Frank Fernandez

Co-Founder

Haworth, New Jersey, United States21 yrs 9 mos experience
AI ML PractitionerAI Enabled

Key Highlights

  • Led product strategy for revenue-driving platforms.
  • Built and scaled multiple successful startups.
  • Expert in aligning technical and business goals.
Stackforce AI infers this person is a FinTech and MarTech product leader with expertise in AI-driven solutions.

Contact

Skills

Core Skills

Product ManagementArtificial Intelligence (ai)Product DevelopmentStrategyProduct StrategyProduct InnovationSoftware DevelopmentTrading

Other Skills

EntrepreneurshipLarge Language Models (LLM)Retrieval-Augmented Generation (RAG)Competitive AnalysisRuby on RailsE-commerceProduct LaunchRubyUser Interface DesignSoftware DesignUser ExperienceTechnology Product DevelopmentBusiness ModelingTeam LeadershipPython (Programming Language)

About

I build and scale intelligent products where engineering depth, data, and business outcomes actually meet. My background spans real-time systems, financial platforms, AI-driven analytics, and modern cloud architectures. I started deep in engineering, building low-latency, multi-threaded applications and market data systems, and grew into leading product and engineering organizations responsible for revenue, platform strategy, and execution. Over the last 15+ years, I have worked across trading platforms, developer ecosystems, analytics products, and data-intensive applications. I have taken products from zero to launch, modernized legacy platforms, built developer-facing APIs and tools, and scaled offerings that directly contributed to revenue growth and customer retention. I am most effective in environments where complexity is high and clarity is required. Situations where technical constraints, user needs, and commercial goals must be aligned into a product that actually works in the real world. Today, my focus is on intelligent systems, AI and data platforms, and product-led growth, especially where real-time data, analytics, and decision-making intersect. I enjoy working with strong teams, asking uncomfortable questions early, and turning ambiguous problems into products people rely on.

Experience

21 yrs 9 mos
Total Experience
10 yrs 10 mos
Average Tenure
--
Current Experience

Chatterkb

Founder

Oct 2024Present · 1 yr 7 mos · United States · Remote

  • ChatterKB is a knowledge and insight platform that helps teams turn scattered documents, data, and internal information into usable answers, insights, and workflows.
  • The product focuses on retrieval-augmented generation (RAG), structured memory, and data-backed reasoning to enable users to search, chat with, and extract insights from their own content securely. It is designed for organizations that need clarity from complex or fragmented information without relying on ad-hoc analysis or manual reporting.
  • My work spans product definition, system architecture, and execution, with a focus on AI-driven workflows, data platforms, and practical applications that move beyond generic chat interfaces. The emphasis is on reliability, interpretability, and real-world usefulness rather than novelty.
EntrepreneurshipProduct ManagementSoftware DevelopmentArtificial Intelligence (AI)Large Language Models (LLM)Retrieval-Augmented Generation (RAG)

We are rival

Head of Product

Apr 2023Jun 2024 · 1 yr 2 mos · Remote

  • We Are Rival is a marketing consultancy focused on MarTech-enabled services, analytics, and data-driven decision-making for brands operating in competitive markets.
  • Owned the end-to-end lifecycle of multiple digital products, treating each as an independent business unit with responsibility for positioning, profitability, cost control, and delivery.
  • Led the development of Curo from concept to launch, building a production-grade analytics platform for brand tracking based on search demand and competitive visibility.
  • Researched, defined, and launched the MVP for Enodo, a paid media audit tool, validating market demand and enabling consultants to assess and benchmark live advertising performance during beta.
  • Designed and piloted Rival Analytics, offering advanced attribution approaches including Marketing Mix Modeling (MMM) and Multi-Touch Attribution (MTA) as a managed service for clients.
  • Provided architectural guidance and product design direction across web-based platforms, ensuring technical decisions supported long-term scalability, data integrity, and real client use cases.

Coolaiid

Co-Founder

Nov 2022Apr 2023 · 5 mos · Remote

  • Interior design service that leverages generative AI to redecorate and generate interior design ideas.
  • Identified a market need and founded CoolAiid, leveraging generative AI to offer innovative interior design solutions. Successfully bootstrapped the startup without external funding.
  • Conducted market research, designed the UX, and built the core product, ensuring a seamless user experience.
  • Successfully launched the product, attracting initial users and receiving positive feedback for its innovative approach. Achieved 25% growth in subscriptions month over month, demonstrating strong market demand and user engagement.

