Ayush Kumar

VP of Engineering

Bengaluru, Karnataka, India14 yrs 2 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Led engineering teams to develop AI-powered fintech solutions.
Established fraud prevention frameworks reducing financial losses.
Architected scalable systems processing millions of transactions.

Stackforce AI infers this person is a Fintech Engineering Leader with expertise in scalable systems and fraud prevention.

Contact

Skills

Core Skills

Engineering ManagementEngineering LeadershipAiPayment ProcessingJavaPlatform Development

Other Skills

.NETASP.NETAccess Control SystemsAlgorithmsAnalytical SkillsAnalyticsAndroidApache KafkaCC#C++CSSComputer ScienceComputer VisionCore Java

About

A technology enthusiast and passionate programmer. Looking for challenging opportunities in building scalable businesses/products as an engineering leader.

Experience

14 yrs 2 mos

Total Experience

2 yrs 2 mos

Average Tenure

4 yrs 9 mos

Current Experience

Razorpay

3 roles

Head of Engineering, Business Banking(Associate Director)

Promoted

Apr 2025 – Present · 1 yr 2 mos · On-site

Leading engineering team behind the development of RazorpayX's AI-powered payouts platform, solving critical challenges in financial technology. My work focuses on three core areas: ensuring reliable financial transactions, building AI-driven fraud detection systems, and delivering industry-best service levels for merchants.
Architecting and engineering scalable systems that process millions of transactions daily while maintaining the highest standards of security and performance. This involves designing fault-tolerant infrastructure, implementing real-time fraud prevention algorithms, and optimizing system performance under peak loads.
Our solutions directly serve thousands of merchants who depend on our platform for their financial operations. Working at the intersection of AI and fintech, I drive innovation that transforms how businesses manage their payout operations while contributing to India's digital economy growth.

Engineering ManagementEngineering LeadershipDevOpsMicroservicesGo (Programming Language)

Senior Engineering Manager

Promoted

Oct 2022 – Mar 2025 · 2 yrs 5 mos · On-site

Seasoned Engineering leader leading the Business Banking & Payouts Platform division at Razorpay . Orchestrating a high-performance engineering organization of 30+ professionals, comprising Staff Engineers, Engineering Managers, and Technical Leads, to build enterprise-grade financial infrastructure serving India's digital economy.
Spearheading the development of mission-critical payment systems that process multi-billion dollar transaction volumes annually. Architecting scalable solutions for diverse enterprise clients across Lending, Gaming, Broking, and Marketplace sectors, enabling seamless B2B and B2C money movement operations.
Core Achievements:
Established a comprehensive fraud prevention framework integrating real-time detection systems, achieving a significant reduction in financial loss rates while maintaining industry-leading transaction success rates
Designed and implemented a highly available payment processing architecture maintaining 99.99% uptime for critical banking operations
Developed robust risk management systems handling complex regulatory requirements across multiple business verticals
Built and scaled cross-functional engineering teams delivering mission-critical financial infrastructure.
Built and scaled systems to prevent Money loss(Double Debits) at all costs.

Engineering ManagementEngineering LeadershipAndroidDevOpsGo (Programming Language)Microservices

Engineeering Manager

Jul 2021 – Sep 2022 · 1 yr 2 mos · On-site

Engineering Leader at Razorpay building enterprise-scale platform solutions. Driving critical infrastructure development including Access Control systems and workflow automation platforms that power core business operations.
Leading a team of 15 engineers to deliver high-impact solutions across Vendor Management, Source-to-Pay, and Employee Onboarding. Focused on architecting scalable distributed systems and robust authorization frameworks while mentoring technical talent and driving engineering excellence.
Passionate about building platforms that enable business agility and operational efficiency at scale.

JavaEngineering ManagementAnalytical SkillsRequirements AnalysisGo (Programming Language)Algorithms

Blackbuck (zinka logistics solutions pvt. ltd.)

2 roles

Engineering Manager (Technical Lead)

Promoted

Dec 2020 – Jul 2021 · 7 mos · Bangalore Urban, Karnataka, India

Working on building scalable demand search, ranking and allocation engine

Technical Lead

Aug 2019 – Dec 2020 · 1 yr 4 mos · Bangalore Urban, Karnataka, India

Working on building scalable demand search, ranking and allocation engine .

