Naresh R

Co-Founder

London, United Kingdom9 yrs 2 mos experience
Highly Stable

Key Highlights

  • Led design for UPI Switch supporting 150k merchants.
  • Built internal tools eliminating daily engineering support.
  • Grew engineering team from 5 to 35 at Setu.
Stackforce AI infers this person is a Fintech professional with strong backend and frontend development expertise.

Contact

Skills

Core Skills

UpiTeam ManagementData LakeGoWeb SecurityEmail NotificationsKafkaGraphqlApi DevelopmentGrpcAws RdsOpencv

Other Skills

BBPSincident managementregulatory compliancesecurity improvementsECSSQSRDSS3DynamoDBTerraformpush notificationsCCPA complianceRedisJavaBazel

About

I'm a Tech Lead with 5 years of work experience in FinTech across UPI, Bharat Bill Pay System (BBPS), Personal Finance and SMB accounting. Having worked across big tech and early-stage startups, I have hands-on experience with backend, frontend and infra and can put on many hats outside the engineering organisation as well.

Experience

9 yrs 2 mos
Total Experience
2 yrs
Average Tenure
11 mos
Current Experience

Cloudflare

Senior System Engineer

Jun 2025Present · 11 mos

Codestory.ai

Co-Founder

Jun 2023Jun 2025 · 2 yrs · London Area, United Kingdom · On-site

Setu

2 roles

Tech Lead

Promoted

Jul 2022Jul 2023 · 1 yr · Bengaluru, Karnataka, India

  • As a lead for the UPI & BBPS platforms, managed a reporting team of 6 engineers through an acquisition, streamlined planning, on-call, incidents and docs, led the designs for Setu’s UPI Switch to support 150k merchants, revamped money flows for both products in a month amidst regulatory changes, internal tools & dashboards atop a new data lake eliminating daily engineering support and security improvements passing 5 external InfoSec Audits.
UPIBBPSteam managementincident managementregulatory compliancedata lake+1

Software Engineer 3

Jun 2020Jul 2022 · 2 yrs 1 mo · Bengaluru, Karnataka, India

  • As an early engineer, grew the team from 5 to 35, gained expertise in Go, ECS, SQS, RDS, S3, DynamoDB, Cloudwatch, Terraform, Web security, fixing production with service & settlements continuity even after failures.
  • Designed and built refunds on UPI, covering data and fund movement for automated & API-initiated flows.
  • Built a customizable no-code tool for billers to collect bill payments via BBPS by simply uploading Excel sheets.
  • Wrote Setu’s developer-facing console from scratch, covering Auth with Keycloak, onboarding, configuration, KYC, real-time reports, 2FA, User & API key management and support being embedded as iframe with seamless sign-in.
  • Extended UPI Deeplinks with a SSR NextJS shortlinks service with custom payment flows for web, Android & iOS.
GoECSSQSRDSS3DynamoDB+2

Intuit

2 roles

Software Engineer 2

Feb 2020May 2020 · 3 mos · Bengaluru, Karnataka, India

  • Built an email & push notifications system for Mint’s 4M MAU, iterating with PM, XD, mobile & marketing teams.
  • Led CCPA compliance for Mint Bills with Kafka-based async architecture for reading and deleting all user data.
email notificationspush notificationsKafkaCCPA compliance

Software Engineer

Aug 2018Jan 2020 · 1 yr 5 mos · Bengaluru, Karnataka, India

  • Wrote async GraphQL APIs with Redis caching and cross-channel (Web, iOS, Android) billing for QB Self-Employed.
  • Added features & refactored critical API with abstract factory pattern, error & performance monitoring on Splunk.
  • Wrote a resilient Java library adopted by multiple teams to publish metrics to Wavefront for real-time dashboards.
GraphQLRedisJavaAPI development

Cncf [cloud native computing foundation]

Google Summer of Code student - gRPC

Apr 2018Jul 2018 · 3 mos · Remote

  • Added Bazel support for building the gRPC Python codebase, with custom Skylark rules for the Cython modules.
  • Extend support to tests as well, allowing incremental local and Kokoro (Google internal) CI build & test runs.
  • Detected & reported issues in rules_python experimental pip support, module level loggers in python frameworks.
BazelgRPCPython

Indian institute of technology, kharagpur

Teaching Assistant

Aug 2017Apr 2018 · 8 mos · Kharagpur I, India

  • Served as the Teaching Assistant for 3rd-year undergraduate courses, Compilers theory and lab (CS39001 and CS39003 respectively) in Autumn 2017 and for Programming and Data Structures lab (CS19001) in Spring 2018.

Intuit

Software Engineering Intern

May 2017Jul 2017 · 2 mos · Bengaluru, Karnataka, India

  • Wrote a GraphQL API in Java for opting out of a QBO trial subscription, with unit & integration tests.
  • Deployed a Machine Learning model to help Intuit predict potential paid customers for QBO from trial data.
  • Revamped internal company creation tool with validations & safeguards, reducing invalid configs to 30%.
GraphQLMachine Learning

Ezdi inc - healthcare solutions

Software Engineering Intern

May 2016Jun 2016 · 1 mo · Greater Ahmedabad Area

  • Automated migration & replication of real-time data from AWS RDS to Redshift, optimized for full-table queries.
  • Implemented proof-of-concepts to embed a Business Intelligence (BI) solution in the enterprise analytics platform.
AWS RDSRedshiftBusiness Intelligence

Indian institute of technology, kharagpur

Software Team Member, Autonomous Underwater Vehicle Research Group

Feb 2015Apr 2016 · 1 yr 2 mos · Kharagpur I, India

  • Added image processing logic for Buoy detection and path following underwater using OpenCV on ROS.
  • Wrote Neural Network based adaptive image segmentation for the bot to adapt to dynamic lighting conditions.
  • Created an AngularJS frontend for remotely monitoring and controlling the bot’s image parameters.
OpenCVNeural NetworksAngularJS

Education

Indian Institute of Technology, Kharagpur

Master's degree — Computer Science and Engineering

Jan 2013Jan 2018

Maharishi Vidya Mandir Senior Secondary School

High School

Jan 2011Jan 2013

Stoa

General Management Program

Jan 2022Present

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