Ajit Issac

Business Development Executive

Ernakulam, Kerala, India16 yrs experience

Highly Stable

Key Highlights

14 years of banking experience
Expert in business development and credit appraisal
Strong leadership in operational efficiency

Stackforce AI infers this person is a seasoned banking professional with extensive experience in finance and operations management.

Contact

Skills

Core Skills

FinanceBusiness DevelopmentOperations Management

Other Skills

Office 365FinancingBudgetingSocial CapitalAttention to DetailDue DiligenceManagerial FinanceTeamworkCommunicationAnalytical SkillsTeam ManagementManagementBankingCustomer ServiceMicrosoft Excel

About

With a rich background spanning 14 years in banking, I bring extensive expertise across pivotal roles such as Branch Operations, Overseas Deputation, and Branch Management. My career reflects a steadfast commitment to operational efficiency, strategic leadership, and client-centric service delivery. I excel in optimizing processes, nurturing high-performance teams, and consistently exceeding performance targets. Passionate about innovation and staying ahead in the dynamic financial landscape, I am eager to leverage my skills to drive growth and deliver value to stakeholders. Let's connect to explore how my experience and vision can contribute to our mutual success in the banking industry.

Experience

Federal bank

Assistant Vice President

Jan 2026 – Present · 3 mos · Kerala, India

Overall business development of the branch. Sourcing and Processing of new business, Agricultural and Retail credit proposals. Servicing and appraisal of existing credit portfolios of the Branch. Performance apprisal of the team members of the Branch.

FinanceOffice 365FinancingBudgetingSocial CapitalAttention to Detail+11

The federal bank limited

8 roles

Associate Vice President and Branch Head

May 2024 – Jan 2026 · 1 yr 8 mos

Overall business development of the branch. Sourcing and Processing of new business, Agricultural and Retail credit proposals. Servicing and appraisal of existing credit portfolios of the Branch. Performance apprisal of the team members of the Branch.

FinanceCommunicationManagerial FinanceSocial CapitalTeamworkOffice 365+4

Associate Vice President and Branch Head

Promoted

Nov 2021 – May 2024 · 2 yrs 6 mos

Branch Business Development. Credit appraisal for new and existing SME credit portfolio of the branch.

FinanceCommunicationManagerial FinanceSocial CapitalTeamworkAnalytical Skills+3

Senior Manager and Branch Head

Promoted

May 2021 – Nov 2021 · 6 mos

Branch Business development. Canvassing and sourcing new business like new SME and Retail loans, CASA products etc.

FinanceCommunicationManagerial FinanceSocial CapitalTeamworkAnalytical Skills+5

Senior Manager

Promoted

Feb 2017 – May 2021 · 4 yrs 3 mos

Processing of retail loans and SME loans, Followups of Various SME clients of the Branch for the Renewal of the credit limit enjoyed by the them, Development of the Business of the Branch, Marketing various products of the Bank, Administration of the Branch, Assisting various audits conducted at branch like credit audit, Legal Audit, RBIA audit etc, resolution of the complaints received at branch from customers, Ensuring the compliance of the Branch, Reporting AML related queries raised by Head office

Managerial FinanceSocial CapitalTeamworkFinancingAttention to DetailDue Diligence+1

Operations Manager

Promoted

Oct 2014 – Feb 2017 · 2 yrs 4 mos

Single point contact at operations department for branches and officers posted abroad, Back end work of NR account opening for Branches and for the officers posted abroad, followups and rectification of various audit comments regarding NR accounts of the Bank, Closely monitoring of NR accounts for the compliance and KYC regulations issued by RBI

Social CapitalBudgetingOffice 365Due DiligenceOperations Management

Assistant Manager

Promoted

Feb 2014 – Oct 2014 · 8 mos

consolidation and reporting of performance of officers posted abroad, Revision of the targets of officers posted abroad, processing various requests like concession in interest and reversal of charges debited in the account etc from branches, generating and passing of leads of new business relations to branches and to the officers posted abroad, communicating various circulars to the branches regarding NR business, Development of NR business portfolio of the Bank

Budgeting

Relationship Officer

Promoted

Feb 2012 – Feb 2014 · 2 yrs

Single Point Contact at Qatar for existing customers, Marketing and Canvassing new Business relations for the Bank especially HNI clients, New tie ups with the exchange houses in Qatar, single point contact for exchanges houses for the resolution of the compliant in regard to the remittance, Marketing new products of the Bank Deposit, loans, new remittance products for the exchange house etc

Office 365

Customer Relation Officer

Apr 2010 – Feb 2012 · 1 yr 10 mos

Branch Operation, Income Tax Calculation, servicing HNI clients of the Branch, Assisting Various Inspection of the Branch including RBI audit and Internal Audit of the Bank