Beatspoken

Founder

Jan 2019Nov 2022 · 3 yrs 10 mos

  • Beatspoken is a service that enables freelance musicians to create custom music for video creators and agencies.
  • Identified a market opportunity during the pandemic to bootstrap a startup and build a product tailored to freelance musicians and video creators. Successfully navigated market challenges to establish a unique service.
  • Leveraged an existing community of over 14,000 freelance musicians and video creators. Facilitated numerous collaborations, helping artists monetize their work and fostering a supportive, creative environment. Achieved significant user engagement and growth through community-driven initiatives.
  • Successfully attracted a user base, resulting in revenue growth and positive user feedback. Enabled freelance musicians to generate income during challenging economic times.
StrategyCompetitive AnalysisSoftware DevelopmentRuby on RailsE-commerceProduct Launch+16

Tradestation

4 roles

Vice President Of Product Strategy and Innovation

Promoted

Apr 2017Oct 2018 · 1 yr 6 mos

  • TradeStation provides a trading and analytics platform for active traders. I lead product strategy and drive innovation, including skunkworks projects and various enhancements across the product portfolio - TradeStation Desktop Platform (Charts, Matrix, Radarscreen, et al.), TradeStation Web, TradeStation Mobile, OptionStation, TradingApp Store, EasyLanguage (programming language), and developer APIs.
  • My responsibilities included collaborations with executives to determine pricing and positioning of core products, and leading product launches in partnership with UX, Engineering, Legal, Marketing, Sales, and Support teams.
  • Highlights:
  • Directed product strategy and innovation across the entire suite of TradeStation’s products, including desktop, web, mobile platforms, proprietary applications, and developer tools.
  • Overhauled the company’s flagship options trading application, achieving 100% year-over-year revenue growth and contributing to approximately $1 million per month, which represented 16% of the company’s total annual revenue.
  • Successfully modernized and rethought the user experience of the desktop platform, providing a more intuitive UI. This resulted in significant cost reductions, increased competitiveness, over a 50% increase in user retention, and a reduction in onboarding and education expenses.
  • Implemented a cloud-based analytics solution leveraging AI/ML for quantitative analysts and new FinTech products, leading to the development of a new product for passive traders. This initiative provided the opportunity to introduce Python as an alternative to the proprietary scripting language, facilitating the transition to cloud-based algorithmic trading.
  • Partnered with the executive team on pricing and product positioning.
  • Coordinated with cross-functional teams for successful product launches.
AgileData ScienceStrategyTradingCompetitive AnalysisProduct Innovation+34

Senior Director, Product Strategy - Product Innovation & Business Strategy

Apr 2015Mar 2017 · 1 yr 11 mos

  • Drove efforts to update the strategic and technical direction of the trading platforms (desktop, web, mobile), with a focus on modernization and enhanced user experience for the retail and active trader markets.
  • Highlights:
  • Directed strategic and technical updates for trading platforms, including desktop, web, and mobile, with a focus on modernization and enhancing user experience. •
  • Established comprehensive product roadmaps and set milestones for platform updates, ensuring alignment with business goals and market demands.
  • Defined and developed requirements for a cutting-edge cloud-based algorithmic trading platform, leveraging advanced technologies to enhance trading capabilities.
  • Played a key role in defining the structure and processes of the new innovation division within product management, ensuring it effectively drove continuous product improvement and market relevance.
AgileStrategyTradingCompetitive AnalysisProduct InnovationAgile & Waterfall Methodologies+30

Sr Director/Director, Product Management & Business Lead - Developer Platforms

Promoted

Apr 2009Nov 2015 · 6 yrs 7 mos

  • Lead development and served as Product Manager for a new App Store. Ran the business unit with full P&L responsibility for the product which ran as an internal startup, and oversaw a cross-functional team that included a product owner, engineers, testers, DevOps, and marketing and compliance representatives.
  • Highlights:
  • App Store Development: Led development and launch of the first multi-asset retail App Store for financial markets, managing full P&L and a cross-functional team.
  • Concept and Approval: Pitched and secured funding for a SaaS based App Store, targeting brokerages in Japan, South Korea, and China.
  • Community Building: Built and managed a developer community, promoting hackathons and onboarding external developers.
  • API Management: Managed Web API requirements and implementation of the FIX standard.
  • Team Management: Mentored Product Managers and Product Owners.
  • Revenue Growth: Grew App Store revenue to $4.3M with ~200 developers and ~1,000 apps
AgileStrategyTradingCompetitive AnalysisAgile & Waterfall MethodologiesE-commerce+26

Senior Software Engineer / Development Lead

Feb 1998Jun 2009 · 11 yrs 4 mos

  • Built Windows-based applications in C++ and C#, focused on real-time financial market data processing and calculations requiring multi-threaded expertise, low-level memory management, GDI development, and advanced lexical analysis/parsing. I also managed and mentored Software Engineers and QA personnel.
  • Application Development: Developed real-time financial market applications in C++ and C#.
  • Team Management: Managed and mentored Software Engineers and Quality Assurance personnel.
AgileTradingSoftware DevelopmentAgile & Waterfall MethodologiesAgile Project ManagementProduct Launch+19

Education

Florida International University

Jan 1992Jan 1996

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