Gaurav Hazrati

CEO

Mumbai, Maharashtra, India18 yrs 3 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • 18+ years of experience in financial services leadership
  • Expert in building scalable fintech solutions
  • Strong focus on customer experience and sustainable growth
Stackforce AI infers this person is a Fintech executive with extensive experience in strategic leadership and risk management.

Contact

Skills

Core Skills

Financial ServicesExecutive LeadershipOrganizational LeadershipStrategic PlanningCorporate Governance

Other Skills

Risk ManagementP&L ManagementBoard GovernanceManagementBusiness StrategyBusiness PlanningProduct DevelopmentCross-functional Team LeadershipTeam ManagementBanking

About

I am a financial services leader with 18+ years of experience building, scaling, and governing businesses across banks and platform-led ecosystems. My work has spanned zero-to-one creation as well as large-scale transformation, operating at the intersection of strategy, execution, governance and enterprise risk management. Over the years, I have moved fluidly across product design, P&L leadership, regulatory alignment, and institution-building, with a consistent focus on customer experience and sustainable growth. I currently serve as: • CEO and Director, Tata Payments Limited • President – Financial Services, Tata Digital • Non-Executive Director, Tata Fintech Limited As part of the founding and leadership team at Tata Digital, I have helped shape and scale the group’s financial services businesses across credit, payments, lending, insurance, and investments. I have built teams and platforms designed for longevity, resilience, and scale operating within a regulated ecosystem. Earlier in my career, I was part of the founding team at Axis Direct and held senior leadership roles at IndusInd Bank, working across digital banking, payments, investments, lending, and platform businesses. These experiences grounded my approach to innovation in execution discipline and risk stewardship. I am deeply interested in simplifying financial services so customers can engage with confidence, and in building enduring institutions that earn trust and compound value at scale.

Experience

18 yrs 3 mos
Total Experience
3 yrs 5 mos
Average Tenure
4 yrs 4 mos
Current Experience

Tata digital

5 roles

President, Financial Services

Jul 2025Present · 9 mos

  • Leading platform-scale financial services businesses across payments, credit cards, lending, insurance, and investments, operating within a regulated ecosystem serving millions of customers while driving a sustainable and profitable growth.
Strategic PlanningCorporate GovernanceRisk ManagementOrganizational LeadershipFinancial ServicesP&L Management+1

Chief Executive Officer-Tata Payments

Promoted

Jun 2024Present · 1 yr 10 mos

  • Overall P&L ownership, strategic direction, and operating performance of the payments business
  • Board engagement, regulatory alignment, and risk oversight in a highly regulated financial ecosystem
  • Building senior leadership teams and governance mechanisms to support sustainable scale
Strategic PlanningCorporate GovernanceRisk ManagementOrganizational LeadershipFinancial ServicesP&L Management+1

Chief Business Officer- Financial Services

Jun 2024Jul 2025 · 1 yr 1 mo

Strategic PlanningCorporate GovernanceOrganizational LeadershipFinancial ServicesP&L Management

Chief Strategy and Business Officer-Fintech

Jul 2022Jun 2024 · 1 yr 11 mos

Strategic PlanningCorporate GovernanceFinancial ServicesP&L Management

Founding Member- Tata Digital and Product Head, Financial Services

Dec 2019Jul 2022 · 2 yrs 7 mos

  • Part of the founding and leadership team of Tata Digital building Tata Neu
  • Responsible for building the fintech business across the entire spectrum of financial services offering: Lending, Credit cards, Insurance and Investments.
  • Reimagining the Customer Experience harnessing the power of a large digital platform and Data Science.
Strategic PlanningCorporate GovernanceRisk ManagementFinancial ServicesP&L Management

Tata payments limited

Whole Time Director

Jun 2024Present · 1 yr 10 mos · Gurugram, Haryana, India

  • Serving as CEO and board director, responsible for enterprise leadership, P&L performance, and engagement with the board on strategy, risk, and regulatory matters
Corporate GovernanceRisk ManagementFinancial ServicesBoard GovernanceP&L Management

Tata fintech

Non Executive Director

Dec 2021Present · 4 yrs 4 mos · Gurugram, Haryana, India · On-site

  • Board-level oversight across strategy, risk, regulatory compliance, and long-term value creation.
Corporate GovernanceFinancial ServicesBoard Governance

Toronto business development centre

Startup Mentor

Oct 2020Jul 2025 · 4 yrs 9 mos · Toronto, Ontario, Canada

  • Established in 1990 by the City of Toronto with support of the province of Ontario’s Ministry of Economic Development of Trade, over the past 28 years the Toronto Business Development Centre (TBDC) has been locally, nationally and internationally recognized for its efforts in nurturing the growth of new and emerging businesses in the Greater Toronto Area. TBDC has been acclaimed as one of the country’s leading business incubators in areas such as number of client businesses served, number of jobs created and revenues generated by client businesses.
Financial Services

