Mar 2025 – Present · 1 yr 2 mos · City of Johannesburg, Gauteng, South Africa

• NjiaPay is a Payments-as-a-Service provider that simplifies payment management for African businesses.

Apr 2024 – Jan 2026 · 1 yr 9 mos · Amsterdam, North Holland, Netherlands · On-site

• Uber Technologies Inc (NYSE:UBER) is the largest on-demand mobility platform in the world headquartered in San Francisco.
• Head of Licensed Payment Companies
• Responsible for all Uber Licensed Payment Companies:
• i) Uber Payments BV (EEA) company operating as an Electronic Money Institution (EMI) regulated by De Nederlandsche Bank
• ii) Uber Payments UK Ltd (UK) company operating as an Electronic Money Institution (EMI) regulated by the Financial Conduct Authority
• iii) Uber Pagos Mexico (Mexico) company operating a FinTech License regulated by Comisión Nacional Bancaria y de Valores
• iv) Uber Payments Taiwan (Taiwan) company responsible for the Third Party PSP License regulated by the Ministry of Digital Affairs
• Head of Payments Compliance
• Global responsibility for payments compliance at Uber including horizon scanning, sanctions screening, AML & CTF.

Nov 2022 – Apr 2024 · 1 yr 5 mos · Amsterdam, North Holland, Netherlands · On-site

• Head of Commerce (EMEA) covering Payments, Risk and Identity across all sub-regions:
• European Economic Area
• United Kingdom
• Middle-East and Africa
• Member of EMEA Executive Leadership Team
• Role held at same time as CEO Uber Payments BV

Oct 2021 – Apr 2025 · 3 yrs 6 mos · Amsterdam, North Holland, Netherlands · On-site

• Uber Payments BV (UPBV) is a wholly owned subsidiary of Uber Technologies Inc (NYSE:UBER) and operates in thirty European markets providing payment services as an Electronic Money Institution (EMI) and is regulated by De Nederlandsche Bank (DNB).
• Uber Payments BV is overseen by a Supervisory Board which is chaired by Alex Wynaendts, and also has a Risk Committee, Audit Committee and Nominations & Remuneration Committee.
• UPBV established a 100% owned UK subsidiary (Uber Payments UK Ltd). This was incorporated in August 2022 and obtained its local authorization from the Financial Conduct Authority (FCA) in December 2022. This was moved to an affiliate of UPBV on 1st January 2025.

May 2019 – Oct 2021 · 2 yrs 5 mos · London, United Kingdom

• Barclays is a multinational bank headquartered in London (LSE:BARC)
• Head of Global Payment Networks
• Executive Member of the Barclays Payment Industry Committee

Dec 2016 – May 2019 · 2 yrs 5 mos

• Visa Inc is a multinational financial services corporation (NYSE: V)
• General management role in a regulated business unit, reporting into Chief Officer. European Executive Head of:
• Processing Account Management e.g. Barclays, Worldpay, Lloyds etc.
• Processing Product and Solutions
• Processing Value-Added Services
• Processing Marketing, Communications & Events
• Processing Standards (ISO & ATICA Standards)
• Operational Excellence, Budget & Planning
• Data and Management Information
• Lead for Real-time Payments including product development and RFI/ RFP responses including centre of excellence for international opportunities.
• Responsible for P&L, budget, investment and planning with extensive people leadership.

Sep 2015 – Dec 2016 · 1 yr 3 mos

• Visa Europe Ltd was an association of over 5,000 European banks and was acquired by Visa Inc in June 2016
• Responsible for three teams: Product Business Lines, Revenue Acceleration and Product Commercialization
• Business Line owner for Consumer, Commercial, Merchant & ATM. This covered Product management, Product delivery and NPD.
• Consumer: Debit, Credit, Prepaid, V PAY & Premium
• Commercial: SME & Corporate/ Large Account
• Merchant: Physical & Online acceptance e.g. Contactless, Recurring Transactions, Verified by Visa etc.
• Push Payments: Original Credit Transfers (OCT)
• ATM: Acceptance and network development
• Data Self-Management: Visa Vue Online
• Revenue Acceleration: Head of the top five highest revenue areas within Visa Europe to deliver step-change in incremental revenue. This included the Cross-Border and Travel Proposition team.
• Product Commercialization: Head of team focused on identification, prioritization and piloting of new products and profitably scaling new products and services.
• Responsible for Shadow P&L, budget, investment and planning with extensive people leadership both centrally and in the region.

Mar 2015 – Sep 2015 · 6 mos

• Responsible for driving value creation across the top five highest revenue areas within Visa Europe including Travel & Cross-Border and Visa Direct. Main responsibilities were driving pricing strategies, marketing and sales plans and portfolio management.

