Jay Rao

CEO

Mumbai, Maharashtra, India20 yrs 9 mos experience

Key Highlights

  • Expert in architecting scalable payment ecosystems.
  • Proven track record in managing high-volume transaction platforms.
  • Strong leadership in cross-border payment solutions.
Stackforce AI infers this person is a Fintech expert with a strong focus on payment technologies and solutions.

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Skills

Other Skills

Agile MethodologiesBusiness AnalysisBusiness ProcessData AnalysisDatabasesIT StrategyITILInternet BankingJ2eeLinuxLoad BalancingMicrosoft SQL ServerOraclePerformance TuningProduct Management

About

Working as Engineering Head Payments technology. This is technical role extends to various business, platforms majorly in mobility, UPI services, social banking, wallets and digital servicing. Cross border remittance , Forex mgmt. Role includes 1. Requirement gathering and analysis 2. Architecture design and analysis 3. Solution design 4. Development and testing 5. Deployments 6. Post production maintenance Involved throughout in the projects undertaken and with close coordination with all stakeholders to make sure delivery on time with quality checks. Key skills: Team management, project management, delivery management, solution architect. Cutting edge tech stack : Java, Spring , Kafka , Redis, Cassandra, Cloud and OnPrim Have extensively worked on UPI, wallets, mobile banking, digital payments, mobile app development, information security Strengths: Domain knowledge, team building project management, project delivery

Experience

20 yrs 9 mos
Total Experience
3 yrs 6 mos
Average Tenure
3 yrs 2 mos
Current Experience

National payments corporation of india (npci)

Head of Product Development

Apr 2023Present · 3 yrs 2 mos · Mumbai, Maharashtra, India

  • Scaling with Vision – Building platforms from millions to billions of daily transactions
  • Global Mindset – Driving cross-border partnerships and regulatory alignment
  • Tech Excellence – Architecting fault-tolerant, next-gen payment ecosystems
  • Business Impact – Translating complex technology into strategic growth

Bajaj finserv

Head Payments Tech

Jan 2022Apr 2023 · 1 yr 3 mos · Pune, Maharashtra, India

  • Implementation of Payment stack for one of the most downloaded finance app globally.

Yes bank

Group Executive VP Payments Stack

Jul 2021Jan 2022 · 6 mos

Axis bank

3 roles

Deputy Vice President - Head Digital Payments Tech

Promoted

Apr 2019Jul 2021 · 2 yrs 3 mos

  • Heading complete UPI stack for Org. Processing over 70mn txns per day with largest 3rd party app providers.

Assistant Vice President - Lead Payments Tech

Promoted

Apr 2016Mar 2019 · 2 yrs 11 mos

Senior Project Manager - Payments and Core Banking Tech

Feb 2014Apr 2016 · 2 yrs 2 mos

3i infotech ltd.

Project Manager - CRM Domain Tech

Jan 2008Feb 2014 · 6 yrs 1 mo · Mumbai

Tecknosoft

Software Engineer

Aug 2005Jan 2008 · 2 yrs 5 mos · Mumbai

Education

Allahabad Agricultural Institute

Bca — Computer Engineering

Jan 2002Jan 2005

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