Sanjay Kar — Director of Engineering
Analytics expert having 16+ years of experience in risk management with leading financial institutions & bureau. Developed Equifax Consumer credit score and Commercial Rank. Synopsis: - Developed advance Analytics COE's and built flagship Credit bureau score for three countries. - Developed first ever Commercial bureau score using financial data for the Saudi market. - Delivered analytical solutions for banks, NBFC's & Fintech using Advance analytics and Machine learning. - Scorecard development for Credit risk, Fraud analytics, Collection, Underwriting and Marketing campaign. - Credit card analytics( Acquisition, Line management, Forecasting, Strategy development & new product design). - Exploring alternate data and innovative solutions for the NTC population using ML. - Forecasting and portfolio management strategy for Mortgage,Overdraft & Line of credit. -Other diverse areas of work includes, Operational risk, Model monitoring, Pricing and RWA forecasting. - Many solutions using transaction data and non credit data for credit usage. - Consulted to Banks, NBFC's, MFI's and Fintechs for risk models and strategies and developed 100's of analytical solution for portfolio growth and risk management.
Stackforce AI infers this person is a Fintech expert specializing in risk management and advanced analytics.
Location: Bengaluru, Karnataka, India
Experience: 18 yrs 11 mos
Skills
- Risk Analytics
- Predictive Analytics
- Business Strategy
- Credit Risk
- Loss Mitigation
Career Highlights
- 16+ years of experience in risk management.
- Developed flagship credit bureau scores for three countries.
- Delivered analytical solutions using advanced analytics and machine learning.
Work Experience
mPokket
Head of Data & Analytics (11 mos)
Senior Vice President - Data & Analytics (1 yr 5 mos)
Paytm
Head Data Science - Lending (4 mos)
Equifax India
Head Of Analytics (5 yrs 4 mos)
AVP - Bureau Analytics (1 yr 10 mos)
HSBC
Lead Manager - Risk analytics Lending (3 yrs 7 mos)
JP Morgan Chase
Senior Credit Risk strategist (5 yrs 11 mos)
Citigroup Global Services Ltd
Asst. Manager (1 yr 5 mos)
Education
M.Sc. at Indian Institute of Technology, Madras
Graduation at Fakirmohan University