Sep 2024 – Present · 1 yr 7 mos

Apr 2023 – Sep 2024 · 1 yr 5 mos

• Conducted a feasibility study for establishing a new Alrajhi subsidiary focused on innovative solutions in the financial industry.
• Developed and executing the go-to-market strategy for the new entity.
• Worked on all aspects of the establishment including HR, finance, business development, product management, technology, governance, risk management, cybersecurity, sales, operations, and procurement and others.
• Participated in various high-level committees with ARG’s top management, addressing strategic initiatives related to digital transformation, data management, payments, and board-level matters
• Secured SAMA sandbox approval for the company and ensured compliance with all relevant regulations from other regulatory bodies.
• Developed the SaaS platform “Qaema” specifically for SMEs, with unique features focusing on accounting, open banking, and banking-as-a-service (BaaS).

Jul 2022 – Apr 2023 · 9 mos

• Designed and executed the open banking strategy for Alrajhi and its subsidiaries, including development and implementation of the roadmap.
• Managed the internal stakeholders to ensure full compliance with SAMA’s open banking regulations and requirements.
• Established and led a team focused on open banking and data initiatives, aimed at reducing costs and improving customer experience for Alrajhi’s digital channels.

Feb 2022 – Jul 2022 · 5 mos

Apr 2020 – Aug 2021 · 1 yr 4 mos

• Strategy Phase - Program Manager / Leading all streams:
• Phase definition
• Phase 1(Strategy) and Phase 2(Design) Phase3 (Implementation)
• Defined Open Banking Strategy Framework
• Intensive analysis on OB (internally, locally, internationally) to define strategy framework.
• OB Policy (publicly available on SAMA website)
• Scoping, global benchmarking, policy review and publishing
• Program organization
• Operating model and Roles definition, consultant onboarding
• Stakeholder engagement & management
• Internal departments (13), External Govt. entities (NCA, SDAIA, Saudi Payment, Fintech Saudi, CMA), FS Participants (Banks, FinTechs)
• Sourcing Management
• Capability design, vendor selection (RFI/RFP)
• Design Phase – Leading all streams (Strategy, Technology, Regulatory) which included:
• Ecosystem Design
• Designed technologies and processes required to support the interaction between participants within open banking ecosystem.
• Governance Design
• Defined key stakeholders, roles in charge of planning, designing, delivering and monitoring OB program
• Activation OB Standards Working Group
• Defined structure, roles and responsibilities of OB Standards Working Group and activity plan
• Technical Sandbox development
• Requirements definition, platform selection, implementation plan
• Implementation Plan and RFPs for the Implementation Phase

Dec 2019 – Feb 2022 · 2 yrs 2 mos

• Strategic Analysis towards Deputy Governor Inputs/asks covering (FinTech ecosystem, approach to implementing Open Banking, Neobank/digital banks approach, FinTech Sandbox (Regulatory & Technical),
• Meanwhile, provided awareness & training sessions, participated in Talen Management Process, participated in Maturity Assessment for departments under Deputyship

Feb 2015 – Jan 2018 · 2 yrs 11 mos · Riyadh, Saudi Arabia

• Gathering / elicitation of requirements
• Analysis of application functionalities Vs. requirements
• Provide support all through SDLC (waterfall)
• Ensure analysis support thorough testing lifecycle (SIT,PIT, UAT)
• Participated in product / technology roadmap

Sep 2014 – Jan 2015 · 4 mos · Riyadh, Saudi Arabia

• I had rotation at General Department of Payment System, under different departments ( Project Delivery, System Development, Business Development)