Parijat Garg — Product Engineer
I help fintech startups, NBFCs, and financial institutions build scalable lending products, optimize credit risk models, extract more from data and drive business growth. With 23+ years of experience in credit, lending, and B2B sales, I’ve worked with 20+ clients to develop products and data-driven strategies that improve credit assessment, enhance risk management, and accelerate go-to-market success. I have 2.8M+ views for Quora answers on personal finance, credit scoring and fintechs, and my opinions have been covered by major publications such as Moneycontrol, Mint, ET, Business Standard, TOI, Bloomberg Quint etc. What I Bring to the Table ✔️ Digital Lending Strategy – Helping fintechs and NBFCs launch scalable lending products ✔️ B2B Sales & Partnerships – Building strategic alliances to drive revenue ✔️ Data Analytics & Credit Scoring – Leveraging data for smarter decision-making ✔️ Credit Risk & Underwriting – Designing robust risk models using alternative data My Impact 📈 Helped fintech startups build credit assessment models 🤝 Advised multiple fintechs on securing key partnerships with banks and NBFCs 📊 Helped build data-driven and analytical B2B products for banks and NBFCs Let's Connect! 🔹 Are you a fintech, NBFC, or financial institution looking to refine your credit risk models? 🔹 Are you a techfin building tech and data products for BFSI? 🔹 Need insights on data analytics, B2B sales, or go-to-market strategy? Let’s discuss how I can help you succeed in the evolving fintech landscape. Feel free to DM me. #Fintech #DigitalLending #CreditRisk #B2BSales #DataAnalytics #Underwriting #CreditScore
Stackforce AI infers this person is a Fintech expert with extensive experience in credit risk and digital lending strategies.
Location: Mumbai, Maharashtra, India
Experience: 25 yrs
Skills
- Digital Lending Strategy
- Credit Risk
- Career Counseling
Career Highlights
- 23+ years of experience in fintech and lending.
- Advised 25+ clients on credit risk and partnerships.
- 2.8M+ views on Quora for finance insights.
Work Experience
MaxxUP Lab
Director (3 yrs)
Digital Lending
Digital Lending Expert (6 yrs 7 mos)
CRIF India
Senior Vice President (1 yr)
Vice President (4 yrs 2 mos)
AVP, Business Development (3 yrs 2 mos)
Intellecap
Intern (1 mo)
Infosys
Senior Project Manager (1 yr)
Project Manager (2 yrs 11 mos)
Programmer Analyst (3 yrs 1 mo)
Software Engineer (3 yrs 1 mo)
Education
Post Graduate Diploma at Indian Institute of Management, Calcutta
B.Tech at National Dairy Research Institute, Karnal
Science at Kendriya Vidyalaya
at Kendriya Vidyalaya
