Dec 2024 – Present · 1 yr 6 mos · Gurugram, Haryana, India

Oct 2023 – Present · 2 yrs 8 mos · Gurugram, Haryana, India

• 1. Responsible for conducting pre-funding review a day prior for all the loans scheduled to be fund on the following day which requires extensive analysis of various check points including credit disclosure, loan estimates and signed closing packages.
• 2. Requesting documents like loan estimates, closing disclosures and running policy control tests.
• 3. Thorough analysis of underwriting and credit reports of clients and running quality checks on the loan files.
• 4. Responsible to follow the legal guidelines stipulated by the legal entities of US like the Fannie Mae and Freddie Mac.
• 5. Running funding quality and funding product checks to check the saleable possibility of the mortgage loans.
• 6. Responsible for raising escalations related to any report or checkpoints and timely follow up with the various teams or the concerned part in order to get the escalations resolved quickly.
• 7. Proper understanding and implementing US state wise rules and regulations regarding the vesting, documentation homestead and the notary instructions about the drawing and signing of the documents as each state have different rules for the same.
• 8. Making appropriate use of decision-making skills and professional judgement to prioritize the issues or the findings which we get while reviewing a loan file in order to ensure smooth and timely approval of the loan file to fund.
• 9. Working of tools like doc magic, confluence, encompass, tinman, JIRA and MERS

Sep 2021 – Dec 2023 · 2 yrs 3 mos · Gurugram, Haryana, India

• 1. Auditing Loan Documents and providing funding and disbursement
• approval to Title Companies.
• 2. Review and audit of closed loan files to ensure all necessary
• underwriting loan approval conditions have been satisfied by an
• underwriter, processor, and closer.
• 3. Fulfilling investor’s requirements and assures timely submission of
• loan documents on investor’s website prior to deadlines to FNMA,
• FHLMC and other private investors.
• 4. Resolving investor's condition and providing accurate solution to the investors.
• 5. Providing customized document delivery to various investors and
• third parties like Two Harbors, Colonial, JP Morgan Chase, Citi Bank,
• Arcline, Mr. Cooper, Wells Fargo etc.. according their requirements.
• 6. Assigning work to team members with the help of Looker (Dashboard) and google sheets.
• 7. Understanding of TRID, RESPA, TILA and HMDA guidelines and
• working knowledge of Encompass, JIRA, Microsoft Excel.