Indusind bank

3 roles

Senior Vice President and Head, Digital Banking

Promoted

Jan 2017Dec 2019 · 2 yrs 11 mos

  • Creating the Digitization road map for the Consumer Bank and leading the team across the Digital banking spectrum: Internet, Mobile Banking, Sales force Automation, Artificial Intelligence and Responsive Innovation
  • Responsible for digitizing key banking products including SME, Retail Assets, Retail Liabilities, Mutual funds
  • Customer acquisition across banking products including Cross Sell through Digital Spends and other Online Campaigns. For many business lines, contributing more than 25% of the sales numbers
  • Evolved and Scaled up the digital channels to service more than 50% of the bank’s customer requests
  • Conceptualization and owner of Mobile Banking-Indus Mobile: Launched India’s First Fingerprint Banking on iOS and Android Phones and evolved it to a lifestyle app with food, cab, deals integrated into the app.
  • Launch of several digital platforms : Indusforex, (India’s 1st Portal for purchasing Forex cards completely online), 30 seconds loans and Video branch
Strategic PlanningCorporate GovernanceRisk ManagementFinancial ServicesP&L Management

Vice President and Head, Digital Banking

Oct 2014Dec 2016 · 2 yrs 2 mos

  • Leading the team across the Digital banking spectrum: Website, Internet Banking, Mobility Initiatives including Mobile Banking, Sales force Automation and Responsive Innovation
  • Successfully launched: OntheGo Banking and QuickPay which helps users do their banking transactions right from the Social Channels
  • Successfully launched the all new IndusMobile
  • Responsible for Digital Customer Acquisition across banking products, including Cross Sell, through
  • Digital Marketing, Online Campaigns and Digital Alliances.
Strategic PlanningRisk ManagementFinancial ServicesP&L Management

Deputy Vice President, Digital Strategy, Consumer Banking

Sep 2013Sep 2014 · 1 yr

  • Responsible for creating the Digitization road map for the Consumer Bank
  • Conceptualization and Launch of Video Branch: A first of its kind service in India where
  • the customer can have a Video Chat with his Branch/Relationship manager or a central
  • Video Branch anywhere anytime
  • Launch of Digital Banking Branch: Launch of the first digitized branch which also serves as an Innovation Lab for the bank
Strategic PlanningFinancial ServicesP&L Management

Axis bank

4 roles

Assistant Vice President-Corporate Strategy, Innovation, Digital Channels

May 2013Sep 2013 · 4 mos

  • Part of the core team to start and build the Retail Broking business for Axis Bank. Worked as the business lead to conceptualize, manage the SDLC and launch the corporate portal for Axis Direct online portal www.axisdirect.in. Project Lead for various Innovation initiatives across the Retail broking business.
Strategic PlanningFinancial ServicesP&L Management

Senior Manager- Corporate Strategy, Innovation, Digital Channels

Promoted

Jun 2011May 2013 · 1 yr 11 mos

Strategic PlanningFinancial ServicesP&L Management

Founding member and Manager-Corporate Strategy Marketing and Digital channels

Nov 2009Jun 2011 · 1 yr 7 mos

  • Selected as part of the core team to set up a new Business venture for Axis Bank in Retail Broking.
  • The work entails:
  • Defining and implementing cross functional business processes
  • Developing financial and strategy model for the business
  • Business planning and Forecasting
  • Project Management
  • Brand Management and Marketing
  • Customer Activation and retention management
Strategic PlanningFinancial Services

Marketing Manager- Wealth and Private Banking

Jun 2009Oct 2009 · 4 mos

  • Designing marketing strategy for targeting High Net Worth Individuals (HNIs),
  • Profiling the consumer behavior of HNIs based on psychographics, Rolling out Debit and Credit cards for HNIs and UHNIs
  • Conceptulization and Designing of Intranet(One stop knowledge and information platform) for Wealth Managers and Private Bankers
Strategic PlanningFinancial Services

Tata administrative services

Summer Intern

Apr 2008Jun 2008 · 2 mos

  • I worked on a project that involved:
  • Designing a Positioning, communication and pricing strategy at Tata Steel (Long products division) for a new product- A seismic resistant rebar.
  • It included understanding consumer behavior and generating key consumer insights in the B2C market in the Gujarat, North East, Uttrakhand areas of India. It also involved the study of B2B market from real estate developers to large infrastructure players accross India.
  • The project concluded with a detailed roll out plan- for positioning, pricing and communication which also included real estate analysis of the country.

Tata consultancy services

Associate System Engineer

Oct 2005Jun 2007 · 1 yr 8 mos

  • Key Responsibilities:
  • System Analyst- Analyzing Customer’s business needs, providing customized datasets
  • Training Coordinator- Conducting and organizing techno-managerial trainings
  • Knowledge Repository Contributor- Developing knowledge bank for augmenting technical skills
  • Achievements:
  • Best Project Team Award in Global Development Center, Noida
  • Base SAS Certified professional(Awarded By SAS institute Inc., USA)
  • Worked with TATA Business Excellence Model team.

Education

Harvard Business School

Executive Education — Leading Innovation

Jan 2012Jan 2012

Faculty of Management Studies - University of Delhi

MBA — Finance and Marketing

Jan 2007Jan 2009

Université Jean Moulin (Lyon III)

Diploma — Internation Business

Jan 2008Jan 2008

Maharshi Dayanand University

Bachelor of Engineering — Electrical Engineering

Jan 2001Jan 2005

Salwan Public School

Science

Jan 1989Jan 2001

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