Manav Kaul

Product Manager

India4 yrs 6 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Led award-winning fintech innovations.
  • Expert in growth strategy and product management.
  • Proven track record in fraud prevention initiatives.
Stackforce AI infers this person is a Fintech Product Manager with expertise in growth strategy and fraud prevention.

Contact

Skills

Core Skills

Product ManagementGrowth StrategyData Analysis

Other Skills

Product DiscoveryStrategic PartnershipsDesign ThinkingPL/SQLMongoDBPythonUser Experience (UX)AIFraud PreventionProduct DevelopmentMarket ResearchProduct StrategyResearch and AnalyticsProduct OwnershipWeb Applications

About

Tech Strategist and Growth-focused Product Manager with a talent for recognizing large opportunities and solving challenging issues I specialize in growth strategy, product discovery and research Currently, Iโ€™m leading the following initiatives: ย ย โ€ข ๐—”๐—ฑ๐˜ƒ๐—ฎ๐—ป๐—ฐ๐—ฒ๐—ฑ ๐—”๐—œ-๐—˜๐—ป๐—ฎ๐—ฏ๐—น๐—ฒ๐—ฑ ๐—™๐—ฟ๐—ฎ๐˜‚๐—ฑ ๐—ฃ๐—ฟ๐—ฒ๐˜ƒ๐—ฒ๐—ป๐˜๐—ถ๐—ผ๐—ป- developing new age intelligent tools to proactively detect and prevent fraud with the vision to create a Zero Fraud World ย ย โ€ข ๐—œ๐—ป๐—ฑ๐˜‚๐˜€๐˜๐—ฟ๐˜† ๐—ข๐—ฝ๐—ฝ๐—ผ๐—ฟ๐˜๐˜‚๐—ป๐—ถ๐˜๐˜† ๐——๐—ถ๐˜€๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐˜† - conducting deep product-market research to help my company enter new industries Here to help with product advice and helping aspiring PMs break into Product Management! You can reach out to me on https://topmate.io/manav_kaul

Experience

4 yrs 6 mos
Total Experience
2 yrs 3 mos
Average Tenure
3 yrs 1 mo
Current Experience

Perfios

4 roles

Zero-To-One Platform Product Manager

Promoted

Nov 2025 โ€“ Present ยท 5 mos

  • Currently, Iโ€™m leading the following initiatives:
  • ๐—”๐—ฑ๐˜ƒ๐—ฎ๐—ป๐—ฐ๐—ฒ๐—ฑ ๐—”๐—œ-๐—˜๐—ป๐—ฎ๐—ฏ๐—น๐—ฒ๐—ฑ ๐—™๐—ฟ๐—ฎ๐˜‚๐—ฑ ๐—ฃ๐—ฟ๐—ฒ๐˜ƒ๐—ฒ๐—ป๐˜๐—ถ๐—ผ๐—ป- developing new age intelligent tools to proactively detect and prevent fraud with the vision to create a Zero Fraud World
  • ๐—œ๐—ป๐—ฑ๐˜‚๐˜€๐˜๐—ฟ๐˜† ๐—ข๐—ฝ๐—ฝ๐—ผ๐—ฟ๐˜๐˜‚๐—ป๐—ถ๐˜๐˜† ๐——๐—ถ๐˜€๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐˜† - conducting deep product-market research to help my company enter new industries
  • My Initiatives have won-
  • 1. Aegis Graham Bell Award for Best Fintech Innovation - Feb 2025
  • 2. Business World Fintech Awards ยท Best Fintech Product of the Year award - Jul 2025
Product DiscoveryProduct ManagementStrategic PartnershipsDesign ThinkingPL/SQLMongoDB+3

Associate Product Manager-2

Apr 2025 โ€“ Oct 2025 ยท 6 mos

Associate Product Manager-1

Promoted

Apr 2024 โ€“ Mar 2025 ยท 11 mos

  • ๐—ฃ๐—ฟ๐—ผ๐—บ๐—ผ๐˜๐—ฒ๐—ฑ ๐˜๐˜„๐—ถ๐—ฐ๐—ฒ to APM-1, fast-tracking past the PA-2 level in recognition of exceptional initiative.
  • Led 0โ†’1 product development, primarily in the fraud prevention domain.
  • Also added ๐—œ๐—ป๐˜๐—ฒ๐—ฟ๐—ป๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐—ž๐—ฌ๐—– APIs and Digilocker in the portfolio.

