Vibha Rao

Director of Engineering

San Francisco, California, United States11 yrs 2 mos experience
Highly Stable

Key Highlights

  • Led engineering teams for major fintech products.
  • Drove significant cost savings through infrastructure optimizations.
  • Innovated lending solutions with rapid delivery timelines.
Stackforce AI infers this person is a Fintech leader with extensive experience in software engineering and product development.

Contact

Skills

Core Skills

Software EngineeringDistributed SystemsInfrastructure ManagementProduct DevelopmentFrontend DevelopmentBackend Development

Other Skills

Devices & Inventory ManagementEngineering LeadershipFederated Data PlatformPersonalization FrameworksTraffic InfrastructureGCPKafkaKubernetesLoan Prospecting CapabilityLoan Servicing CapabilityLoan Origination CapabilityBank Origination CapabilityPaycheck Protection ProgramData GovernanceSecurity

Experience

11 yrs 2 mos
Total Experience
5 yrs 5 mos
Average Tenure
3 mos
Current Experience

Rippling

Director of Engineering

Mar 2026Present · 3 mos · San Francisco Bay Area · Hybrid

  • Leading Engineering for IT Products - Devices & Inventory Management.
  • The Devices Org provides a unified platform to purchase, configure, secure, and retrieve employee devices anywhere in the world, automatically triggered by employee lifecycle changes.
  • The team is hiring - DM me to chat!
Devices & Inventory ManagementEngineering LeadershipSoftware EngineeringDistributed Systems

Credit karma

2 roles

Director of Engineering - Application Platform

Promoted

Sep 2024Feb 2026 · 1 yr 5 mos · Oakland, CA

  • Lead a team of 3 engineering managers and 30+ engineers within the Application Platform organization, responsible for federated data platform, personalization and tracking frameworks, and traffic infrastructure. The team manages a majority of Tier 0 infrastructure and services at CK, and I have driven platform evolution in my space to improve reliability, scalability, and developer velocity. I continually partnered with our CTO and Eng leadership to define platform and organizational strategy and deliver cross-cutting initiatives serving hundreds of internal developers.
  • Saved millions in annual GCP/Infra costs through application and infrastructure optimizations across legacy and multitenant systems (Kafka, GCS, K8s, legacy services and codebases).
  • Developed and invested in the strategy for zero-touch and zero-impact wholesale mesh migration for k8s clusters.
  • Built 3-in-1 year visions/roadmaps with the teams across personalization frameworks, data strategy and
  • foundations, and cluster automation, providing tradeoffs and direction around product, reliability, and cost wins.
  • Drove 4 verticalized platform solutions for federated data architecture (on data pipeline materialization, reliable publishing, fetching, and storing data) that contributed to 5 different product accelerations in the last year.
  • Drove platform-wide programs around operational resilience from Jun 2024 - Dec 2024, improving MTTR, MTTD, and site incident prevention, which led to zero critical incidents on App Platform since June 2024.
  • Revamped the promotion process for Credit Karma to evolve with changing expectations around roles and specializations; partnered with the CTO staff and HR to roll this out broadly across the company in the last 2 years.
  • Created direction on shifts from RTB to Innovation through AI and automation which resulted in system/maintenance upgrades improvements and longer-term polyglot support across data, infrastructure, and libraries.
Federated Data PlatformPersonalization FrameworksTraffic InfrastructureGCPKafkaKubernetes+2

