Akash Kumar Pandey

Operations Associate

Gandhinagar, Gujarat, India3 yrs 9 mos experience

Key Highlights

Expert in Anti-Money Laundering and KYC processes
Proven track record in transaction monitoring and fraud detection
Strong analytical skills in identifying suspicious activities

Stackforce AI infers this person is a Fintech professional specializing in compliance and fraud prevention.

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Skills

Core Skills

Transaction MonitoringAnti-money LaunderingKyc VerificationSuspicious Activity Reports (sar)

Other Skills

Adverse media searchDue DiligenceTrainingAccountingCustomer ServiceMicrosoft ExcelTax Deducted at Source (TDS)Goods and Services Tax (GST)Tally ERPIncome tax returnMicrosoft OfficeMicrosoft WordSQLPivot TablesVlookup

Experience

3 yrs 9 mos

Total Experience

1 yr 8 mos

Average Tenure

5 mos

Current Experience

Bank of america

Team Developer

Dec 2025 – Present · 5 mos · Gandhinagar · Hybrid

Monitor and analyze transactional alerts related to cash and payment-based typologies, including structuring, cash-in wire-out, check-in wire-out, P2P transfers, large cash deposits, high-risk ATM deposits, and foreign exchange transactions.
Identify suspicious patterns such as structuring/smurfing to evade reporting thresholds and ensure timely escalation of potential AML risks.
Conduct detailed investigations on alerts involving cash-intensive activities and unusual movement of funds across accounts.
Review cash-in and wire-out/check-out flows to detect layering or rapid movement of funds indicative of money laundering.
Analyze peer-to-peer (P2P) transactions for unusual frequency, velocity, and counterparties linked to suspicious behavior.
Investigate large cash deposits and high-risk ATM activities, ensuring compliance with regulatory thresholds and internal policies.
Examine foreign exchange transactions to identify inconsistencies, unusual currency movements, or potential cross-border risks.
Perform KYC and customer profile analysis to understand expected behavior and compare it with actual transaction activity.
Document findings clearly and maintain accurate case narratives in line with audit and regulatory standards.

Transaction MonitoringAnti-Money Laundering

Aml rightsource

Associate Analyst 1

May 2024 – Dec 2025 · 1 yr 7 mos · Gurugram · On-site

Conducted comprehensive reviews of customer accounts to identify signs of potential illicit activities, including structuring, money laundering, and various fraud typologies.
Expertise in detecting and analyzing a wide range of financial crimes, including drug trafficking, human trafficking, terrorist financing, ACH fraud, payment card fraud, CSAM fraud, account takeover, and identity theft.
Developed detailed narratives for SARs that clearly articulated suspicious activities and supported decision-making by law enforcement agencies.
Specialized in identifying emerging fraud typologies** and determining the necessity of SAR filings, contributing to the organization's proactive fraud prevention efforts.
Collaborated with cross-functional teams to enhance fraud detection strategies and improve the overall effectiveness of the SAR process.

KYC VerificationSuspicious Activity Reports (SAR)

Wipro

Associate Analyst

Aug 2022 – May 2024 · 1 yr 9 mos · Gurugram, Haryana, India · Hybrid

Responsible for transaction monitoring and handling disputes including unauthorized transactions and fraudulent usage of cards under federal Guidelines.
KYC screening, Politically Exposed Person(PEP), Customer Identification Program(CIP).
Periodic monitoring profile for identifying risk level of cardholder.
Responsible for accurate analysis of transactions in US regions to identify fraudulent activities such as Account Takeover, Fraudulent Application.

Transaction MonitoringKYC Verification