Ninad Sail — Product Manager
Dynamic and results-driven Product Manager with over 5 years of experience in fintech, insurtech, and digital innovation. Passionate about building user-centric products that drive business growth, streamline operations, and enhance customer experiences. Currently at Godrej Capital, I lead lending and digital portfolios including Loan Against Property (LAP), Business Loans (BL), and Construction Finance (CF), overseeing end-to-end product lifecycles—from ideation and onboarding to credit assessment, integrations, and feedback management. Key initiatives include transforming legacy LOS systems to Salesforce for scalability, launching Conversational AI, and enabling cross-sell capabilities to boost acquisition and retention. Previously at AU Small Finance Bank, I managed bancassurance products across Motor, Health, and Travel insurance, spearheading digital transformations like E2E integrations, cross-sell strategies, and optimized journeys on platforms like AU BIMA and AU0101. Recognized with the Emerging Star Award within months, I ensured compliance with RBI and IRDAI guidelines while collaborating with cross-functional teams to deliver data-driven enhancements. At Fynd, as Senior Project Associate, I crafted product roadmaps, monitored analytics for growth insights, and leveraged generative AI tools like ChatGPT and Midjourney to automate tasks and improve UI/UX. Projects included AI Resume Builder and Chatbot, earning the Fynd Star Award. Earlier roles at Fyntune and Atzos honed my skills in requirements elicitation, wireframing, and digital marketing, increasing user efficiency by 30% and generating leads through SEO and campaigns. Holding a Master's in Information Technology (CGPA 10/10) from Shah & Anchor Kutchi Engineering College, I blend technical expertise in Python, PostgreSQL, and tools like Jira, Figma, and Tableau with strong competencies in stakeholder management, market research, and agile methodologies. Beyond work, I'm committed to social impact - previously headed HR, Marketing, and Partnerships at CreateTogether Foundation, promoting UN SDGs with AIESEC, and mentoring underprivileged kids. Let's connect to explore how we can innovate together! 🚀
Stackforce AI infers this person is a Product Manager with expertise in Fintech and Insurtech, focusing on digital innovation.
Location: Mumbai, Maharashtra, India
Experience: 5 yrs 8 mos
Skills
- Product Management
- Stakeholder Management
- Digital Transformation
- Analytics
Career Highlights
- Led product transformations in fintech and insurtech.
- Recognized with Emerging Star Award for exceptional performance.
- Expert in leveraging AI for product innovation.
Work Experience
Godrej Capital
Product Manager - Innovation & Capability (1 yr 11 mos)
AU SMALL FINANCE BANK
Product Manager (7 mos)
Fynd (Shopsense Retail Technologies Ltd.)
Senior Project Associate (2 yrs)
FynTune Solution Private Limited
Product Lead (6 mos)
Project Manager (8 mos)
Ques10
Operations Executive (2 mos)
spyn sports app
Digital Marketing Executive (4 mos)
Education
Master of Engineering - ME at Shah And Anchor Kutchhi Engineering College
Bachelor of Engineering - BE at University of Mumbai
Diploma - DE at Father Agnel Technical Education Complex