Pushpendra Singh Gautam

Product Manager

Noida, Uttar Pradesh, India10 yrs 11 mos experience

Key Highlights

  • Over 10 years in Cards and Payments domain.
  • Expert in leading digital transformation initiatives.
  • Proven track record in product ownership and agile methodologies.
Stackforce AI infers this person is a Fintech expert specializing in product ownership and digital payment solutions.

Contact

manusingh060@gmail.comLinkedIn

Skills

Core Skills

Product OwnershipCards & Payments

Other Skills

ACH PaymentsAcceptance CriteriaAccount ReconciliationAgile MethodologiesAgile Project ManagementAgile methodologiesAgile methodologyApp Push ProvisioningApple PayAuthorizationB2CBRDBacklog ManagementBacklog RefinementBusiness Analysis

About

As a Product Owner with 10+ years of experience in the Cards and Payments domain, I specialize in leading digital transformation across cloud-native and mainframe platforms. From shaping product roadmaps to delivering customer-centric solutions, I bridge the gap between business needs and technical delivery with precision and clarity. Currently at LTIMindtree, I lead the product backlog and manage end-to-end feature delivery for card issuing solutions on Fiserv VisionNEXT (cloud-native successor to VisionPLUS). I collaborate with global stakeholders to introduce innovative features like authorization controls and card tokenization, delivering seamless user experiences and business value. In addition, I have worked on Fiserv Enterprise Payments Platform (EPP) – a centralized, ISO 20022–enabled solution supporting SWIFT payments, ACH, Fedwire®, CHAPS, RTGS, and other high-value payment systems. My role focused on enabling 24/7/365 real-time payments, cross-border transactions, and ensuring global regulatory compliance. Previously at TSYS, I worked on the TS2 platform for top-tier UK banks, driving enhancements in card lifecycle, authorization, settlement, disputes, and 3D secure. I have led App Push Provisioning for digital wallets and delivered mobile and web-based commercial card solutions. Core strengths: • Product ownership: backlog management, user stories, roadmaps • Agile methodologies: Scrum, Kanban, Jira, Confluence • Cards & Payments: Issuing, Disputes, Tokenization, ISO 20022, SWIFT, ACH, High-Value Payments • Compliance: PCI DSS, PSD2, sanctions screening • Platforms: VisionNEXT, VisionPLUS, Fiserv EPP, TSYS TS2, REST APIs I’m passionate about building payment products that are secure, scalable, and user-friendly. Let’s connect if you’re interested in innovation at the intersection of technology and finance.

Experience

10 yrs 11 mos
Total Experience
2 yrs 5 mos
Average Tenure
1 yr 2 mos
Current Experience

Ltimindtree banking & financial services

Senior Specialist-Product Owner

Apr 2025 – Present · 1 yr 2 mos · Hyderabad, Telangana, India · On-site

  • Responsible for defining the vision, roadmap, strategy through opportunity to pitch creation and prioritize by working closely with Business and Technology heads.
  • Led discovery for cross-bank credit card integration, analysing products, journeys, system gaps, and defining functional requirements.
  • Drove market research, persona development, and customer journey mapping for implementing account and transaction-level fees, card limits and restrictions
  • Facilitated requirement elicitation sessions with internal/external resources and technical teams
  • Authored 100+ epics, features, and user stories covering card issuing modules including authorization, sanctions, card tokenization, balance/money transfers promotions, Account Fees, collections and limits and restrictions
  • Defined key risk, fraud & compliance capabilities such as sanctions screening, fraud rules configuration, velocity checks, suspicious pattern detection, and authorization decisioning.
  • Led end-to-end product design and development of VisionNext, a cloud-agnostic credit and debit card issuing platform with scalable, API-driven onboarding and decisioning capabilities.
  • Enabled successful launches for fintech partners Payfare and GCash by delivering seamless digital onboarding, real time issuance, and smooth integration with their customer journeys.
Product ownershipbacklog managementuser storiesroadmapsAgile methodologiesScrum+6

Global payments inc.

Business System Specialist

Sep 2023 – Mar 2025 · 1 yr 6 mos · Noida, Uttar Pradesh, India

Tsys

Senior Business Analyst

Jun 2021 – Sep 2023 · 2 yrs 3 mos · Noida, Uttar Pradesh, India · On-site

  • Defined epics and user stories for commercial card management app.
  • Delivered features like authorization control, restrictions, lost/stolen, replacement requests, and app push provisioning for digital wallet Apple and Google
  • Designed REST APIs with schema definitions and data mapping.
  • Supported onboarding of major clients across North America and the UK.
  • Worked on TSYS TS1 and TS2 legacy mainframe platforms.
Define epics and user storiesDeliver featuresDesign REST APIsSupport onboardingCards & PaymentsProduct ownership

50hertz limited

Business Analyst

Aug 2016 – May 2021 · 4 yrs 9 mos · Dwarka,Delhi

  • Worked as communication conduit between the stakeholders and the application development team to represent the stakeholder community to the development team and to translate the business needs for the team.
  • Prepared the Gap Analysis Sheet and arrange the brainstorming forum with interfaces stakeholders for coming up with the Feasibility Study.
  • Wrote User Stories as per the captured project scope and conducting User Story walkthrough for the captured scope.
  • Entrusted with the responsibility of writing acceptance criteria, example, process flow etc. to ensure that the customer and the Scrum team are speaking the same language.
Gap AnalysisUser StoriesAcceptance Criteria

Anr software pvt. ltd.

Business Analyst

May 2015 – Aug 2016 · 1 yr 3 mos · Noida

  • Worked closely with Product Control to review, evaluate IT changes & customizations as per the requirements.
  • Mockup design for new change requests, enhancements and the functionality design documents.
  • Created SOW, business process diagrams and process flow charts using MS Visio.
  • Integration and regressive testing of different modules.
  • Identify and escalate priority issues per Client specifications
Mockup designSOW creationIntegration testing

Education

Galgotias College of Engineering and Technology

Master’s Degree — Information Technology

Jan 2012 – Jan 2015

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