Bivek Kumar — CTO
Core principle: Success is built on the foundation of always staying a humble learner. A seasoned product leader with over a decade of experience across fintech, healthcare, and edtech, I bring a strong engineering foundation and a proven track record of building products from scratch while driving product-led growth for both B2B and B2C segments. My product management journey began in 2016 with TappMe, a B2C platform offering on-demand maintenance services. There, I developed a lead recommendation engine that significantly boosted sales conversions. Following TappMe, I navigated opportunities across healthcare and consumer IT services, gaining valuable expertise in cross-functional collaboration, stakeholder management, product marketing, and analytics. My passion for the fintech ecosystem emerged during my tenure at Eroute Technologies, where I served as a Senior Product Manager and successfully launched a pocket money app for Gen Z. In my current role at Biz2X, I’ve led initiatives that nearly doubled monthly funding volumes to $100M for a growing US-based NBFC. I spearheaded the revamp of its internal credit assessment model by conducting user interviews and integrating advanced AI/ML techniques, enabling fairer pricing through more accurate credit evaluations. Additionally, I introduced innovative bank statement classification methods to enhance efficiency and accuracy, ensuring the development of impactful, future-ready products. Presently, I am working on an Auto-Underwriting Co-Pilot model to empower underwriters with faster and more precise decision-making capabilities. Beyond my primary roles, I have provided consultancy to startups in domains such as earned wage access, fraud detection, and gig marketplaces, helping them achieve product-market fit. My recent projects and certifications reflect a strong commitment to leveraging AI/ML technologies to design next-generation fintech products that transform the way individuals and businesses operate. A deep thinker at heart, I am passionate about delving into complex problems and understanding people to craft meaningful solutions. As a creative outlet, I occasionally write for my blog, blending my analytical mindset with storytelling.
Stackforce AI infers this person is a Fintech Product Manager with strong expertise in AI-driven solutions.
Location: Noida, Uttar Pradesh, India
Experience: 11 yrs 5 mos
Skills
- Artificial Intelligence (ai)
- Generative Ai
- Product Management
- Machine Learning
- Go-to-market Strategy
- Product Development
Career Highlights
- Led initiatives doubling monthly funding volumes to $100M.
- Successfully launched a pocket money app for Gen Z.
- Expert in leveraging AI/ML for fintech product innovation.
Work Experience
Golden Legand Leasing and Finance Ltd.
Head - AI & Data Science (9 mos)
Career Break
Career transition (3 mos)
Biz2Credit
AI Product Manager (2 yrs 5 mos)
Bankit Prepaid Cards
Senior Product Manager (1 yr 3 mos)
LMON
Freelance (2 mos)
Billbolo
Freelance (2 mos)
OmniCard®
Senior Manager - Product Management & Experience (7 mos)
MedCords
Product Manager (9 mos)
Noble House
Product Manager (1 yr 11 mos)
Tapp Me
Product Manager (2 yrs)
Avanti Learning Centres Pvt. Ltd
Senior Quality Assurance Associate (1 yr 5 mos)
The India Thermit Corporation Ltd.
Metallurgist (5 mos)
Svagatagami
Coordinator Of Volunteers (1 yr 2 mos)
TechnoServe
Consultant Internship (1 mo)
Education
B.Tech at Indian Institute of Technology, Kanpur
AISSCE at St. Paul’s School
AISSE at St. Joseph’s Public School