBoot with Hibernate, Hadoop, Hive, Hbase, Redshift, Spark, Kafka, Apache Storm, Redis, Aerospike and Hazelcast, Couchbase along with trusted mysql for transactional data.
Payments InfrastructureTeam LeadershipLoyalty ProgramsPaymentsFintech

Sr. Engineering Manager

Nov 2014Apr 2015 · 5 mos

Team BuildingBig Data TechnologiesPayments DomainEngineering ManagementFintech

Skillcafe

Co Founder

Nov 2013Nov 2014 · 1 yr · Gainesville, Florida Area/Bangalore India

  • As part of University of Florida incubation hub, at SkillCafe, we created a predictive analytics engine that predicts what your next career move should be. Finding the right culture and skill fit company was never this easy.
  • As a founder, my responsibilities surpassed any one job description. From defining product roadmap to company strategy, from creating a business plan to marketing. Some times, I created Infographics, Banners and presentation deck for investors pitch. Majority of the times I was doing Backend engineering where scalability and UX were my core focus.
  • Tech Stack: Majorly Python, Django, SciKit, NLTK, AngularJs, Node.js, Ionic framework for web-apps

Ibm singapore

Development Manager

Dec 2009Nov 2013 · 3 yrs 11 mos · Singapore

  • As Development manager I managed a team of 15 people where I was solving Endpoint Management problems using IBM Bigfix. IBM BigFix (formerly IEM/TEM) is a systems-management software product developed by IBM for managing large groups of computers running Windows, Mac OS X, VMware ESX, Linux or UNIX, as well as various mobile operating systems such as Android / Windows Phone.
Predictive AnalyticsBackend EngineeringBusiness StrategyProduct DevelopmentFintech

Apigee/google cloud

Development Lead

Nov 2005Dec 2009 · 4 yrs 1 mo · Bengaluru Area, India

  • I was the 20th employee hired for Apigee (now acquired by Google Cloud)
  • As a development lead worked with apigee product to create a word class application API gateway that reformed into a framework / platform for api management that provided Rate-limiting, Caching and analytics.
  • Worked with very talented and smart people (tech leads, architects) in designing secure, scalable and high performance applications mainly in C language on fedora Linux.
  • Designed and developed frameworks for statistics and parsing xml and xpath and Interfaced the software with hardware for performance.
  • Tech Stack: Majorly C language on fedora Linux, Java, XML etc.

Microsoft

Software Design Engineer

Oct 2004Nov 2005 · 1 yr 1 mo · Hyderabad Area, India

  • Worked as a SDE in Windows where I designed and developed featured for a windows product - WSRM (Windows system resource manager). My primary role was to ensure on-time product delivery, resolve last minute issues and defects, communicate status to upper management and coordinate activities with peer teams across geographies.
  • Tech Stack: .Net, C#, Windows

Sumtotal systems, llc

Software Design Engineer

Feb 2003Jun 2004 · 1 yr 4 mos · Hyderabad Area, India

  • Responsible for the entire server infrastructure I was sent to Seattle, USA for finalizing the re-design with product architects. Led the team to create an application server, redesigned the tcp/ip protocol improved its scalability to 600 concurrent sessions on one server.
  • Tech Stack - C++, Windows

Aplion neworks

Member Technical Staff

Jan 2001Feb 2002 · 1 yr 1 mo · Noida Area, India

  • Joined as an Intern and was extended an offer of employment, which was my first job. Worked on a java application which helped configure and bootstrap the device communicating using a proprietary UDP protocol. Implemented SNTP protocol in C on a vxworks device with 32 MB RAM.
  • Tech Stack: Majorly C language on Vxworks, Java

Education

Nanyang Technological University Singapore

Master’s Degree — Computer Engineering

Jan 2011Jan 2013

Y Combinator

Jan 2021Mar 2021

Delhi University

Bachelor's Degree — Computer Science

Jan 1997Jan 2001

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