Ammar Alsomali

CTO

Riyadh, Saudi Arabia16 yrs 7 mos experience

AI Enabled

Key Highlights

15+ years in fintech leadership roles
Expert in digital lending and payments modernization
Proven track record in API-led business growth

Stackforce AI infers this person is a Fintech leader with expertise in digital transformation and product innovation.

Contact

Skills

Core Skills

It StrategyPlatform ArchitectureProduct StrategyProduct InnovationProduct ManagementDigital TransformationSolution ArchitectureSystem ArchitectureTeam LeadershipSoftware DevelopmentApi ManagementClassroom InstructionProduct OperationsTechnical Support

Other Skills

Cross-functional Team LeadershipCoaching & MentoringProduct Road MappingProduct DesignIT Infrastructure DesignGoal SettingDigital Product DevelopmentArtificial Intelligence (AI)Google Cloud Platform (GCP)Data-driven Decision MakingCredit ScoringCross-border TransactionsProduct VisionProduct Lifecycle ManagementStakeholder Management

About

Strategic fintech leader with 15+ years of experience driving digital lending, payments modernization, and API-led business growth across top Saudi financial institutions. Proven ability to bridge business strategy, product innovation, and enterprise architecture to deliver measurable revenue, operational efficiency, and regulatory-compliant platforms. Recognized for: • Accelerating time-to-approval and go-to-market for lending & remittance products • Designing API-first platforms generating new revenue streams • Modernizing legacy banking systems into scalable cloud-native architectures • Leading cross-functional teams across product, engineering, compliance, and commercial functions • Delivering complex integrations with banks, fintechs, and regulators (SAMA, AML/KYC)

Experience

16 yrs 7 mos

Total Experience

2 yrs 3 mos

Average Tenure

10 mos

Current Experience

Alrajhi bank

Executive Manager Enterprise Architecture & Design Authority

Jul 2025 – Present · 10 mos · Riyadh, Saudi Arabia · On-site

Leading enterprise digital transformation roadmap, aligning core banking modernization with growth in lending, remittance, and embedded finance.
Governing architecture across AML/KYC, cybersecurity, resilience, and SAMA compliance.
Establishing design authority, threat modeling, and architecture review boards to de-risk major programs.
Mentoring architects & engineering leads to improve delivery quality and platform scalability.
Driving innovation using AI/NLP, decision engines, and data analytics for credit & customer experience.

IT StrategyPlatform ArchitectureSolution ArchitectureCross-functional Team LeadershipCoaching & Mentoring

Markaba

Chief Product and Technology Officer

Feb 2025 – Jan 2026 · 11 mos · Riyadh, Saudi Arabia · Remote

Led product vision and technology execution as an automotive financing innovator, owning platform strategy, partnerships, and engineering delivery.
Defined company product strategy & monetization model for auto-lending marketplace.
Launched a data-driven lending platform connecting dealers, lenders, and insurers.
Established governance for distributed teams → faster releases & quality uplift.
Built lender & ecosystem partnerships enabling multi-provider financing.
Tightened product–design–engineering alignment → reduced GTM cycles.

Digital TransformationProduct InnovationProduct StrategyProduct Road MappingProduct DesignPlatform Architecture+10

انجاز | enjaz

Senior Manager - Product Engineering

Nov 2023 – May 2025 · 1 yr 6 mos · Riyadh, Saudi Arabia · On-site

Led remittance & payments modernization across engineering and product management.

Cross-border TransactionsProduct VisionProduct ManagementDigital TransformationProduct Lifecycle ManagementData-driven Decision Making+10

Tarabut gateway

Solutions Engineering Manager

Apr 2022 – Nov 2023 · 1 yr 7 mos · Riyadh, Saudi Arabia · Remote

Supported the sales and product teams to design and deliver tailored solutions that met client needs and supported business goals.

Digital TransformationData-driven Decision MakingPlatform ArchitectureTeam LeadershipDigital Product DevelopmentSolution Architecture+3

بنك البلاد | bank albilad

Product Team Manager - Open Banking and BaaS

Mar 2020 – Mar 2022 · 2 yrs · Saudi Arabia · On-site

Drove the development of new Open API products such as Open Banking and Banking-as-a-Service APIs, aligning with market trends, regulatory requirements, and customer demands.

Cross-border TransactionsProduct DevelopmentProduct ManagementDigital TransformationData-driven Decision MakingPlatform Architecture+5

Stc

2 roles

Software Engineering Team Lead

Promoted

Jan 2019 – Mar 2020 · 1 yr 2 mos

Led the modernization of legacy services with zero business disruption by implementing a phased migration strategy and parallel infrastructure.
Managed multiple engineering leads and teams, focusing on technical execution, hiring, performance, and team health. Ensured coordinated delivery across squads by handling dependencies, timelines, and agile processes.

System ArchitectureTeam BuildingPlatform ArchitectureTeam LeadershipDigital Product DevelopmentSolution Architecture

Senior Engineer - Integration and API Management

Sep 2017 – Dec 2018 · 1 yr 3 mos

Software DevelopmentDigital Product DevelopmentTest-Driven DevelopmentSolution ArchitectureJavaService-Oriented Architecture (SOA)+3

Fdm group

Java and Spring Trainer

Jan 2016 – Dec 2016 · 11 mos · Toronto, Canada Area · On-site

Delivered hands-on training in Java and the Spring framework, helping developers build robust applications and enhance their design and coding skills.

Spring FrameworkClassroom InstructionSoftware Development Life Cycle (SDLC)CoachingSolution ArchitectureJava+1