Harrish kr daddhich

Director of Engineering

Noida, Uttar Pradesh, India19 yrs 4 mos experience

Key Highlights

  • Expert in managing banking alliances and EMI products.
  • Proven track record in tactical campaign implementation.
  • Strong background in fintech and payment solutions.
Stackforce AI infers this person is a Fintech expert with a focus on payment solutions and banking alliances.

Contact

Skills

Core Skills

Account ManagementProduct Management

Other Skills

Credit CardsManagementBusiness AlliancesSales

About

Fintech, BNPL, EMI , Alliances, Payments, Sales

Experience

19 yrs 4 mos
Total Experience
1 yr 9 mos
Average Tenure
--
Current Experience

Pine labs

Director - Pay Later

Mar 2024Aug 2024 · 5 mos · India · On-site

Paytm

2 roles

Associate Vice President- Issuer Alliances: Affordabilty

Sep 2022Mar 2024 · 1 yr 6 mos · Noida, Uttar Pradesh, India

Associate Vice President - EMI on POS

Sep 2021May 2022 · 8 mos · Noida, Uttar Pradesh, India

Payme india

Vice President- Growth and Strategic Alliances

May 2022Aug 2022 · 3 mos · Noida, Uttar Pradesh, India

Cashfree

Associate Director - Banking Alliances(EMI)

Jan 2021Sep 2021 · 8 mos · Bengaluru, Karnataka, India

Pine labs

Product Owner and Banking Alliances - EMI on POS

Mar 2019Jan 2021 · 1 yr 10 mos · Noida, Uttar Pradesh, India

Payu

Associate Director-Sales & Banking Alliances

Jul 2018Feb 2019 · 7 mos · Bengaluru, Karnataka, India

Pine labs

Sr. Program Manager- Issuer/ Banking Alliances--EMI ON POS

Aug 2016Jun 2018 · 1 yr 10 mos · Noida Area, India

  • Account Management - Managing relationships with 13 Card Issuing banks, with a strong focus on Credit Card EMI as a product and also launching new products to increase and open new avenues of Card EMI at Point Of Sale.
  • Product Management (EMI ON POS) - Identifying new opportunities for Partnerships with Payment Gateways, Credit Bureau & Decisioning Systems to launch customer focused products, which would increase loan disbursement, EMI offering thru POS. This involves End-to-End product Ownership.
  • Successfully devised and implemented 100+ Tactical Campaigns for multiple issuers Since Aug’16.
  • Maintained card EMI volume at par over the previous year and increased competition from NBFC’s.
  • Implementing Debit Card based Brand EMI product for HDFC Bank.
  • Created and executed a first of a kind Merchant Incentive Program at specific Merchants, thereby rewarding the Merchants for helping drive in Card EMI.
Account ManagementProduct Management

American express

4 roles

Assistant Manager Sales, Global Corporate Payments

Dec 2014Aug 2016 · 1 yr 8 mos · Gurgaon, Haryana, India

  • Builds, maintains and takes ownership of a professional working relationship with the client.
  • Work with global clients and Amex Global team to strengthen the relationship, create value through consultative selling.
  • Develop profitable and new business by analyzing account potential, initiating, developing and recommending new applications and sales strategies to capture incremental growth within assigned corporate client portfolio.
  • Visiting client office in India on Sales calls and interacting with C – Level executives.
  • Grown the portfolio size by 10% in 2015.
  • Declared the incremental business volume of INR 70 lacs YTD’2016 for India
  • Lead day-to-day client relationship across a wide platform of stakeholders.
  • Provide pro-active support to the project team and responsible for all client communications and development projects.
  • Create partnership plans, outline process improvement, identify saving opportunity with air and hotel bench marking and share industry best practices.
  • Proactively review, recommend and implement changes to processes on the account to bring about continuous improvement.
  • Identify growth and expansion opportunities for broad range of products and services.
  • Collaborates with Account Managers and Product Specialists to support overall sales strategy account support.
  • Administering and acting as a single point of contact for all Commercial Card related updates/issues/escalations/incremental volume of business for the global customer.
  • Delinquency management, dunning support for select markets.
  • Supporting client with analysis on various financial reports.
  • Identifying and reporting any high risk spend etc.
  • Engage in the ongoing review of policies and procedures impacting card members, providing feedback and recommendations for change and risk mitigation.
  • Address escalated Issues.
  • Support new market implementations

Senior Analyst - Fraud protection Services

Promoted

Feb 2012Nov 2014 · 2 yrs 9 mos · Gurgaon, Haryana, India

Analyst - Merchant Services

Promoted

May 2008Jan 2012 · 3 yrs 8 mos · Gurgaon, Haryana, India

Customer Care Professional- Credit Cards

Sep 2006Apr 2008 · 1 yr 7 mos · Gurgaon, Haryana, India

Ibm

Customer Care Executive

Nov 2005Aug 2006 · 9 mos · Gurgaon, Haryana, India

Airtel

Customer Care Executive

Jul 2004Sep 2005 · 1 yr 2 mos · Jaipur, Rajasthan, India

Education

Kendriya Vidyalaya

Maharaja Ganga Singh University, Bikaner

Bachelor of Science - BS

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