Feb 2020 – Aug 2023 · 3 yrs 6 mos

• Licensed adjuster currently handling losses that occurred in the Gulf Region.

Jul 2018 – Feb 2020 · 1 yr 7 mos

Oct 2015 – Feb 2020 · 4 yrs 4 mos

Jan 2014 – Oct 2015 · 1 yr 9 mos

Apr 2013 – Oct 2013 · 6 mos · Wilmington, Ohio

• As a Credit Analyst, I underwrite residential, commercial, farm, and consumer loans. I analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money to our customers. My position entails annual review of loans that results in possible recommendation of upgrades and downgrades of loan quality. The loan approval process includes presentation of the loan to our loan committee for approval. I am a licensed Mortgage Loan Originator, and meet with customers to discuss their financial needs and situations for Commercial, Farm, Residential, Consumer, and Auto loans. I also work on other projects within the bank as needed.

Nov 2011 – Jul 2012 · 8 mos · Cincinnati Metropolitan Area

• I underwrite new credit requests for our Business Loan Center for several types of loans with aggregate exposure up to $100,000. In this fast paced position, I review financials, communicate with financial center managers and relationship managers with the decision on the loan. I work on deals that go through SBA and conventional. Most of the loans I review are for vehicles, working capital, and equipment purchase, treasury management products, and real estate purchase. My job is to review lines of credit, ACH, and term loans secured by real estate, all business assets, and various other financial instruments to determine if we should provide credit to our borrowers. I am responsible for ensuring risk management on these loans and effectively explaining decisioning to internal customers to convey this message to our external customers. My position sometimes entails working with banking centers and relationship managers in presenting offer sheets to our customers by calculating terms of our loan. My position involves review of financial statements to determine status of borrower creditworthiness. I also review title searches, credit bureau reports, secretary of state websites, and other documents necessary to determine the level of risk of a borrower. If a loan is in need I also recommend downgrades and upgrades of credit ratings.

Sep 2008 – May 2010 · 1 yr 8 mos

• I worked with insurance agencies and customers to ensure that our properties are covered with the appropriate and the correct amount of insurance for the Eastern, Southern and Western regions of my departments portfolio, encompassing hundreds of loans. I also researched taxes for our collateral, ensuring timely payment working in conjunction with relationship managers. I also conducted due diligence on loans and collateral, postshadowed payments, and helped others in my department with various customer requests regarding our commercial real estate loans.

May 2008 – Sep 2008 · 4 mos

• I worked in the servicing department of Commercial Real Estate loans. I was responsible for updating interest rates, postshadowing payments, helping with customer requests and questions, and due diligence. I was promoted from this position to my current position within my department.

May 2010 – Nov 2011 · 1 yr 6 mos

• Review loan documents for various types of Commercial Loans including Business Banking, Real Estate, Asset Securitization, Line of Credit, and Letter of Credit. Collaborate with Relationship and Portfolio Managers to get the proper documentation in place to fund loans.

Apr 2010 – Nov 2011 · 1 yr 7 mos

• In 2010 I founded Diesel Marketing. Diesel Marketing is a unique advertising solutions firm. Please contact me to learn more about the services we offer.

Jan 2007 – Jan 2008 · 1 yr

• This was a paid internship for my MBA program in which I got an A. Project involved coordination of several non profit entities in order to get this organization off the ground.

Jan 2007 – Jan 2007 · 0 mo

• Sold memberships to the Cleveland Bar Association and advertising space in their online journal and yearly book.

Jan 2006 – Jan 2007 · 1 yr

• I participated in 6 transactions that successfully closed. I both represented buyers and sellers in industrial, retail, and office related transactions. I also worked on several BOV's (Broker's Opinion of Value).