Flipkart

2 roles

Senior Software Engineer

Promoted

Jul 2016 – Apr 2019 · 2 yrs 9 mos

Currently working on developing file processing platform which can process large catalogue files, which will be used by sellers to create products on Flipkart.com. The system uses Apache kafka as queue and Camel as workflow system to process files and requests thru its various stages.
Designed and built a system mimicking a seller on Flipkart platform, to source international selection. The system comprised of multiple micro-services, to manage seller's listings, inventory, fulfilment and order flow.
Designed and built a generic licence platform, which has a fluid entity structure and is converted to set of business rules to be evaluated at runtime.
Built Hadoop/Hive based tiering platform which uses statistical modelling to classify sellers into GOLD,SILVER AND BRONZE. Also built a subsequent workflow for approval process and JAVA web-service to serve the tier data to dashboard at web-scale.
Built a MVEL based rule engine platform, which can process business rules on any given dataset(csv or HDFS), provided by a configuration and take subsequent actions by interacting with multiple downstream systems.

Software Development Engineer

Apr 2015 – Jul 2016 · 1 yr 3 mos

Involved in Seller Analytics and Insights Team, which is responsible to develop metrics by using data to understand, quantify, monitor, predict and improve buyer experience as well as to mitigate fraud, financial and abuse risks across the seller lifecycle.
As part of Team, developed restful Java api's for to compute analytical data related to seller metrics such as revenue, returns, breaches and cancellations, which is used by sellers to asses their performance.
Developed Seller Pricing Insights, which helped sellers to sell products on Flipkart at a competitive price.
Built realtime pipeline to capture action events on seller dashboard, using Apache Kafka and Druid, to understand and shape the seller behaviour on the dashboard.

Sabre corporation

Associate Software Engineer

Jul 2013 – Apr 2015 · 1 yr 9 mos · Bengaluru Area, India

Worked on Product Sabre HOTEL RFP, an online marketplace that unites corporate travel buyers with hotels and chains to efficiently solicit, negotiate and finalize their travel programs.
Developed product features such as Email Manager, Two Step Upload Process, Search Hotels using Google Map api etc., using technologies like PHP 5.3 and MySQL.
Worked on UI/UX Revamp of the product website by implementing Bootstrap 3 to enhance the User Experience.
Introduced Multi-threading in PHP to significantly speed up the Upload Response process.
As part of Sabre Hack Day, developed “Tweet to Bid”, a feature which will allow Hotels to seek their buyers by tweeting on Twitter, developed using PHP SOAP Web Service, Twitter and Google Map Api.

Consilium software

Software Developer Internship

Jan 2013 – Jun 2013 · 5 mos · Gurgaon, India

Worked as a Database/Software Developer Intern on Reporting Services and Java Application Development.
Developed Stored Procedures, SSIS Packages, Functions and Triggers on IBM DB2 and MS SQL SERVER 2008, and developed subsequent reports on Crystal Reports, CUIC, SSRS and UCCX HRC like reporting tools.
As a part of App. Dev. designed and coded Java Server Pages, Configured Apache, ETL Scripts, scheduling packages and jobs for the product UniSocial, an online customer care service software, by performing sentiment analysis of social media posts/tweets.

University of houston

Summer Intern

May 2012 – Jul 2012 · 2 mos · Houston, Texas Area

Worked on a Project Titled 3D Face Recognition under Prof. Dr. Ioannis Kakadiaris, Dept. of Computer Science
Designed the algorithm using SVM classifier on the Annotated Face Model, produced after pose alignment and fitting, and hence improved the accuracy of face recognition system from 93.4% to 97%.

Information systems association

Event Coordinator

Jul 2011 – May 2012 · 10 mos · Pilani

Organizing a plethora of events to test the technical acumen and prowess of BITS population.

Indian bank

APPLICATION DEVELOPER

May 2011 – Jul 2011 · 2 mos · Chennai Area, India

Developed a Centralised Pension Processing System,a web based software to manage pension of the staff of Indian Bank all over India.
The software was developed using ASP.NET with C#, .NET framework 3.5 using the popular tool Microsoft Visual Studio.

Phodphad!

Product and Marketing Executive

Oct 2010 – Apr 2012 · 1 yr 6 mos · Pilani

An Educational Networking website which aims at providing free quality education to all and also aims at bringing like minded people together, so that they can pursue their passion free from the boundaries of time,place and curriculum.

Student mess council

Mess/Cafeteria Representative

Aug 2010 – May 2011 · 9 mos · Chirawa Area, India

Part of a 14 member student body to supervise and monitor the functioning of the student messes meant for over 4000 students and having nearly 200 employees. Job duties include
overseeing the quality of food, employee management and transparency in transaction of funds