Jun 2022 – Present · 4 yrs · United Arab Emirates · Remote

Jan 2022 – Present · 4 yrs 5 mos · India

Nov 2021 – Present · 4 yrs 7 mos · India

Oct 2021 – Present · 4 yrs 8 mos · India

Sep 2021 – Present · 4 yrs 9 mos · India

Dec 2020 – Present · 5 yrs 6 mos

Sep 2020 – Present · 5 yrs 9 mos

• Investing in various Fintech ,edu tech ,ai and health care based companies ,currently invested in more than 15 plus companies across the world ..

Mar 2017 – Present · 9 yrs 3 mos · Mumbai, Maharashtra, India

• Interacting with various people across globe and help them to build and provide payment solution .working on payment platform like wallet ,aggregation,POS ,MPOS,remittance ,multi currency ,bharat QR,upi ,alliances with banks and partners ,switch ,lending platforms ,international payment gateway ,upi ,dcc to provide digital payments platforms across the globe .expert in Whitelabel ,private label platforms for payment gateway ,wallets ,remiitance ,Blockchain ,etherum frameworks

Feb 2015 – Feb 2017 · 2 yrs · Mumbai Area, India

• Developing and managing new products like payment gateways ,POS and MPOS solutions for retail market ,Tokenisation ,risk management solutions ,DCC,multi currency gateway,dynamic router .worked on various products like MPI,Switch ,prepaid card issuance ,E-wallet,ACS etc .buildup omnichannel product offering for retail markets for india , integrated POS platform, SMS based payments, Payment through POS terminal using SMS,QR code based payments and other parts of the world.developed mobile money and mobile wallets platform for various market.built products for collecting payment from customer without having any websites via different modes.involved in alliances with banks ,acquiring bank ,large merchants etc.

Mar 2013 – Feb 2015 · 1 yr 11 mos · Mumbai

• Heading Product Management & Strategy for the ePayments Business in EBS .
• Product Head for Payment Aggregation Product including Net banking,Credit Card Gateway, Bill payment,Standing Instructions, Risk Management Solution,IVRS(Interactive Voice Response system), IMPS(Interbank Mobile Payment Services) for indian/international merchants
• Leading the launch of the Online Payments Product for our parent company Ogone International which will power eCommerce and mCommerce in the Europe.
• Conceptualzing alternate/newer revenue streams for the ePayments P&L
• Conceptualizing the Mobile Payments/mCommerce product suite
• Participate in market study to gather functional requirements / gaps for the payment product
• Handling banking and merchant alliances for indian/international markets.
• Banking Alliances:
• 1.New Bank acquisition
• 2.Revision of Existing bank commercials/Flat rate approval from banks
• 3.Issues of existing banks related to MID issuance,Banks revenue MIS,Banks invoicing or any customer related issues.
• 4.Special Commercials approval from existing banks for large merchants.
• Product Management
• 1.Doing gap analysis of existing product and finding solution/filling gaps.
• 2.Enabling new features on existing products
• 3.Adding new products such as Dynamic Currency Acceptance,Multiple Currency Acceptance,Recurring Payments
• 4. Aggregation of Various Payment Methods
• 5.Mobile Payments via Native Apps
• 6.Prepaid Wallets & MPOS

Aug 2012 – Feb 2013 · 6 mos · Mumbai

•  Maintaining Relationship with Banks,Cash Card Companies and Acquiring them for Payment Products.
•  To prepare Joint alliance plans with alliance partners,negotiate NDA and teaming agreements with third party companies, develop relationships with Alliance management.
•  Setting up Platform for software as a service and providing them to merchants to start their online business
•  Maintaining relationshsip with key clients such as make my trip, flipkart and acquire them for payment products
•  Enhancing the features of payment products and helping product team to launch new features.
•  Co-ordination with support Sales and Operations team across Pan India basis for driving Payment Product Sales in terms of Integration Revenue and Transaction Revenue
•  Driving Payment Gateway Sales through various channels like Resellers, Aggregators, System integrators, Banks on a pan India basis.
• Managing Payment Gateway Products including Net banking,Credit Card Gateway,Recharges,Standing Instructions,IVRS(Interactive Voice Response system), IMPS(Interbank Mobile Payment Services),Mobile POS,Debit Card solution for Mutual funds and Broking Industries.

Jun 2008 – Aug 2012 · 4 yrs 2 mos

• 1. Requirements gathering and Analysis preparation of business requirement specification document development coordination with internal and external teams development monitoring and escalations of issues.
• 2. Implementation of payment solution across different verticals such as Financial Companies Utilities companies Tours and travels Insurance, educational institutes.
• 3. Exploring potential business avenues & managing marketing & sales operations for achieving increased business growth & initiating market development efforts.
• 4. Analyzing latest marketing trends & tracking competitor’s activities & providing strategies for revenue and company growth.
• 5. Managing customer centric operations & ensuring customer satisfaction by achieving delivery & service quality norms.
• 6. Maintaining cordial relations with customers to sustain profitability of the business.
• 7. Building & maintaining healthy business relations with major clientele, ensuring maximum customer satisfaction by achieving delivery & quality norm.

Mar 2008 – Jun 2008 · 3 mos

• Understanding business of the company, making future projections on revenues margins of the company, doing Gap analysis, Assist in tracking weekly,& monthly Operation reports , doing Financial planning, doing research on new business, Doing risk analysis and developing mitigation strategies for avoiding risk, ensuring timely delivery and increasing overall operational efficiency of the company

Feb 2007 – Jun 2007 · 4 mos

• Analyzed current processes of Finance department in MHADA and did Process mapping and Flow chart preparation for each process, did Gap analysis and find out the Recommended systems for MHADA, Prepared Departmental IT plan (Platform) and Tender documents (Data Center) for Maharashtra Housing Area & Development Authority.