Apr 2024 – Present · 2 yrs · Mumbai, Maharashtra, India · On-site

Aug 2022 – Mar 2024 · 1 yr 7 mos · Mumbai, Maharashtra, India

• Launched a payments business as the CEO for Pepper Money India (a subsidiary of Pepper Financial Services Group). When Pepper Global decided to exit India, did a management buy out of the Indian business and rebranded it as Fab Money.

Jan 2016 – Mar 2022 · 6 yrs 2 mos · Mumbai Area, India

• FlexiLoans.com is a new age digital lending platform aimed at providing financial access to small and medium enterprises in India. Founded by 4 ISB alumni and backed by marquee investors, the technology enabled and data driven platform uses alternative scoring constructs to assess credit worthiness for this under-served SME sector.
• www.flexiloans.com

Oct 2014 – Dec 2016 · 2 yrs 2 mos · London, Greater London, United Kingdom

Aug 2013 – Aug 2014 · 1 yr · London, United Kingdom

• At EXL, my responsibilities cover a range of activities:
• 1. Project Management:
• Leading and managing projects involving analytics consulting for Banking, Insurance, Telecom, Utilities organizations
• Working with senior executives on consulting assignments both on-shore and off-shore across various business functions like marketing, finance and operations
• 2. Business development:
• Conducting pre-sales activities
• Responding to RFIs/RFPs
• 3. People Management:
• Leading teams of 5-18 people across from various backgrounds and skill-sets with focus on achieveing business objectives as well as individual growth
• Involvement in firm development activities like campus recruitment, seminars, skill based staffing and training

Feb 2013 – Sep 2014 · 1 yr 7 mos · London, United Kingdom

• Heading the insights team for “www.bespokeoffers.com”, Barclaycard’s latest business venture in the UK aimed at delivering the next digital marketplace offering to the market. Bespoke offers is an innovative new service that allows high street merchants to create tailor-made offers based on financial insights into customer spending behaviour,
• There were three key components to the role:
• Business Planning - Devising the near and long term strategy for this information led business through cutting edge tools, best in market talent and lean processes.
• Banking Innovation - A key responsibility for my team was to amalgamate the financial data available to bank about the customers, their digital footprint and site browsing behaviour to create an offering that’s game changing.
• Business Performance Measurement - Spearheading the business reporting and tracking to ensure controls and checkpoints at regular intervals. Introduced automation and new tools in the business for improving productivity and quality.

May 2009 – Jul 2013 · 4 yrs 2 mos · London, United Kingdom

Jan 2009 – Jan 2010 · 1 yr · India

• Join My Moment is a invite management platform for events. With seamless integration with Google, LinkedIn, Facebook and other email providers, it is super easyinviting friends, managing RSVPs, travel optimisation (creating automated groups based on machine learning) and template management.

Apr 2006 – Apr 2008 · 2 yrs · Austin, Texas Area

• My responsibility was to provide analytical support to Dell United States Marketing Operations and financial services. I designed campaigns backed up with the predictive power of existing data and help the marketing team maximize the ROI. I also provided strategies to improve collections and the asset recovery management using LEAN methodology.
• In all, my responsibilities at Dell were to maximize the return for every dollar that is spent on marketing in United States, both for transactional (Home users) customers as well as relationship (small & medium businesses) customers.

Jan 2005 – Jan 2006 · 1 yr · India

• Responsibilities:
• 1. Building customer retention and acquisition strategies for credit card and mortgage banks.
• 2. Develop predictive models and roll out regular campaigns
• 3. Portfolio Analysis for clients.
• 4. Process Improvement and optimization of data modeling techniques within the company.
• In all, my responsibilities at Modelytics were to understand the problem of the client and then use the business knowledge and the data from the client to recommend a business solution.