Prashant Singh Waldia

Data Scientist

Gurugram, Haryana, India4 yrs 9 mos experience

AI EnabledAI ML Practitioner

Key Highlights

3+ years in data analytics and business strategy.
Automated reporting processes, saving significant time.
Identified trends that reduced default rates by 12%.

Stackforce AI infers this person is a Data Analyst specializing in Fintech and Business Intelligence.

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Skills

Core Skills

Data AnalysisBusiness IntelligenceRisk AssessmentAutomation

Other Skills

Python (Programming Language)Pandas (Software)SQLIdentifying TrendsMicrosoft ExcelMicrosoft Power BIPySparkPredictive ModelingPresentationsPressure SituationsAnalytical SolutionsCase StudiesChi-squareData ManipulationMicrosoft SQL Server

About

Data tells a story- I make sure it’s the right one With 3+ years in data analytics and business strategy, I turn raw numbers into insights that drive real impact. Whether it’s writing complex SQL queries, building interactive Power BI dashboards, automating processes with Python, or crunching numbers in Excel, I love solving business problems through data. I don’t just analyze- I connect the dots, find hidden patterns, and translate data into strategic decisions. From optimizing operations to uncovering growth opportunities, I believe in making data work for the business, not just in reports. Always curious, always learning- because the best insights come from those who never stop exploring. Let’s connect and talk data!

Experience

4 yrs 9 mos

Total Experience

1 yr 4 mos

Average Tenure

7 mos

Current Experience

Sbi card

2 roles

Data Analyst

Oct 2025 – Present · 7 mos · Gurugram, Haryana, India · On-site

Python (Programming Language)Pandas (Software)Data AnalysisBusiness Intelligence

Data Analyst

May 2022 – Feb 2024 · 1 yr 9 mos · India · On-site

Executed offer validation and fulfillment using SQL and SAS, handling 3M+ transactions records from merchants like
Amazon and Flipkart
Conducted cost-benefit analysis, identifying key spending trends and increasing average ticket size by 15% during
promotional periods
Analyzed customer spending behaviors, segmenting them based on transactional patterns, leading to a 20% uplift in
targeted campaigns
Created and monitored daily redemption reports on web and mobile platforms, providing actionable insights to
stakeholders
Performed detailed analysis of the RBI Reward matrix and created ad hoc reports, enhancing the ability to tailor
campaigns and maximize customer retention and spending

Identifying TrendsMicrosoft ExcelData AnalysisBusiness Intelligence

Iffco kisan finance limited

Data Analyst

Feb 2024 – Oct 2025 · 1 yr 8 mos · Gurugram, Haryana, India · On-site

Conducting risk assessment for loan portfolios during business origination and across the portfolio lifecycle, and
implementing data driven risk mitigation strategies
Automated daily Excel reports using Python (Pandas, NumPy), reducing processing time from 1-2 hours to seconds
Analyzed non-starter cases and first EMI defaulters, identifying key trends impacting default rates in the first six
months. Insights helped enhance portfolio resilience, potentially reducing default rates by 12%.
Developed early warning indicators (EWI) for high-risk accounts, helping the collections team take proactive
measures in reducing defaults

SQLPython (Programming Language)Data AnalysisRisk Assessment