Gaurav Kapoor, CFA

Associate Consultant

Delhi, India10 yrs 7 mos experience

Highly Stable

Key Highlights

Over 9 years of experience in risk management.
Expert in credit and fraud risk strategies.
Proven track record of reducing financial losses.

Stackforce AI infers this person is a Fintech risk management expert with strong analytical capabilities.

Contact

Skills

Core Skills

Credit Risk ManagementRisk ModelingRisk ManagementFraud AnalyticsRisk StrategyData Analysis

Other Skills

CC++Corporate FinanceFinancial ModelingJupyterMatlabMicrosoft ExcelMicrosoft OfficePortfolio Risk ManagementPowerPointQlikViewRSAS E-MinerSAS ProgrammingSQL

About

Risk professional with over 9 years of experience, advising major US and UK banks across multiple risk domains across credit and fraud strategy, risk modeling and regulatory risk. Significant experience in quantitative and statistical analysis, coupled with profound business knowledge of retail, corporate, commercial and investment banking domain. Strong analytical and problem solving skills combined with ability to lead teams and multi-task effectively in order to create value for the business.

Experience

10 yrs 7 mos

Total Experience

2 yrs 3 mos

Average Tenure

1 yr 7 mos

Current Experience

Revolut

Senior Credit Risk Manager

Nov 2024 – Present · 1 yr 7 mos · India · Hybrid

Global credit and fraud risk management

Portfolio Risk ManagementSQLJupyterCredit Risk ManagementRisk Modeling

Apollo agriculture

2 roles

Credit Risk Manager

Jun 2023 – Nov 2024 · 1 yr 5 mos

Senior Associate

Jun 2022 – Jun 2023 · 1 yr

Wells fargo

2 roles

Senior Risk Consultant

Apr 2021 – Jun 2022 · 1 yr 2 mos

Developed an early read RI model to predict future defaults using logistic regression and XGBoost techniques; helped in adjusting scorecard cutoff and capital planning by estimating future losses
Responsible for conducting sensitivity analysis and developing aggregated control limits using score point shift methodology

Credit portfolio consultant

Oct 2018 – Mar 2021 · 2 yrs 5 mos

Independent Risk Management
Designed a framework to identify proxy control population of Forbearance segment; assessed the profitability of forbearance plan and suggested a strategy which resulted in annual loss savings of $2.5Mn
Developed a real-time Covid-19 dashboard for risk committee to help them analyze the impact of deferrals on $50Bn unsecured portfolio; proposed the strategies for deferral completers to keep future losses within threshold

Tata consultancy services

Associate Consultant

Jan 2018 – Sep 2018 · 8 mos · Bengaluru, Karnataka, India

Model development and validation
Worked on economic capital models to develop control limits using score point shift

Barclays

3 roles

Assistant Manager

Aug 2017 – Dec 2017 · 4 mos · Noida Area, India

Credit and Fraud analytics
Developed a linear regression model to identify common point of purchase (CPP) that determines potential fraud cards and reissues them subsequently based on cost benefit analysis

Senior Business Analyst

Aug 2016 – Aug 2017 · 1 yr · Noida Area, India

Risk Strategy
Developed a strategy using segmentation and decision tree that reduced the losses by £3.5Mn
Improved the efficiency and accuracy of credit risk data mart and performed User Acceptance Test (UAT) for implementation of BCBS239 principles in risk reporting of UK credit cards

Business Analyst

Jul 2015 – Jul 2016 · 1 yr · Noida Area, India

Risk Strategy
Analyzed the transaction level data (of UK debit cards) using SAS and SQL to identify trends in contact free segment and developed a strategy that reduced the loss by 23% of write off value