Komal Mishra

Associate Consultant

India4 yrs 5 mos experience

Highly Stable

Key Highlights

Proficient in Python and SQL for data analysis.
Expert in risk management within fintech.
Strong background in developing data-driven strategies.

Stackforce AI infers this person is a Fintech Risk Analyst with strong data analysis capabilities.

Contact

Skills

Core Skills

Risk ManagementData AnalysisAutomation

Other Skills

PythonSQLStatistical AnalysisMicrosoft ExcelMicrosoft OfficeSTATAR

About

Accomplished risk analyst with around 3 years of experience at Paytm's lending department. Leveraging my proficiency in Python, SQL, and Advanced Excel, I conduct comprehensive analysis to identify and assess potential delinquency risks within the merchant loan portfolio. Having a knack for turning data into actionable insights, I am on a journey of continuous learning and skill improvement to thrive in the ever-evolving business landscape. Skills: Python | SQL | Machine Learning | Statistics | Advanced Excel

Experience

4 yrs 5 mos

Total Experience

3 yrs 6 mos

Average Tenure

11 mos

Current Experience

Exl

Consultant

Jun 2025 – Present · 11 mos

Paytm

3 roles

Team Lead

Jul 2024 – May 2025 · 10 mos

Senior Associate

Promoted

Apr 2023 – Jul 2024 · 1 yr 3 mos

Developed merchant loan acquisition strategy using in house engagement data.
Customer physical verification waiver strategy for merchant loans.
Responsible for identifying potential merchant base eligible for availing loans.
Portfolio monitoring to manage and mitigate risk.

PythonSQLRisk ManagementData Analysis

Associate

Oct 2021 – Mar 2023 · 1 yr 5 mos

Developed an engagement strategy for targeting more merchants, boosting business.
Automation of reports using python.
Understanding business problems and conducting comprehensive univariate and multivariate
analyses.
Performing various root cause and cross tab analysis on bounce and delinquencies to improve
operational efficiency.

PythonData AnalysisAutomationStatistical Analysis