Sameer Gupta

CEO

Mumbai, Maharashtra, India16 yrs 7 mos experience

Highly Stable

Key Highlights

Led successful lending initiatives for MSMEs.
Drove significant growth in payment solutions.
Built resilient portfolios during challenging times.

Stackforce AI infers this person is a Fintech leader with expertise in lending and payment solutions.

Contact

sameergupta97@gmail.com LinkedIn

Skills

Core Skills

LendingBusiness StrategyCurrent Account SalesP&l ManagementMerchant AcquisitionPayment SolutionsUnsecured Sme LoansCross Sell And Topup BusinessProduct ManagementSme And Business Banking

Other Skills

Cross-functional Team LeadershipSales ManagementTeam BuildingLeadership DevelopmentChange ManagementCustomer AcquisitionPaymentsBusiness DevelopmentRetail BankingCreditTeam ManagementBankingRelationship ManagementSmall Business LendingLeadership

About

I am a passionate and driven leader dedicated to building innovative and inclusive payment and lending solutions for MSME in India. Currently, I head Lending at JSW One Platforms. Previously, I led the Current Account business at IDFC First Bank, managing the strategy, execution, and growth of the Self Employed portfolio with focus on MSME. Before that, I headed the Merchant Acquisition business, leading a team focused on POS, QR, Soundbox, and Payment Gateway solutions. As the National Head of Unsecured SME Loans at Clix Capital, I successfully scaled a profitable and resilient portfolio that withstood the challenges of COVID-19. I worked closely with analytics to reward and retain valuable customers and led a team that engaged directly with clients to build strong relationships along with managing business through channel partners.

Experience

16 yrs 7 mos

Total Experience

3 yrs 10 mos

Average Tenure

1 yr 1 mo

Current Experience

Jsw one platforms ltd.

Business Head ~ Lending

Apr 2025 – Present · 1 yr 1 mo · Mumbai, Maharashtra, India

At JSW One Platforms, I drive the lending vertical’s full spectrum - from credit product innovation to credit sales along with portfolio management and partnership development. I have built scalable financing solutions for the SME and distributor ecosystem, aligning liquidity supply with demand. As the P&L owner, I focus on maximizing profitability, optimizing risk, and deepening digital engagement through fintech collaborations.
By integrating data intelligence into credit processes and establishing transparent governance dashboards, I’ve enabled sustainable growth, operational efficiency, and synergy across the group’s business units.

Cross-functional Team LeadershipSales ManagementTeam BuildingLeadership DevelopmentChange ManagementCustomer Acquisition+6

Idfc first bank

2 roles

National Head Current Account Sales

Promoted

Oct 2024 – Apr 2025 · 6 mos · Mumbai, Maharashtra, India

Led a team of over 2800 employees to drive new acquisitions in Current Accounts,Working Capital lending,Payments, Trade,CMS and other related products.
Owned P&L for CA, ensuring profitability and growth.
Developed strategic initiatives that increased market share and improved customer engagement.

Sales ManagementTeam ManagementCustomer AcquisitionBankingRelationship ManagementCurrent Account Sales+1

National Head Merchant Acquisition

Nov 2021 – Oct 2024 · 2 yrs 11 mos · Mumbai, Maharashtra, India

Spearheaded a dynamic team to develop innovative payment solutions for MSMEs, enhancing transaction efficiency.
Managed diverse payment platforms including POS, PG, and Sound Box, driving significant growth in transaction volumes.
Launched industry-first products tailored for MSMEs, contributing to an increase in CASA growth.

Retail BankingSmall Business LendingTeam ManagementPaymentsCustomer AcquisitionMerchant Acquisition+1

Clix capital

3 roles

Vice President and National Head ~ Unsecured SME Loans

Aug 2020 – Nov 2021 · 1 yr 3 mos

Was managing the Unsecured SME business as a National Head which included Fresh acquisition through all the channels and Cross sell. Built a sizeable and profitable portfolio which sailed through the covid challenges

Unsecured SME Loans

National Head ~ Cross sell and Topup Business

Promoted

Mar 2019 – Jul 2020 · 1 yr 4 mos

Started the profitable business with lowest Cost of Acquisition - Top-up and Cross sell for the organisation. Worked closely with Analytics to reward and retain good customers. Led a team which reached out directly to customers and built a sizeable portfolio.

Cross Sell and Topup Business

Product Manager

Feb 2018 – Mar 2019 · 1 yr 1 mo

Worked as a Product Manager and successfully handled different products for SME lending. Managed the direct acquisition channel along with the tie ups with POS processors for LACR product.

Product Management

Idfc

Chief Manager

May 2015 – Feb 2018 · 2 yrs 9 mos

Was a part of the start up team at IDFC Bank Ltd and worked with an extremely talented team on different projects to successfully launch the bank. Worked on developing the products and processes for SME and Business banking and further handled the Affluent customer acquisition for Mumbai region for both Asset and Liability relationships.

SME and Business Banking