Senior Engineering Manager

Feb 2023Sep 2024 · 1 yr 7 mos · Oakland, CA

Intuit

6 roles

Senior Engineering Manager

Sep 2020Sep 2022 · 2 yrs

  • Senior Engineering Manager for the Quickbooks Capital / Intuit Lending Team
  • Managed 29 engineers directly and 5 contractors → 6 scrum teams (3 platform, 3 product).
  • Worked across Product, Credit Risk & Fraud Risk, Data Science, Account/Identity Risk,
  • Design, client dev teams, central infra teams, 3rd party partnerships.
  • Led the platform-side development, continuous adoption, and strategy of a
  • loan prospecting capability, loan servicing capability, loan origination capability,
  • and bank origination capability.
  • Developed vision and drove strategy for embeddable UI lending widgets
  • Designed and tech-led the implementation of Invoice Financing; ensured
  • delivery for 5 iterations over the course of a year, defined milestones and
  • aligned release strategy across multiple systems.
  • Innovated instant and auto decisioning for lending, which brought decision
  • times down from 3 days to 20 seconds across all products.
  • Led the growth team for small business lending that drove a 30%+ increase to
  • $50M in monthly disbursements over a 6 month period through rapid
  • hypothesis generation and experimentation.
  • Drove the launch of the first consumer lending EarlyPay solution out to 100K
  • customers, dogfooding new platform components and capabilities.
  • Led recruiting for the eng team across the tech stack, hiring 10+ FT engineers
  • Introduced biweekly domain workshops to ensure each area’s development
  • progress cross-pollinates across my teams.
  • Led tri-weekly research paper/tech blog post discussion groups.
Loan Prospecting CapabilityLoan Servicing CapabilityLoan Origination CapabilityBank Origination CapabilitySoftware EngineeringProduct Development

Senior Engineering Manager

Promoted

Oct 2019Sep 2022 · 2 yrs 11 mos

  • Senior Engineering Manager for the Quickbooks Self-Employed team
  • Managed 12 engineers directly.
  • Tech-led a team of 3 to build and deliver a scrappy solution to getting out
  • Paycheck Protection Program loans to Self-Employed individuals - going from
  • gathering initial requirements to production release in 12 days.
  • Managed numerous workstreams: expansion of tags, billing migration, data
  • governance, security, infrastructure, and build time optimization.
  • Developed future technical vision & strategy for data ownership and sharing,
  • front end architecture, and expanded team scope and charter.
Paycheck Protection ProgramData GovernanceSecuritySoftware EngineeringProduct Development

Staff Software Engineer

Jul 2019Sep 2022 · 3 yrs 2 mos

  • Tech-led and individually developed projects for front end, backend, and infrastructure
  • across various teams on QuickBooks and QuickBooks Self-Employed.
  • Designed and brought to life a tagging service, infra, and experience solution
  • across QuickBooks data, to personalize insights and reporting. Recruited and
  • mentored junior eng contributors from different teams, and built an
  • unstructured tagging system. Spun up K8s/AWS infra as well.
  • Completed a large-scale migration of banking data and connection experiences
  • for millions of QuickBooks and QuickBooks Self-Employed customers.
Tagging ServiceData MigrationKubernetesAWSSoftware Engineering

Senior Software Engineer

Promoted

Jul 2018Jul 2019 · 1 yr

  • Switched to QuickBooks Self-Employed As a full-stack developer, and architected and designed an end-to-end, scalable experience for users to be able to tag data and derive insights within Self-Employed. I led a team of 4 engineers in the following months to realize the dream. During this time, I coded in Angular 2, Java, Kotlin, Javascript, React 16, and used AWS, Kubernetes, and more -- whatever it took to get it done.
Full-stack DevelopmentData TaggingSoftware Engineering

Software Engineer II

Jul 2016Jul 2018 · 2 yrs

  • Front-end focused engineering, worked with Javascript (React 15/16), and several other FE tools. I worked with teams across the company to design, integrate, and develop new bank connections with new authentication and data integration in QuickBooks. I also spent a large part of this tenure supporting our internal javascript plugin framework tool as well as other UI infra, and worked on improving javascript performance for our app.
JavaScriptReactFrontend Development

Software Engineer I

Oct 2014Jul 2016 · 1 yr 9 mos

  • Backend services engineer; worked on core API design and development for QuickBooks.
API DesignBackend Development

Education

Carnegie Mellon University

Bachelor of Science (B.S.) — Computer Science

Stackforce found 100+ more professionals with Software Engineering & Distributed Systems

Explore similar profiles based on matching skills and experience