Clint Jacob

CEO

Bengaluru, Karnataka, India20 yrs 6 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • 20+ years in banking and fintech leadership.
  • Expert in digital banking transformation and payments.
  • Proven track record in delivering customer-centric solutions.
Stackforce AI infers this person is a Fintech expert with a strong focus on digital banking and payment systems.

Contact

Skills

Core Skills

Digital BankingPaymentsProduct ManagementBusiness Analysis

Other Skills

Business TransformationAgile MethodologiesAgile Project ManagementBankingBusiness RequirementsCore BankingElectronic PaymentsPayment IndustryPayment ServicesPayment SystemsRequirements AnalysisSDLCSWIFTNetSystem Integration TestingTransactional Banking

About

With over 20 years of experience in the banking industry, I specialize in payments, cards, and digital banking platforms, helping financial institutions scale customer-centric solutions in a rapidly evolving fintech landscape. My career has been focused on building and transforming payment ecosystems, improving customer experiences, and delivering secure, scalable platforms that support millions of transactions. I have led large cross-functional teams and complex initiatives across cards, digital payments, and banking transformation, translating business strategy into impactful product and platform outcomes. Known for bridging the gap between business, technology, and customer needs, I focus on delivering solutions that improve efficiency, drive adoption, and create measurable value for both customers and the organization. Beyond execution, I am passionate about the future of financial services — from evolving payment ecosystems to digital innovation in banking. I enjoy collaborating with teams, partners, and industry leaders to shape solutions that move banking forward while keeping the customer at the center of everything we build.

Experience

20 yrs 6 mos
Total Experience
3 yrs 5 mos
Average Tenure
6 yrs 1 mo
Current Experience

Wells fargo

2 roles

Executive Director

Promoted

Apr 2020Present · 6 yrs 1 mo · Hybrid

  • Led digital banking transformation initiatives, delivering scalable platforms that improved customer experience and increased digital adoption across retail banking channels.
  • Directed cross-functional teams across product, technology, and operations to design and launch customer-centric digital banking solutions.
  • Drove modernization of legacy banking systems, enabling API-driven services and improving platform performance and reliability.
  • Collaborated with risk, compliance, and security teams to ensure regulatory adherence while accelerating digital innovation.
  • Delivered strategic initiatives that enhanced digital engagement and operational efficiency across multiple banking products and services.
  • Owned end-to-end product strategy and roadmap for digital banking and payment solutions, aligning technology delivery with business growth objectives.
  • Defined product vision, features, and customer journeys, improving usability and driving higher customer adoption across digital channels.
  • Worked closely with engineering, UX, data, and business stakeholders to deliver scalable financial products from concept to launch.
  • Leveraged customer insights, analytics, and market trends to continuously improve product performance and customer satisfaction.
  • Delivered platform enhancements that improved operational efficiency and reduced service friction for banking customers.
  • Led development and enhancement of large-scale payment platforms, supporting card processing, transaction management, and secure payment services.
  • Delivered initiatives across the payments ecosystem, including card lifecycle management, authorization flows, and transaction processing improvements.
  • Partnered with fintech vendors and internal technology teams to build scalable and resilient payment infrastructure.
  • Optimized payment platform performance and reliability, ensuring high transaction availability and strong security controls.
Business TransformationAgile MethodologiesAgile Project ManagementBankingBusiness AnalysisBusiness Requirements+31

Vice President

Apr 2020Jan 2024 · 3 yrs 9 mos · Hybrid

  • Lead Product Manager - Debit (Cards)
Business AnalysisBusiness RequirementsBankingProject ManagementProject DeliveryAgile Testing+16

Jpmorgan chase & co.

AVP | Business Analyst

May 2017Apr 2020 · 2 yrs 11 mos · Bengaluru, Karnataka, India

  • Senior Business analyst In Payments area
Business AnalysisBusiness RequirementsBankingPaymentsProject DeliveryAgile Testing+1

Capgemini

Manager | Functional analyst

Jul 2013May 2017 · 3 yrs 10 mos · Bangalore, India

  • Client: ANZ Bank
  • Project: Payment Transaction Management
  • Employer: Capgemini India Pvt Ltd
  • Role:  Test Manager | payment sme
Business AnalysisBusiness RequirementsBankingPaymentsAgile Project Management

Tata consultancy services

IT Analyst | Payment Sme

Jul 2011Jul 2013 · 2 yrs · Bangalore, India

  • Client: Deutsche Bank
  • Project: ERASMUS (Core Banking)
  • Employer: TCS
  • Role: Functional Analyst | Payment Sme
Business AnalysisBusiness RequirementsBankingPayments

Jpmorgan chase & co.

UAT Specialist | Payment Sme

Aug 2010Jun 2011 · 10 mos · Mumbai

  • iACH (High/Low value payment processing system)
BankingPayments

Deutsche bank

Quality Analyst

Sep 2005Jul 2010 · 4 yrs 10 mos · Bangalore, India

  • Client: Deutsche Bank ( London, US, Japan)
  • Project: DBI –Internet (High value payment processing system)
  • Employer: Deutsche Bank India
  • Role: Quality Analyst
BankingPayments

Education

Visvesvaraya Technological University

Master's Degree

Jan 2003Jan 2005

University of Calicut

Bachelor's Degree — BSC Mathematics

Jan 2000Jan 2003

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