May 2013 – Dec 2014 · 1 yr 7 mos

• American Express Payment Services Ltd (AEPSL) is the American Express merchant acquirer for the European Economic Area (EEA) and in this period included UK, France, Italy, Spain, Germany, the Netherlands, Sweden, Finland and the Czech Republic.
• AEPSL was incorporated in the UK on 4 July 2007. The Company operates as an authorised payment institution, supervised by the Financial Conduct Authority (FCA).
• Additional Responsibilities:
• Member of the AEPSL Risk Committee
• Member of the AEPSL External Acquiring Committee

Jul 2011 – Mar 2015 · 3 yrs 8 mos

• American Express is a multinational financial services company headquartered in New York (NYSE: AXP)
• Market Optimization: Global Strategic Consulting team
• Internal management consultancy team focused on the largest international markets (in particular Russia, Brazil and UK). This worked closely with the sales, market development and marketing teams within the Regions to ensure a cohesive approach. It involved creating a SWAT team of SME experts across Finance, Legal, Product, Marketing, Technologies and Operations to work on key client issues across Acquiring, Issuing and Network.
• Commercialization: This covered NPD, incubation and product roll-out and included commercial, operating & marketing models; investment funding; global product roadmap; customer value proposition; sales and revenue targets; and ongoing tracking and monitoring.
• Central and regional team taking a product or new deal model from idea through to implementation. It focused on the evaluation and prioritization of new products and services onto the American Express network. Emerging payments were then scaled out globally to ensure rapid speed to market with five new products launched across twenty-seven partners. Key market focus was on India, Singapore, Australia, South Korea and Colombia. Commercialization also involved the launch of Partner Advantage Consulting Services.
• Member of the GNS Global Executive Leadership Marketing team.

Apr 2007 – Jul 2011 · 4 yrs 3 mos

• Market Re-engineering: This involved the evaluation of underperforming markets and partnerships, and large deal renewals, and restructuring these with different deal constructs and/or partnerships.
• This covered areas such as asset divestiture, as well as the “core” business activities of franchising acquiring and issuing licenses across the EMEA Region.
• Designed and implemented new merchant acquiring business model across multiple business lines (Finance, Legal, Public Affairs etc) and one partnership is live in Spain with La Caixa.
• New Business Partnerships: Responsible for full sales process which covered: Analysis and evaluation of market and prospect opportunities; Prospect engagement; Client negotiation; and in some cases co-ownership of implementation. It also included existing deal renewals and renegotiations.
• Led a team of senior card specialists in the creation of transformational market opportunities involving full strategic oversight, market assessment, prospect engagement, contract negotiation and signing, and in some instances, co-ownership of project implementation.
• This required coordination across numerous groups such as Legal, Government and Public Affairs, Finance, Technology, Internal Accounting, Tax, Treasury, etc.
• Winner of President's Leadership Pinnacle Award
• Finalist for Chairman of the Board's Award for Innovation

Aug 2004 – Apr 2007 · 2 yrs 8 mos

• New Business Partnerships: Member of deals team to license clients for card issuing and merchant acquiring of American Express products and services.
• Led a team of card specialists in the selection and appointment of premium financial institutions for card issuing and merchant acquiring of American Express products and services, with direct negotiations typically undertaken at Board Level.
• Negotiated issuing and acquiring partnerships with fifteen partners including: Russian Standard Bank (Russia), Garanti Bank (Turkey), First Data (Poland), Eurobank (Romania and Bulgaria), and Banca Intesa SanPaolo (Balkans).

Aug 2002 – Aug 2004 · 2 yrs

• Re-engineered existing American Express merchant businesses through acquiring only franchise arrangements to Barclaycard (East Africa); Bank of Valletta (Malta) and Mauritius Commercial Bank (Mauritius).
• Awarded the GNS Global President’s Award for Innovation.

Aug 2000 – Aug 2002 · 2 yrs

• Responsible for a portfolio of over 50 global airline and car rental accounts, across Central & Eastern Europe and Africa. Clients included South African Airlines, Singapore Airlines, National/Alamo Car Rental.
• Central responsibilities were to sign new airline partnerships, renegotiate Global Agreements, support airline co-brand card deals and ensure optimal card acceptance.

Sep 1999 – Aug 2000 · 11 mos

• • One of 22 external entrants selected from pool of over 2,000. Completed placements in UK Merchant Acquiring (Key Account Management), B2C Marketing (UK Charge Card marketing), New Card Accounts (Risk Management Information Systems) and Loyalty Management Solutions (Membership Rewards)

Jul 1999 – Aug 1999 · 1 mo · Brussels Area, Belgium

• Summer Intern Programme in Brussels working with Essex County Council, the voluntary sector and Local Enterprise Partnerships to improve access to EU funds in the East of England.