Avinash Kumar

Co-Founder

Bengaluru, Karnataka, India8 yrs 7 mos experience

Highly Stable

Key Highlights

Led development of innovative digital finance solutions.
Achieved significant cost savings through strategic redesign.
Expert in managing cross-functional teams and projects.

Stackforce AI infers this person is a Fintech and Automotive Product Management expert with a strong focus on innovation and strategy.

Contact

Skills

Core Skills

Product Strategy & RoadmappingDigital Lending & Embedded FinanceProcess Automation & Saas DevelopmentProduct ManagementStrategy & Leadership

Other Skills

Data-Driven Growth MarketingSystem Architecture & API DesignJiraStakeholder ManagementConfluenceCanvaAgile Project ManagementSQLHibernateRelational DatabasesREST APIsMySQLJava Database Connectivity (JDBC)Embedded SystemsAutoCAD

About

Product and strategy professional with 6+ years of experience across digital finance, early-stage innovation, and business transformation. An MBA graduate from ISB, and a gold medalist from IIT Patna with a master’s from IIT Madras, I bring a strong mix of structured problem solving, execution focus, and purpose-driven thinking. I’ve worked across corporates, startups, and government partners—building digital platforms, leading cross-functional teams, and developing solutions in finance and public infrastructure. I'm passionate about leveraging technology to drive inclusion and long-term social impact.

Experience

8 yrs 7 mos

Total Experience

2 yrs 6 mos

Average Tenure

2 yrs

Current Experience

Tvs motor company

Lead Digital Product Owner

May 2024 – Present · 2 yrs · Bengaluru, Karnataka, India · Hybrid

Led end-to-end development of B2B and B2C digital products, expertise in data modeling to drive data-driven decisions strategic planning
Product Development
Spearheaded the development of a retail finance marketplace, partnering with 3 major banks to enhance financing features across internal digital products.
Boosted conversion rate from 9% to 11% for the Retail Finance feature through targeted campaigns on WhatsApp and Email channels.
Engineered a streamlined loan application workflow, enabling 10-second loan approvals, significantly improving user experience and transaction efficiency.
Ensured full compliance with financial regulations and data security standards, building trust with users and banking partners.
Process Improvement & Operational Efficiency
Reduced data update time by 90% (from 5 days to 4 hours) and ensured consistency across systems by leading the development of a centralized Price Engine
Standardized data formats, API structures, and update schedules for seamless integration with BikeDekho, BikeWale, and TVS systems.
Eliminated manual quoting processes and enabled digital vehicle quotations by leading the development of a SaaS-based quotation configurator
Increased online vehicle booking conversion from 0.1% to 0.5% by integrating real-time on-road pricing into the website and CRM platforms.

Product Strategy & RoadmappingDigital Lending & Embedded FinanceData-Driven Growth MarketingSystem Architecture & API DesignProcess Automation & SaaS DevelopmentJira+5

Reliance industries limited

Manager at Reliance Chairman's Office

Aug 2019 – Apr 2023 · 3 yrs 8 mos · Greater Bengaluru Area

Led cross-border team, facilitated merger, & drove innovation at Reliance's skyTran Inc, business focused on EV & Hydrogen transportation
Product Management
Led ₹14 Cr project with a cross-border team of 10 engineers (India & USA) to develop an autonomous vehicle meeting safety criteria and APM standards:
Improved system reliability by 23% by designing and deploying an IoT-based monitoring device for levitation, speed, and braking systems.
Increased vehicle throughput by 10% and projected ₹9.2 Cr/year in additional revenue by developing a junction traffic management system using wayside units.
Reduced operational costs by ₹3.3 Cr/year and lowered energy consumption by 3.5% through integration of a regenerative braking module into the product design.
Strategy & Leadership
Achieved ₹136 Cr cost savings by redesigning the power system architecture—transitioning from a hydrogen fuel system to a more efficient power rail system.
Secured ₹3 Cr in internal funding to develop a digital twin of Mumbai’s traffic network, enabling forecasts for hydrogen/EV charging demand.
Stakeholder Management
Assisted leadership in formulating a comprehensive M&A agreement for the acquisition of skyTran USA, covering IP rights and project scope.
Resolved 17 intellectual property conflicts between Reliance and skyTran by designing an IP allocation framework that mitigated conflict of interest.
Directed and coordinated 7 global vendors in commissioning a ₹27+ Cr physical test rig in Texas, enabling performance measurement of the autonomous vehicle system.

HibernateRelational DatabasesREST APIsMySQLJava Database Connectivity (JDBC)Embedded Systems+2

Avishkar hyperloop iit madras

Co-Founder & Group Lead

Oct 2017 – Jul 2019 · 1 yr 9 mos · IIT Madras

Solinas integrity pvt. ltd.

Product Lead

Aug 2016 – Oct 2018 · 2 yrs 2 mos · Chennai Area, India

Early-stage startup that develops robotic solution to monitor fault in oil and gas pipeline: Led the organization to launch its 1st commercial
product, led multiple product initiatives, managed finances, mentored team members & liaised with customer to seek new opportunities

Iisc,bangalore

Project Assistant

May 2015 – Jul 2015 · 2 mos · Bengaluru Area, India

IISC Bangalore May 2015-July 2015
Project Assistant
Mentor: Associate.Prof Saptarshi Basu
Topic: Secondary Atomization in Droplet Drying and Combustion.
Analyzed the secondary atomization of colloid of alumina and ethanol ,effect of agglomeration.
Application in Fuel/Propellant Systems.

Indian institute of technology, patna

Project Assistant

May 2014 – Jul 2014 · 2 mos · Patna

IIT Patna May 2014-July 2014
Project Assistant
Mentor: Assistant. Prof Mahabendra Pathak
Topic: Size effect of PN junction in Thermo Electric Coolers.
Analyzed the power requirement and cooling effects of different size of PN junction in TEC devices using Ansys and Matlab simulation.
Application in chip cooling in different devices.