Dec 2022 – Jan 2024 · 1 yr 1 mo · Gurugram, Haryana, India · On-site

• Indifi is a leading MSME fintech player that provides affordable capital (Term Loans, Line of Credit and Supply Chain Finance) to MSMEs through its digital platform.
• I led the New Business Development (0-1) charter. Onboarded marquee partners - Airtel Payments Bank, Clear, Indiamart, TradeIndia, Khatabook, Kissht (Pay with Ring), Pine Labs, and Shiprocket as ecosystem anchors with collective disbursals of Rs xx Cr.
• The role involved working with credit and policy teams to design the right credit program, creating PRDs and setting up systems and processes for ensuring portfolio growth.

Nov 2020 – Oct 2022 · 1 yr 11 mos · Gurugram, Haryana, India

• Moneyloji was a fintech start-up that provides personal unsecured loans to salaried individuals. We partnered with RBI-registered NBFCs to disburse loans of up to Rs 50,000 directly to their bank account.
• Joined Moneyloji as a CEO in Nov 2020 and raised funds from Angels and HNIs.
• Onboarded 6 NBFCs on FLDG (First Loss Default Guarantee) and grew disbursals to Rs 25 cr.
• In June 2022, we received an in-principle approval to launch co-branded PPI cards but due to changes in the regulatory environment around PPIs and FLDG structures had to halt business and take an involuntary exit from Moneyloji.

Sep 2019 – Nov 2020 · 1 yr 2 mos · Gurgaon, Haryana · On-site

• Heading the Delhi NCR mobility business.
• Grew ridership month over month up to Feb 2020. Steadied the business during Covid-19.
• Built the entire EV charging infrastructure for Meru Cabs in Delhi-NCR.

Jan 2017 – Jun 2019 · 2 yrs 5 mos · New Delhi

• I ran a boutique consulting practice that provided business, technology, and operations consulting in logistics and passenger mobility. During 2018-19, we worked on creating value for our clients and building our own IP and products in the transportation industry. Some of our projects:
• Consulted Yatra on the launch of Corporate Shuttle Bus Services.
• Launch of last-mile ride-sharing services for a startup in Delhi-NCR.
• Automation of the outbound process and yard management for one of India’s largest automotive logistics companies.

Feb 2016 – Dec 2016 · 10 mos · Gurgaon, India

• Heading new project initiatives at OlaShuttle.
• Launched off peak routes and outstation shuttle booking

Aug 2015 – Feb 2016 · 6 mos · Gurgaon, India

• MOJO is a smartphone-powered express shuttle service, designed to simplify your daily commute. By creating data-driven pop-up networks for daily intra-city transportation, MOJO is reinventing mass transit, creating better transit for everyone.
• Raised Rs 20 lakhs from friends and family
• Led operations & marketing to scale up service to over 250 rides/day in NCR. We had 80% D7 retention and 90% D30 retention, which was the highest among any shuttle operators in NCR. Our customer acquisition was really low and word of mouth was a major driver for our business and occupancy.
• Download the android mobile app: bit.ly/mojorides

Dec 2014 – Jul 2015 · 7 mos · Mumbai Area, India

• DishKhoj is a dish discovery app, which helps users discover best places for their favourite dishes. At Dishkhoj, we were reimagining the restaurant discovery process by building an automated platform to rate and rank dishes across the city based on user generated content.
• Secured a term sheet from Unilazer Ventures.
• Led Product and launched the Android App with data of over 1000 Restaurants in Mumbai
• Led hyper local growth-ops and marketing to get 3000 Android App Installs and expanded coverage to 1000+ restaurants in Mumbai and 40000+ Dishes
• Download the android mobile app: bit.ly/dishkhoj

Sep 2014 – Nov 2014 · 2 mos · Mumbai Area, India

• As part of the COO Office, my responsibilities included:
• Strategic Cost Management in an effort to streamline cost heads for the Bank
• Working on the initial go-to-market strategy for DBS DigiBank, a new paper-free way to bank

May 2012 – Sep 2014 · 2 yrs 4 mos · Mumbai Area, India

• As part of the Institutional Banking Group, my responsibilities included:
• Preparing credit approval memos for one of India's leading diversified conglomerates
• Analyzing company's financial performance and industry trends affecting the portfolio
• Ensuring timely approval of credits
• Supporting the business development targets by preparing proposals for prospective clients
• Regular monitoring and interaction with clients to ensure a stable and growing relationship and maintaining adherence to the bank's internal lending policies

Apr 2011 – Jun 2011 · 2 mos · Mumbai

• Received excellent reviews for work on pitch books & projects across M&A, ECM & DCM products.

Jul 2010 – Mar 2012 · 1 yr 8 mos · IIM Ahmedabad

• As part of the Core BETA Team for two years, I was:
• Coordinator of BETA Exchequer 2011, IIM Ahmedabad’s flagship finance competition.
• Chief Editor of Beta Primer, a series of handbooks for students' placement preparation.

Jul 2008 – May 2009 · 10 mos · Hyderabad

• Code development & maintenance of core components of IBM Information Server
• Filed a patent in US with IBM in the field of Database Management