RAFIK .

Operations Associate

Greater Delhi, Delhi, India3 yrs 9 mos experience

Key Highlights

Over 4 years of experience in Compliance and Risk Analysis.
Expert in KYC, AML, and Fraud Investigation.
Proficient in transaction monitoring and reporting.

Stackforce AI infers this person is a Compliance and Risk Analysis expert in the Fintech industry.

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Skills

Core Skills

Transaction MonitoringClaims ManagementKyc Verification

Other Skills

NarrativeGoogle SheetsInvestigationFraud ClaimsRed FlagsFinancial AnalysisBankingFraud InvestigationsRisk ManagementAnti-Money Laundering

About

Hi everyone, my name is Rafik. I have over 4 years of experience in Compliance, KYC, Risk Analysis, and AML. Previously, I worked at Genpact as a Senior Compliance Analyst. I am currently seeking an opportunity where I can continue to grow professionally, contribute to the success of the organization, and expand my knowledge and skills.

Experience

Anaptyss

Transaction monitoring specialist

Jan 2026 – Present · 3 mos · Gurugram, Haryana, India · On-site

Conduct in-depth transaction monitoring investigations to identify suspicious or unusual financial activities.
Analyze transaction data using dashboard analytics and pie-chart reporting tools to detect anomalies and risk trends.
Identify and evaluate red flags, rapid movement of funds, and unusual transaction behavior patterns.
Perform KYC (Know Your Customer) reviews, including verification of customer documentation and Video KYC validation.
Investigate PII (Personally Identifiable Information) changes to detect potential identity manipulation or fraud.
Utilize compliance and blockchain monitoring tools such as KYT (Know Your Transaction) and Chain Analysis platforms to trace fund flows and assess crypto-related risks.
Conduct external research and open-source intelligence (OSINT) checks to validate customer background and risk exposure.
Perform IP address analysis using Scamalytics to identify geographic risk indicators and fraud signals.
Investigate potential risks related to terrorist financing, illicit actors, scam activities, and financial fraud schemes.
Assess and document findings to determine the presence of suspicious or illicit activity.
Draft detailed investigation narratives and case reports with clear risk justification and supporting evidence.
Recommend escalation and filing of Suspicious Activity Reports (SAR) to the Money Laundering Reporting Officer (MLRO) when required.

Transaction Monitoring

Genpact

Senior Compliance Analyst

Apr 2024 – Apr 2025 · 1 yr · Gurugram, Haryana, India · On-site

Reviewing transactions and identifying unusual or suspicious activity based on predefined criteria and alerts.
 Compile data from transaction monitoring systems for periodic reports.
 Conduct in-depth research using transaction history, client profiles, external data, and financial systems to understand the full context of the activity.
 Prepare detailed UARs with relevant documentation, evidence, and a description of why the activity is considered suspicious.
 Document findings, outlining any evidence of financial crimes, and recommend whether to escalate or close the case.
 Ensure proper reporting of suspicious activities to relevant regulatory bodies, such as SAR (Suspicious Activity Reports) or equivalent, where applicable.
 Maintain confidentiality and adhere to company policies and regulatory guidelines during investigations.

Transaction MonitoringNarrative

Taskus

2 roles

Compliance Analyst

Apr 2023 – Jun 2024 · 1 yr 2 mos · Gurugram, Haryana, India

Fraud Investigator/Aml/ Sar/ - Investigates and monitors financial activity transaction patterns, Red flags,
Internationals kyc documents, Cdd, Edd, Chargeback . Investigate any suspicious transactions or activities
filling suspicious activity report and report to NCA, Fincen.
Screening Anlyst - Investigates and monitors financial activity and transactions that appear to be suspicious.
Analyze financial documents and statements to identify any suspicious patterns, Report any suspicious
transactions or activities in an efficient and timely manner .

Claims ManagementGoogle Sheets

Compliance Analyst

Apr 2023 – Jun 2024 · 1 yr 2 mos · Gurugram, Haryana, India

Tata consultancy services

Financial Analyst

Aug 2021 – Feb 2023 · 1 yr 6 mos · Gurugram, Haryana, India · On-site

Analyst:- Making Itr,Gst,Salary Slip,Bank Statements on Excel, Verifying financial documents, Verifying Kyc
Documents, Working on Google Sheets .
Quality Analyst:- Working on idisburse, APS, ILens, Omnidocs on daily basis to perform the volume of audit
department within TAT.
MIS:- Making monthly report on excel , Allocation, Case distribution, team management.

Claims ManagementKYC Verification