Devam Saini

Product Manager

Bengaluru, Karnataka, India1 yr 3 mos experience

Most Likely To Switch

Key Highlights

Expert in building data-driven fintech products.
Proven track record in credit risk and fraud analytics.
Strong leadership in product management and development.

Stackforce AI infers this person is a Fintech Product Manager with expertise in credit risk and fraud analytics.

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Skills

Core Skills

Product ManagementData ProductsRisk ModelingCredit Risk ManagementUser Experience (ux)LeadershipDesign Thinking

Other Skills

Financial Data Analyticsaccount aggregatorJiraWireframingOrganization SkillsBrainstorm Facilitationalternative dataFinTechHigh-Level DesignCommunicationProduct StrategyProduct DevelopmentTeam LeadershipCreative Problem SolvingProblem Solving

About

I work at the intersection of fintech, data, and product, building systems that turn raw financial signals into actionable insights. Currently, I’m focused on designing and scaling products across: • Credit risk & underwriting (SMS, AA, bank data) • Fraud detection & prevention systems • Personal finance management (PFM) platforms • Real-time trigger and cross-sell engines At my current role, I’ve worked on: • Building device + SMS-based underwriting systems for thin-file users • Designing fraud risk frameworks using IP, device, and behavioral signals • Creating salary detection & confidence scoring models • Developing trigger-based systems for lending, insurance & investments • Integrating multiple data pipelines (AA, PDFs, netbanking, SDKs) into unified insights I enjoy solving problems where data is messy, users are invisible, and risk is uncertain. 💡 Interests: Fintech infrastructure, alternative credit scoring, fraud systems, and scalable data products.

Experience

Digitap.ai

2 roles

Associate Product Manager

Jun 2025 – Present · 10 mos · Hybrid

Built a hybrid PFM platform (SMS + AA) for improved customer profiling
Created a real-time trigger engine for cross-sell across financial products
Defined SDK + backend architecture for high-volume financial data ingestion
Supported client integrations, demos, and product adoption

Financial Data AnalyticsData ProductsProduct Management

Associate Product Manager

Dec 2024 – Jun 2025 · 6 mos · Hybrid

Built and scaled a device + SMS-based underwriting system enabling credit access for thin-file users
Designed fraud detection systems leveraging device, IP, and network signals to prevent large-scale attacks
Developed a salary detection & confidence scoring model using transaction data
Supported client integrations, demos, and product adoption

Risk Modelingaccount aggregatorCredit Risk Management

Fincare small finance bank

Product Management Intern

Aug 2023 – Sep 2023 · 1 mo · Bengaluru · On-site

Conducted exploratory research on integrating Generative AI in the BFSI sector.
collaborated on CRM migration project, identifying and improving current system drawbacks.
Generated actionable insights from CRM data analysis, resulting in improvement in migration process and overall product enhancement.
Proposed Gen AI solutions in customer service channels to enhance efficiency.

JiraUser Experience (UX)

Engineer's cradle

2 roles

Product Development Lead

Jan 2022 – Jun 2022 · 5 mos

LeadershipWireframing

Product Development Intern

Sep 2021 – Dec 2021 · 3 mos

Organization SkillsProduct Management

Ibm

Student Intern

Nov 2020 – Dec 2020 · 1 mo · Bengaluru

Collaborated with industry experts to master Design Thinking methodologies.
Led a team of 6 to design a healthcare solution aimed at improving rural healthcare conditions.

Brainstorm FacilitationDesign Thinking