Naveen Kumar

Product Manager

Delhi, India8 yrs 6 mos experience

Most Likely To SwitchAI ML Practitioner

Key Highlights

Led product integrations for fintech solutions.
Designed AI-powered credit analysis tools.
Scaled products to over 5M users.

Stackforce AI infers this person is a Fintech Product Leader with expertise in strategy and user experience.

Contact

naveenkumar@paisabazaar.com LinkedIn

Skills

Core Skills

Product StrategyProduct DevelopmentUser Experience (ux)Management ConsultingBusiness Strategy

Other Skills

Payment GatewaysBill paymentsAIEmail ParsingWalletsRewards SystemProblem SolvingCustomer EngagementLoyalty ProgramsCredit ScoreSimulationCredit Score MonitoringCommunicationComputer ScienceProgramming

About

Product Lead with experience in fintech and strategy consulting (EY-Parthenon). Built & scaled payments, credit, and subscription products from 0→1 to 5M+ users and ₹18 Cr+ ARR.

Experience

8 yrs 6 mos

Total Experience

2 yrs 1 mo

Average Tenure

4 yrs 9 mos

Current Experience

Paisabazaar

3 roles

Product Lead: Bill Payments, Wallet and PG

Promoted

Mar 2025 – Present · 1 yr 2 mos · On-site

Solely Lead integrations from below products from scratch
Designed & Launched PB Protect+ - an AI powered 'email parsing service' to analyze Credit Card Statements and detect any hidden fees and late charges
Single-handedly led the end-to-end integration of Bill Payments (BBPS) and payment gateways (Razorpay and PayU) into the Paisabazaar platform, enabling seamless digital payment flows
Designed and launched 'PB Wallet' as a unified rewards and credit system applicable across core product lines including Loans & Credit Cards
Solely built Recon & Settlement dashboards for internal and finance use

Payment GatewaysBill paymentsProduct StrategyProduct Development

Product Lead: Credit Score Platform

Mar 2024 – Mar 2025 · 1 yr · On-site

Worked as Product strategy lead, Paisabazaar Credit Score Platform driving customer acquisition, engagement, and cross-sell initiatives along with compliance
Worked with CXOs for Investor presentation, Vision PPTs etc.
Products/Features I have worked on:
End-to-end ownership & conceptualisation of 'Paisabazaar Loyalty Program'
Integrated India’s first MSME Credit Report offering to check & track the Company’s Rank & Credit Health
‘In-house Score Simulator’: a feature to predict Credit Score based on user’s credit actions

User Experience (UX)Problem SolvingProduct Strategy

Senior Product Manager: Credit Score Platform

Aug 2021 – Mar 2024 · 2 yrs 7 mos · On-site

Products/features I have worked on:
Launched India’s First Real-time Credit Score monitoring service (CIBIL real-time Alerts)
Create & Manage User Consent storing process across Paisabazaar Platform
Integrated WhatsApp as a communication channel across Organisation
Streamlined Credit Score acquisition by transitioning from Long-Auth (7 fields) to Short-Auth (3 fields)

Ey-parthenon

2 roles

Strategy Consultant

Jul 2019 – Jul 2021 · 2 yrs · Gurgaon, India · On-site

Part of Business Consulting Team- with experience across diverse projects
Post-Merger Business Integration (General Insurance)
Finance & Procurement Transformation (Next-Gen GBS Strategy)
Procurement Transformation (Insulator Manufacturer)
Developed Wi-Fi offload and operational support strategy for a telecommunications Client
EY India Stragey Office

Problem SolvingCommunicationManagement ConsultingBusiness Strategy

Consultant

Apr 2018 – May 2018 · 1 mo · Gurgaon, India

Worked on Performance improvement of Procurement Process through RPA and Blockchain Tech
Received a Pre Placement Offer (PPO) based on performance during the internship

Problem SolvingCommunication