Agniva Kolay

Software Engineer

Bengaluru, Karnataka, India5 yrs experience

Key Highlights

Expert in building regulatory risk reporting systems.
Proven track record in high-throughput payment processing.
Significantly improved data accuracy in consumer lending.

Stackforce AI infers this person is a Fintech Backend Engineer with expertise in regulatory reporting and payment systems.

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Skills

Core Skills

Regulatory ReportingProduction StabilityPayment SystemsReal-time ProcessingData SystemsConsumer Lending

Other Skills

SlangKafkaOpensearchApache sharding sphereAPI DevelopmentJenkinsRESTful WebServicesMySQLGitApache Kafkakafka-monitorSpring FrameworkC++JAVAProgramming

About

Risk and backend engineer with 4+ years of experience across Goldman Sachs, Paytm, and Wells Fargo. I’ve built systems that power regulatory risk reporting, scale UPI payments, and automate financial operations. At Goldman Sachs, I work on Basel III reporting pipelines and production stability. Previously, I built refund and transaction infra at Paytm for clients like Flipkart, handling 1000+ TPS.

Experience

5 yrs

Total Experience

1 yr 8 mos

Average Tenure

Current Experience

Goldman sachs

Associate - Risk

Mar 2024 – Mar 2026 · 2 yrs · Bengaluru · On-site

Working on Basel III regulatory reporting for Fed, BaFin, and PRA, focusing on capital adequacy, risk-weighted assets, and end-to-end production stability of exposure reports.

SlangRegulatory ReportingProduction Stability

Paytm

Payments - Software Engineer

Mar 2022 – Sep 2023 · 1 yr 6 mos

Enabled large-scale digital payment transactions by building real-time refund and cancellation systems with Kafka, ensuring 1000+ TPS throughput and fund loss prevention.

Payment SystemsReal-time Processing