Business Analyst (then Karza Technologies)

Dec 2022 โ€“ Mar 2024 ยท 1 yr 3 mos

  • Joined as BA in Karza Technologies which got acquired by Perfios
  • Managed Research and Analytics Pipeline for 300 TKYC APIs
  • Product Owner for CKYC product Suite and started taking interest in Fraud prevention space to extend beyond the business unit mandate of KYC services
Research and AnalyticsProduct OwnershipFraud PreventionProduct Management

Kotak life

3 roles

Technical Product Manager - Customer Servicing Applications

Jul 2022 โ€“ Dec 2022 ยท 5 mos

  • Technical Owner for a portfolio of Customer Servicing and Communications Applications
  • Worked on managing development for Web Applications with Microservices architecture and building API services for chatbot systems
  • Portfolio included CRM system, Interactive WhatsApp and Webchat bot, Agency Recruitment and Licensing application, Payment Module Implementation, Customer Policy Portal and Corporate Communication Framework
  • Core Responsibility was to manage all stages of Product Life Cycle and Project Governance:
  • 1. Requirement Gathering: Collate requirements from business stakeholders, analysis of user feedbacks and insights from application metrics to identify areas of improvement as well as required features and technical debts
  • 2. Requirement Documentation: Designing of user flow, Reviewing Business Requirement Document with stakeholders, writing corresponding Functionality Specification document and creating high level technical approach document in collaboration with dev team
  • 3. Project Planning and Tracking: Creating project timelines basis efforts and availability of Dev resources. Tracking project completion of each item of decided WBS and ownership of completion of each WBS as planned
  • 4. Testing: Reviewing System Integration Testing conducted by development team and releasing project for UAT to concerned stakeholder. Creating Testing scenarios and managing testing support during UAT Bug Fixes and their documentation.
  • 5. Release and Production Support: On receiving testing sign off, Updating Technical documents and creating SOP for Production Support team for each release. Planning Production movement and aligning all resources and go live plan
  • Few of the Key Flagship Projects Managed by me were as follows: -
  • a. New Payment Module Implementation
  • b. Building end to end Policy selling journey on WhatsApp Bot
  • c. Total Technical revamp for Agency Recruitment and Licensing Application
  • d. OTP Framework Application Migration from dotNET to Java
Web ApplicationsMicroservicesAPI ServicesProject ManagementProduct Management

Management Trainee - IT Applications

Jul 2021 โ€“ Jul 2022 ยท 1 yr

IT Applications Intern

Feb 2021 โ€“ Jul 2021 ยท 5 mos

Tcs ion

Intern

Oct 2020 โ€“ Dec 2020 ยท 2 mos ยท Remote

  • An AI project aimed at automating the identification of various sentiments from textual comments and feedback
  • This project utilized natural language processing techniques to analyze the language used in various reviews and classify them as either positive, negative, or neutral
  • After detecting the sentiment of each feedback, I conducted an analysis of the number of reviews of each type against each other across different time frames and locations
  • To aid the presentation of this data, I created a dashboard for visualization purposes, along with a word cloud to illustrate frequently used terms.

Dimension data india pvt. ltd.

Corporate Communications & Marketing Functions

Nov 2018 โ€“ Jan 2019 ยท 2 mos ยท Mumbai Area, India

  • My role in this position was to :
  • o Prepare a questionnaire to analyse and understand IT and SI needs and trends across various industries and brands of different sizes
  • o Conduct a survey of 500 CXO level IT officials on โ€˜SI Landscape in Indiaโ€™
  • o Study client needs and analysed them by diversifying them based on both size and vertical
  • o Identify the competitor and their niche across different categories of clients
  • o Find about the industry trends and opportunities
  • o Recommend strategies to improve their position in the SI Industry
  • By the end of this internship:
  • i. My recommendations were accepted and acknowledged by Head of Marketing and Communication Strategy, India.
  • ii. I generated Marketing Leads through the Survey
Natural Language ProcessingData AnalysisDashboard Creation

Education

Sardar Patel College of Engineering (SPCE),Mumbai

BTech - Bachelor of Technology โ€” Electrical Engineering

Jan 2017 โ€“ Jan 2021

Schooling in Jammu

High School โ€” Non Medical (Science)

Jan 2005 โ€“ Mar 2017

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